Neighborhood Housing Services of Birmingham Inc

Working Together for Strong Communities

Birmingham, AL   |


Our mission is to make strategic investments in both people and real estate to create communities of choice. For nearly 40 years, Neighborhood Housing Services of Birmingham, Inc. (NHSB) has worked to give families the tools they need to emerge from poverty and achieve financial stability. Our goal is to help stabilize urban neighborhoods in the City of Birmingham and surrounding areas by promoting personal financial empowerment and homeownership. We offer safe, affordable housing options for working families whose household income is too much to qualify for subsidized housing, but do not earn enough to afford housing at current market rates.

Ruling year info


Chief Executive Officer

Mr. Kelleigh Gamble

Main address

601 19th St N Ste 103

Birmingham, AL 35203 USA

Show more contact info



NTEE code info

Housing Development, Construction, Management (L20)

IRS filing requirement

This organization is required to file an IRS Form 990 or 990-EZ.

Sign in or create an account to view Form(s) 990 for 2022, 2021 and 2020.
Register now


Programs and results

What we aim to solve

SOURCE: Self-reported by organization

Throughout the COVID-19 pandemic, Neighborhood Housing Services of Birmingham (NHS) has provided rental assistance to help individuals and families maintain stable housing as they struggle to make ends meet during this economic crisis. According to the U.S. Census Household Pulse Survey conducted earlier this year, 35% of surveyed adults expect job loss in their household within the next month, and 15% of homeowners and 35% of renters reported that they fear they will not be able to pay next month’s mortgage or rental payment.

Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?


Neighborhood Housing Services is a leader in providing housing counseling and education to home buyers. We can help you answer the questions most first-time home buyers have such as:

What does my credit score need to be in order to qualify for a home loan?
What is the best way to shop for a home loan?
What should my mortgage payment be in relation to my monthly salary?
Are there hidden costs to homeownership that I should know about?

We offer home buyers classes online and in our Birmingham office for low to moderate-income families. By attending one of our classes, you will learn the answer to these questions and many more. Local classes are held on the first Saturday of each month.

Population(s) Served
Economically disadvantaged people

NHS of Birmingham is proud to be part of the NeighborhoodLIFT program in collaboration with Wells Fargo and NeighborWorks® America. Discover the possibilities of homeownership and find out if it’s right for you!

NeighborhoodLIFT Program Information

Provides eligible homebuyers with matching funds up to $7,500 in down payment assistance on qualified properties
Provides homebuyer education that will prepare you for finding and financing a home and for managing the financial responsibilities of homeownership
Assistance is not limited to first-time buyers
Borrowers’ annual income in combination with household size must be at or below the income limits set for the program in Jefferson or Shelby County
A complete list of participating partner lenders is available here
Properties qualified for the program must be:
Located in Jefferson County or Shelby County (Shelby County map will be available soon.)
The primary, owner-occupied home of the buyer(s)
A detached home, townhouse, condominium, 1-4 unit property, Planned Unit Development

Population(s) Served
Economically disadvantaged people

NHSB works in partnership with local banks, the Department of Housing and Urban Development (HUD) and the Alabama Land Bank Authority to rehab homes in low-income neighborhoods and sell them to qualified home buyers who have completed our budget management/credit counseling and home buyer workshops.

NHSB offers affordable rental housing for families who make too much money to qualify for subsidized housing but cannot afford to pay rent at current market rates.

Population(s) Served
Economically disadvantaged people

Neighborhood Housing Services of Birmingham has funding available to provide qualifying homeowners with resources for housing rehabilitation and improvements. The funding can be used to assist homeowners with repairs that can help sustain communities, increase the value of the home and reduce the risk of foreclosure.

Income under 120% Average Median Income
Proof of primary residence
Proper insurance coverage
Attend two workshops on Financial Fitness
Additional guidelines available through our office.

Population(s) Served
Economically disadvantaged people

If you are having difficulty making your house payment, the worst thing you can do is do nothing!
There are options available that may help you save your home, but the longer you wait, the fewer options you will have.

NHSB offers monthly foreclosure prevention workshops followed by one-on-one counseling with one of our certified foreclosure prevention specialists. We have a 90% success rate in working with lenders on behalf of our clients and all of our programs and services are provided to you free-of-charge.

If your lender has tried to contact you, either by phone or mail, do not ignore it. To register for one of our foreclosure prevention workshops, simply follow these three easy steps:

Step 1
Download and complete our intake forms.

