BELAIR-EDISON NEIGHBORHOODS INC

aka BENI   |   Baltimore, MD   |  www.belair-edison.org

Mission

Belair-Edison Neighborhoods, Inc. (BENI) is a community-based nonprofit that has fostered neighborhood revitalization in the Belair-Edison community, a northeast Baltimore City neighborhood, through providing community marketing and outreach, community organizing, homeownership counseling and small business development for more than twenty years. The mission of Belair-Edison Neighborhoods, Inc. is to foster an environment in which residents and merchants are confident to invest their time, effort, and money. BENI strives to accomplish this mission by working toward five goals: 1) a strong real estate market, 2) a strong commercial corridor, 3) a positive image for Belair-Edison inside and outside the neighborhood, 4) attractive and accessible public spaces - main corridors, parks, and gateways, and 5) strong social ties among residents and the ability to manage day-to-day neighborhood concerns.

This approach has invigorated new resident leadership, raised standards and expectations, and changed the image and reality of Belair-Edison. Formerly known as a place that “used to be nice,” Belair-Edison is now known for its great affordable homes, sprawling parks, and strong sense of community. Since 2000 when we began working with the Baltimore Healthy Neighborhoods and Baltimore Main Streets programs, we have been able to facilitate the completion of 80 home improvement loans worth nearly $4 million, become a choice neighborhood attracting new buyers with economic, racial, and professional diversity, increase home values as high as 117% on Healthy Neighborhoods target blocks, facilitate 68 resident-led block projects worth nearly $70,000 in improvements, and cultivated 166 commercial renovations worth nearly $5.1 million.

Ruling year info

1992

Executive Director

Johnette Richardson

Main address

3545 Belair Rd

Baltimore, MD 21213 USA

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Formerly known as

Belair-Edison Housing Services

EIN

52-1755185

NTEE code info

Community, Neighborhood Development, Improvement (S20)

Other Housing Support Services (L80)

IRS filing requirement

This organization is required to file an IRS Form 990 or 990-EZ.

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Communication

Programs and results

What we aim to solve

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Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

Homeownership Counseling

We offer the following free housing counseling services:

Homebuyer Education Workshops
Individual Pre-purchase Counseling
Credit and Budget Counseling
Loan Document/Refinance Review
Default and Delinquency Counseling
Foreclosure Intervention Services
Workout Packages and Loss Mitigation
Specialized Default Counseling for State and Federal Programs
Legal Referrals as Needed

Population(s) Served

We believe building strong social fabric leads to more stable communities.  Through our community organizing efforts, we hope to foster confidence that will inspire our residents to make investments in their homes, on their blocks, and then in the community as a whole.  We work at the block level to develop resident leaders who will be empowered to engage their neighbors in managing their day to day concerns on their own.

 
Through Healthy Neighborhoods, we are able to offer residents low-interest home improvement loans and small grants for block improvement projects and social network building.  Occasionally, we also have the opportunity to apply for larger capital improvement grants for projects that will have visual impact along major gateways or otherwise benefit the whole community.

Population(s) Served

Our commercial district runs through the heart of the community which means that our small business owners play a major role in this community’s revitalization. Our organization operates the Main Street Four Point Approach, a commercial district revitalization model developed by the National Trust for Historic Preservation. We work with just under 100 small businesses to assist them in maintaining standards of operation, providing resources that will make them stronger, more viable businesses. We help them organize so that they become a collective voice when advocating for various city services. We also offer technical support, free architectural services, small grants for facade and other general building improvements, and business promotion through events and outreach. 
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Population(s) Served

Asset promotion means marketing the neighborhood's strengths to both the current residents and external populations. We are constantly reaching out to our residents to make them aware of the assets within their community as well as the resources they need to improve their blocks. We also work to build strong relationships with other non-profits, city agencies, real estate agents, potential buyers, and potential business owners, so that they see this as a community of choice, acting as a catalyst for investment in Belair-Edison.

Population(s) Served

Where we work

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Awards

Partner Organization 2014

Healthy Neighborhoods, Inc.

Neighborhoods Excellence Initiative 2008

Bank of America

Adopter National Standards for Homeownership Education and Counseling 2013

NeighborWorks America

Goals & Strategy

SOURCE: Self-reported by organization

Learn about the organization's key goals, strategies, capabilities, and progress.

Charting impact

Four powerful questions that require reflection about what really matters - results.

1) a strong real estate market,
2) a strong commercial corridor,
3) a positive image for Belair-Edison inside and outside the neighborhood,
4) attractive and accessible public spaces - main corridors, parks, and gateways, and
5) strong social ties among residents and the ability to manage day-to-day neighborhood concerns.

