Navy-Marine Corps Relief Society

The Society strives to meet the emergency financial needs of active duty and retired Sailors, Marines, their families, widows/widowers, and surviving children. We also provide financial education to help them become financially self-sufficient. Our caseworkers meet with each client in a confidential one-on-one setting; reviews their situation, provides financial management education and financial assistance, if qualified. Assistance may provided in the form of an interest-free loan, grant, or combination of both, based on each client's situation. NMCRS clients don't want a handout. They just need help and time to make necessary course corrections to their personal finances. We also provide Budget for Baby workshops, budget counseling, and operate thrift shops with gently-used clothing, uniforms and small household items available at low cost. The Society also provides registered nurses who provide telehealth and homes visits to active duty Sailors and Marines with a newborn, and homebound elderly Sailors and Marines to provide medical advice and resources.

To meet our goals, our staff, which consists of more than 3,600 volunteers and less than 200 employees, provide an average of $40 - $45 million in interest-free loans and grants to approximately 40,000 active duty and retired Sailors and Marines, their families, widows and surviving children. Each client meets with a trained caseworker in a confidential setting, to discuss their financial crisis, review their budget and personal financial situation, and determine the most cost-effective solution. Our staff also provides non-emergency, one-on-one budget counseling for clients and their families, conducts budget for baby workshops, and briefs military units and commands on personal financial management and sound financial practices. Our registered nurses provide tele-health and in home visits to new parents, elderly retirees, widows and widowers. We have offices on every major USN and USMC base, and on more than 200 Navy ships providing service 24/7 around the globe.

Since 1904, the Society has provided for the emergency financial needs of active duty and retired Sailors and Marines and their families. We rely on annual fund raising campaigns, corporate and foundation gifts, bequests and other estate gifts from Navy and Marine Corps veterans, as well as interest-free loan repayments. Historically, our loan default rate has been less than 3 percent. The Society has 52 offices located on Navy and Marine Corps installations around the globe, and more than 200 emergency service offices aboard USN ships. Our thousands of dedicated and compassionate volunteers are the backbone of the Society. Their efforts, day in and day out, make it possible and ensure donor's dollars are directly impacting the lives of Marines and Sailors.

Each year, the Society is able to meet 100 percent of the emergency financial needs of all eligible clients through our fundraising efforts and through withdrawals from our reserve account. Our budget for baby workshops are attended by thousands of expectant parents, our visiting nurses make more than 14,000 home and telehealth visits and contacts with new parents and newborns, elderly retirees, widows and widowers. We meet the emergency financial needs of Sailors and Marines far away from home and family support, experiencing new jobs, new homes and new responsibilities, and who must balance their financial obligations with their military duties and obligations. We're making a positive difference for those who wear the uniform of our great Navy and Marine Corps and keeping them mission ready.