Step 2
Compile the following documents:

Truth in Lending Statement
HUD 1 Settlement Statement
Most recent pay stubs (past 30 days)
Most recent bank statements (past 60 days)
Copies of all utility bills
A physician’s statement, if applicable
Most recent correspondence from your mortgage company
Proof of Income – SSI, Disability, Retirement, Unemployment, etc.
Most recent W-2 forms, 1099, or other annual earning statements
Termination of Unemployment Benefits, if applicable
Copy of a valid driver’s license
Copies of most recent income tax returns

Population(s) Served

Did you know that families who receive financial literacy education and credit counseling are 20 times less likely to lose their homes to foreclosure? At NHSB, we believe the road to ­financial empowerment is financial education!

Making the decision to take control of your finances is the first step, but we also understand it can be the hardest. Our certified credit counselors can help you take control of your financial future by working with you to:

Increase your credit score
Create a realistic monthly budget
Manage your credit cards and use credit responsibly
Set up a savings plan that allows you to meet your short and long-term ­financial goals.
Protect your assets from identity theft and other forms of ­financial fraud.
Schedule your appointment with one of our certifi­ed credit counselors TODAY!

Population(s) Served
Economically disadvantaged people

Where we work

Our Sustainable Development Goals

SOURCE: Self-reported by organization

Learn more about Sustainable Development Goals.

Goals & Strategy

SOURCE: Self-reported by organization

Learn about the organization's key goals, strategies, capabilities, and progress.

Charting impact

Four powerful questions that require reflection about what really matters - results.

NHS focuses on housing stability at various levels of housing choice, whether rental or ownership, and provides an array of support through eviction/foreclosure prevention, HUD-certified housing counseling, renovation and repairs, and financial coaching.

Our Goals Include:
1. Provide short term, immediate relief for renters and landlords.
2. Educate families on housing options and Fair Housing practices
3. Preserve investment for existing homeowners through foreclosure prevention counseling.
4. Continue updating major exterior systems to qualifying owner occupied properties.

COVID-19 Relief Strategies Include:
1. Emergency Rental Assistance
*Provide one (1) month of rental assistance to 15-20 tenants throughout Jefferson County.
*Engage with multifamily property owners who have tenants that have identified as impacted by COVID-19.
*Provide financial coaching for qualifying families

2. Personal Finance Coaching through NHS Birmingham
*How to read a credit repot
*Recognizing scams during the COVID-19 pandemic
(All Counseling to be delivered via Zoom and voice appointment.)

NHS is focusing resources on low-income families in West Jefferson who have experienced job loss, furlough, or reduction in hours as a result of COVID-19 and providing a lifeline when many of these community members have no other housing choice and are struggling to maintain financial stability and pay back rent to prevent eviction.

NHS Birmingham is currently engaged with varied landlords and property management
companies to maintain a healthier working relationship aimed at reducing evictions through
financial literacy coaching and engagements to understand the economic hurdles the families
impacted by COVID 19 are facing. NHS Birmingham has a small portfolio of affordable
housing units; unfortunately, all 14 units are leased with a waiting list. Part of our strategic plan
is to increase our number of units to 30 so we can have additional units available for families that
will fall in a more affordable pricing structure and not present as heavy a cost burden for
working families throughout Birmingham and Jefferson County. A tertiary goal of providing
affordable housing options for working families will be to transition the families into
homeownership where wealth can begin to be built and passed on to the next generation.

Neighborhood Housing Services of Birmingham, Inc. (NHSB) is a 501(c)(3) nonprofit organization and
was chartered in 1970 with a mission to stabilize communities by offering programs and services that
empower individuals to overcome their present and upcoming financial challenges. Since its founding, NHSB
has steadily expanded its service area and program offerings in order to ensure that its outcomes remain
relevant to the changing needs in Alabama. NHSB has remained laser-focused on neighborhood revitalization,
financial education, homeownership preservation and promotion, and blight alleviation for the past 40 years.

Our lender partners (Wells Fargo, Regions, BBVA) assist providing resources to NHS Birmingham for
operating costs related to program delivery of homeownership counseling and education. Our lender
partners also attend either virtually or in person our homebuyer education workshops to advise first time
homebuyers on credit worthiness and lending products for which participants could potentially qualify.

Healthy Housing Initiative: (Owner Occupied Rehabilitation Program)
Our Healthy Housing Initiative provides resources and repairs to homeowners throughout the Jefferson
County community. The resources come in the form of a nonrecourse grant to repair major systems in the
home such as roofing, HVAC, electrical, plumbing. We also conduct energy audits to ensure the effectiveness
of the repair work that has been conducted. Our partners at the City of Birmingham have earmarked $1.4
million in Neighborhood Revitalization Funding to reimburse NHS Birmingham for expenditures related to
hard construction costs of this program.

Our partners at Navigate Affordable Housing Partners have earmarked over $ 600,000.00 expand the program farther into Jefferson County. To date our organization has conducted over 60 rehabs. Our work primarily focuses on underserved and low to moderate income families in western Jefferson County. Our work has led us to engage with partners at the Woodlawn Foundation and East Lake Foundation as well, however that work is geared to assisting families that have an economic hardship due to COVID-19.

