HOPE INTERNATIONAL
Programs and results
What we aim to solve
HOPE International seeks to address the great spiritual and material needs in our world by sharing the Gospel and providing financial services in underserved communities. Despite recent increases in financial access, 1.7 billion adults are still unbanked (Global Findex report, 2017), meaning they do not have access to financial services—necessary capital to grow their businesses or a safe place to save money. Without these services, families lack financial security and stability, leaving them more vulnerable to the challenges of poverty and more likely to see their children grow up in poverty.
Our programs
What are the organization's current programs, how do they measure success, and who do the programs serve?
Christ-centered financial services
HOPE believes families in poverty have the God-given talents and skills to provide for their families. What they don't have is a lump sum of money to invest in their potential - by paying school fees, saving for the future, or investing in businesses. In obedience to Christ's command to love our neighbor and make disciples of all nations, HOPE International provides discipleship opportunities, training, a safe place to save, and small loans. We offer these services through two models: Savings groups and microfinance institutions. Savings groups (SGs) are groups of individuals who save their money together in partnership with the local Church. As they build a secure sum of money, members often take out loans from their group to pay for household expenses or invest in businesses. Microfinance institutions (MFIs) are banks designed to serve entrepreneurs in poverty by providing small loans, a safe place to save, and other financial services to help men and women invest in their businesses and provide for their families.
Where we work
Affiliations & memberships
Evangelical Council for Financial Accountability Accredited 2021
External reviews

Photos
Our results
How does this organization measure their results? It's a hard question but an important one.
Evaluation documents
Download evaluation reportsNumber of clients served
This metric is no longer tracked.Totals By Year
Population(s) Served
Adults, Economically disadvantaged people
Related Program
Christ-centered financial services
Type of Metric
Output - describing our activities and reach
Direction of Success
Increasing
Context Notes
As of 2020, we modified our reporting methods. After three years, we commission local churches which means they 'graduate' from the savings group program, and they are no longer actively tracked.
Total dollar amount of client savings
This metric is no longer tracked.Totals By Year
Population(s) Served
Adults, Economically disadvantaged people
Related Program
Christ-centered financial services
Type of Metric
Outcome - describing the effects on people or issues
Direction of Success
Increasing
Context Notes
As of 2020, we modified our reporting methods. After three years, we commission local churches which means they 'graduate' from the savings group program, and their savings are no longer included.
Goals & Strategy
Reports and documents
Download strategic planLearn about the organization's key goals, strategies, capabilities, and progress.
Charting impact
Four powerful questions that require reflection about what really matters - results.
What is the organization aiming to accomplish?
Motivated by the love of Christ, we invest in the dreams of families in underserved communities in 16 countries around the world as we proclaim and live the Gospel. We share the hope of Christ as we provide discipleship, biblically based training, savings services, and loans that restore dignity and break the cycle of poverty.
We seek to help foster change across four domains of impact – spiritual, material, personal, and social – through Christ-centered economic development. Our desire is that our clients and other stakeholders would grow in their relationship with Christ, experience material sufficiency and stewardship, have a greater understanding of their personal dignity and gifts, and enjoy community in place of isolation.
What are the organization's key strategies for making this happen?
The challenges of poverty are complex and affect each family differently, so HOPE provides Christ-centered services that holistically impact and equip men and women to provide for their families and find their soul’s satisfaction in Jesus Christ. Through three models (microfinance institutions, savings programs, and small-and-medium-enterprise lending), we empower clients and their families using the following services:
Discipleship: We share the Gospel during regular interactions with clients and invite them to experience lasting transformation through a relationship with Christ.
Training: We provide biblically based training, mentoring, and coaching to help clients start or expand their businesses.
Savings services: We partner primarily with churches to equip them to provide savings services to their congregations, enabling families to save money to stabilize household income, provide a financial safety net, expand businesses, or pay routine expenses.
Loans: We provide loans to enable clients to access much-needed capital through purchasing productive assets, buying supplies in bulk, or investing in inventory or renovations.
What are the organization's capabilities for doing this?
HOPE International leverages staff expertise in finance, technology, economics, accounting, training, management, marketing, and development to achieve our goals. We are grateful to employ around 950 global staff including 174 HOPE International employees and 776 employees of HOPE-managed programs around the world. We also work with over 4,000 volunteers. We are privileged to partner with over 5,000 donors, without whom our work would not be possible.
As a Christ-centered microenterprise network, HOPE operates 11 programs and partners with nine like-minded organizations to reach the underserved and share the Gospel in 16 countries around the world. The HOPE International network shares resources, best practices, and learnings to multiply our impact. We participate in multiple peer networks, including SEEP and ACCORD, and are an active member of the Christian Economic Development Network.
What have they accomplished so far and what's next?