We use the Healthy Neighborhoods asset-based approach to neighborhood revitalization. In addition, for our commercial work, we use the Main Street Four Point Approach from the National Trust for Historic Preservation.

Florence Kreidler, executive assistant, Responsible for database management, bookkeeping, and assisting executive director with grants management. Responsible for payroll and oversight of employee timesheets, and leave time. Liaison with city agencies and vendors. Joined staff of BENI in July 1992.

Roy Miller, senior homeownership counselor, Has over 20 years of experience in mortgage lending, the functions of which overlap with current duties of pre- and post-purchase counseling, default and delinquency counseling, loan packaging, and rehab management. Originates all Healthy Neighborhoods loans, and works closely with marketing director. In addition, he manages the counseling department. Joined the staff of BENI full time in October 2004.

Maria Franchesca Stein: homeownership counselor: Has more than 25 years in the financial industry. Certified to conduct pre-purchase, non default post purchase and foreclosure prevention counseling. Joined the BENI team in April 2013.

Michael Assad, program assistant, Responsible for support to all program managers. These duties include answering phones, ordering supplies, managing facility, analyzing real estate data, performing special research projects, and providing general support. Joined staff of BENI in March 2008.

Kadija Hart, marketing and communication manager: Responsible for all marketing and outreach for all housing and commercial programs. Other duties include website maintenance, mass and direct organizational mailings, newspaper design and distribution, public relations, outreach team leader, and other duties as assigned. Joined staff of BENI in May 2011.

Chad Hayes, small business and programs manager. Responsible for implementation and management of the Main Street program. Chad works very closely with the small business owners along Belair Road and Erdman Avenue and implements Main Street’s Four Point Approach to commercial revitalization in Belair-Edison. Joined staff of BENI in September of 2004

William Smith, community engagement specialist. Responsible for block organizing, block improvement projects, building partnerships with local schools and churches, assisting in publication and distribution of the Neighborhood News, and creating annual events that strengthen social fabric and highlight neighborhood assets. Work is done on a block-by-block basis with the guiding philosophy that by building from strengths we will minimize weaknesses and problems. Joined staff of BENI in March 2013.

Lisa Carter, financial coach and resource manager. Provides the full menu of homeownership counseling to include reverse mortgage counseling. Represents the agency at area housing events and meetings. Heading up our work with an area university partner by managing their Live Near Your Work program. Joined staff of BENI in August 2009.

Real Estate Values: Our community was hit hard during the first wave of the foreclosure crisis and we anticipate in the second wave. Investor sales currently dominate our housing market. Despite this, home values are very slowly creeping up. We attribute this to the work of our nonprofit development partner, St. Ambrose Housing Aid Center. They buy foreclosed properties in our community, renovate them, and resell to new buyers. At this point, their fully renovated homes are selling for $115,000.

Resident Engagement: Since becoming a Healthy Neighborhoods community, we have helped to facilitate 73 small block beautification projects worth more than $85,000.

Counseling: This past HUD year, we saw nearly 900 families for one of our counseling services. Home Buyer workshops: 362; Financial Literacy workshop: 55; Individual Pre-purchase counseling: 231; Foreclosure Prevention Counseling: 212; Non-default Post Purchase Counseling: 25

Commercial Program: Occupancy rate: 84%; New Business Recruitment: typically 7 new businesses per year; Commercial Building Improvements: cultivated 179 large and small commercial building improvement projects worth nearly $5.3 million.

Resident Investment: we have been able to facilitate the completion of 80 home improvement loans worth nearly $4 million

Financials

BELAIR-EDISON NEIGHBORHOODS INC
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Operations

The people, governance practices, and partners that make the organization tick.

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BELAIR-EDISON NEIGHBORHOODS INC

Board of directors
as of 12/06/2017
SOURCE: Self-reported by organization
Board co-chair

Ellis Brown

Morgan State University

Term: 2013 - 2015


Board co-chair

Phillip Crsokey

Maryland Energy Advisors

Term: 2013 - 2015

Francis Broccolino

Slavie Federal Savings Bank

Lester Davis

Baltimore City Council President Bernard Young

Tineka Archer

Baltimore City Schools

Melvin Freeman

Citizens Planning and Housing Association

George Johnson

Baltimore City Schools

David Sann

St. Ambrose Housing Aid Center

Douglas Able

BENSEL, LLC

Shannon Sneed

Baltimore City

Sharon Ramos

Kennedy Krieger Institute

Philip Ford

Jerrett Hansen

Tanya Dorsey

M&T Bank