HOPE serves clients, many of which live in especially challenging environments. Alongside local partners, we have launched eleven new savings group programs and seen clients and group members give their lives to Christ and serve their communities in transformative ways. We have seen generational impact as clients send their children to school and equip them to step into the future with confidence. We have invested in flourishing staff through our holistic staff development plan. We have collaborated with partners to create new trainings that will multiply impact and create value for clients. We have walked alongside donors as they use what’s in their hands to partner with us in participating in God’s Kingdom.
HOPE has consistently received Charity Navigator’s highest rating of four stars for the last 14 years. We are accredited by the Evangelical Council for Financial Accountability (ECFA) and recognized by Intelligent Philanthropy for our commitment to transparency.
As the global landscape of financial services changes with the advent of new technologies and new geopolitical circumstances, we remain focused on serving underserved communities and providing distinctly Christ-centered financial services.
How we listen
Seeking feedback from people served makes programs more responsive and effective. Here’s how this organization is listening.
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How is your organization using feedback from the people you serve?
To identify and remedy poor client service experiences, To identify bright spots and enhance positive service experiences, To make fundamental changes to our programs and/or operations, To inform the development of new programs/projects, To strengthen relationships with the people we serve
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Which of the following feedback practices does your organization routinely carry out?
We collect feedback from the people we serve at least annually, We take steps to get feedback from marginalized or under-represented people, We aim to collect feedback from as many people we serve as possible, We take steps to ensure people feel comfortable being honest with us, We look for patterns in feedback based on demographics (e.g., race, age, gender, etc.), We look for patterns in feedback based on people’s interactions with us (e.g., site, frequency of service, etc.), We engage the people who provide feedback in looking for ways we can improve in response, We act on the feedback we receive, We tell the people who gave us feedback how we acted on their feedback
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What challenges does the organization face when collecting feedback?
Staff find it hard to prioritize feedback collection and review due to lack of time
Financials
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Operations
The people, governance practices, and partners that make the organization tick.
Connect with nonprofit leaders
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- Analyze a variety of pre-calculated financial metrics
- Access beautifully interactive analysis and comparison tools
- Compare nonprofit financials to similar organizations
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Connect with nonprofit leaders
SubscribeBuild relationships with key people who manage and lead nonprofit organizations with GuideStar Pro. Try a low commitment monthly plan today.
- Analyze a variety of pre-calculated financial metrics
- Access beautifully interactive analysis and comparison tools
- Compare nonprofit financials to similar organizations
Want to see how you can enhance your nonprofit research and unlock more insights? Learn More about GuideStar Pro.
HOPE INTERNATIONAL
Board of directorsas of 10/31/2023
Jeff Rutt
Keystone Custom Homes, HOPE International
Jeff Rutt
Founder/CEO, Keystone Custom Homes; Founder, HOPE International
Peter Greer
President & CEO, HOPE International
Cathi Linch
CPA; Executive Vice President, MidFirst Bank
Chilobe Kalambo
President and Managing Member of Kalambo Consulting
Dabbs Cavin
Former CFO, Mountaire Corporation
Lance Wood
Area Director (Orange County, CA), National Christian Foundation
Alisa Hoober
Partner, Generations of HOPE LLC
Deena Morgan
Former Energy Executive, Independent Consultant
Melody Murray
Partner for Global Community, Praxis
Josh Ruyle
CEO, Image Pointe & Dignity Apparel
Joanne Youn
Former EVP and General Counsel, TrustBridge Global
Isaie Ndayizeye
Senior Pastor and Overseer of the Pentecostal church of Rwanda
Board leadership practices
GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.
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Board orientation and education
Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations? Yes -
CEO oversight
Has the board conducted a formal, written assessment of the chief executive within the past year ? Yes -
Ethics and transparency
Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? Yes -
Board composition
Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? Yes -
Board performance
Has the board conducted a formal, written self-assessment of its performance within the past three years? Yes
Organizational demographics
Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.
Leadership
The organization's leader identifies as:
The organization's co-leader identifies as:
Race & ethnicity
Gender identity
Sexual orientation
No data
Disability
Equity strategies
Last updated: 10/12/2022GuideStar partnered with Equity in the Center - an organization that works to shift mindsets, practices, and systems to increase racial equity - to create this section. Learn more
- We review compensation data across the organization (and by staff levels) to identify disparities by race.
- We disaggregate data to adjust programming goals to keep pace with changing needs of the communities we support.
- We employ non-traditional ways of gathering feedback on programs and trainings, which may include interviews, roundtables, and external reviews with/by community stakeholders.
- We have long-term strategic plans and measurable goals for creating a culture such that one’s race identity has no influence on how they fare within the organization.
- We seek individuals from various race backgrounds for board and executive director/CEO positions within our organization.
- We have community representation at the board level, either on the board itself or through a community advisory board.
- We help senior leadership understand how to be inclusive leaders with learning approaches that emphasize reflection, iteration, and adaptability.
- We engage everyone, from the board to staff levels of the organization, in race equity work and ensure that individuals understand their roles in creating culture such that one’s race identity has no influence on how they fare within the organization.