NHS Birmingham has partnered with The Women's Fund, Woodlawn Foundation, our lenders, and NeighborWorks America to assist qualifying families with one month's rent payment. To date, our organization has assisted 28 families totaling over $29,000.00 in direct rent payments to families impacted by the pandemic. Families must qualify and have a demonstrated (written and verified) hardship (i.e. furlough, job loss. or hours reduced) due to COVID-19.


Neighborhood Housing Services of Birmingham Inc

Unlock financial insights by subscribing to our monthly plan.


Unlock nonprofit financial insights that will help you make more informed decisions. Try our monthly plan today.

  • Analyze a variety of pre-calculated financial metrics
  • Access beautifully interactive analysis and comparison tools
  • Compare nonprofit financials to similar organizations

Want to see how you can enhance your nonprofit research and unlock more insights?
Learn more about GuideStar Pro.


The people, governance practices, and partners that make the organization tick.


Connect with nonprofit leaders


Build relationships with key people who manage and lead nonprofit organizations with GuideStar Pro. Try a low commitment monthly plan today.

  • Analyze a variety of pre-calculated financial metrics
  • Access beautifully interactive analysis and comparison tools
  • Compare nonprofit financials to similar organizations

Want to see how you can enhance your nonprofit research and unlock more insights? Learn More about GuideStar Pro.


Connect with nonprofit leaders


Build relationships with key people who manage and lead nonprofit organizations with GuideStar Pro. Try a low commitment monthly plan today.

  • Analyze a variety of pre-calculated financial metrics
  • Access beautifully interactive analysis and comparison tools
  • Compare nonprofit financials to similar organizations

Want to see how you can enhance your nonprofit research and unlock more insights? Learn More about GuideStar Pro.

Neighborhood Housing Services of Birmingham Inc

Board of directors
as of 04/12/2022
SOURCE: Self-reported by organization
Board co-chair

Pastor Lawrence Conaway

Charity in Action

Board co-chair

Mr. Albert Herbert

(Retired) City of Birmingham

Term: 2019 -

Hank Patterson

Avadian Credit Union

Dianne Drake

Jefferson County

Anita Abrams

Eula Jackson

Cadence Bank

Joe Ayers

Woodlawn Foundation

Srikanth Karra

Jefferson County

Selena Rogers Dickerson


Bo Gresham

Red Rock Realty Group

Gerrel Jones

PNEUMA Gallery

Darryl Ward

Freddie Mac

Board leadership practices

SOURCE: Self-reported by organization

GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.

  • Board orientation and education
    Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations? Yes
  • CEO oversight
    Has the board conducted a formal, written assessment of the chief executive within the past year ? Yes
  • Ethics and transparency
    Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? Yes
  • Board composition
    Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? Yes
  • Board performance
    Has the board conducted a formal, written self-assessment of its performance within the past three years? Yes

Organizational demographics

SOURCE: Self-reported; last updated 3/25/2022

Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.


The organization's leader identifies as:

Race & ethnicity
Black/African American
Gender identity
Male, Not transgender
Sexual orientation
Heterosexual or Straight
Disability status
Person without a disability

Race & ethnicity

Gender identity

Transgender Identity

Sexual orientation


Equity strategies

Last updated: 11/17/2020

GuideStar partnered with Equity in the Center - an organization that works to shift mindsets, practices, and systems to increase racial equity - to create this section. Learn more

  • We review compensation data across the organization (and by staff levels) to identify disparities by race.
  • We ask team members to identify racial disparities in their programs and / or portfolios.
  • We analyze disaggregated data and root causes of race disparities that impact the organization's programs, portfolios, and the populations served.
  • We disaggregate data to adjust programming goals to keep pace with changing needs of the communities we support.
  • We employ non-traditional ways of gathering feedback on programs and trainings, which may include interviews, roundtables, and external reviews with/by community stakeholders.
  • We disaggregate data by demographics, including race, in every policy and program measured.
  • We have long-term strategic plans and measurable goals for creating a culture such that one’s race identity has no influence on how they fare within the organization.
Policies and processes
  • We use a vetting process to identify vendors and partners that share our commitment to race equity.
  • We have a promotion process that anticipates and mitigates implicit and explicit biases about people of color serving in leadership positions.
  • We seek individuals from various race backgrounds for board and executive director/CEO positions within our organization.
  • We have community representation at the board level, either on the board itself or through a community advisory board.
  • We help senior leadership understand how to be inclusive leaders with learning approaches that emphasize reflection, iteration, and adaptability.
  • We engage everyone, from the board to staff levels of the organization, in race equity work and ensure that individuals understand their roles in creating culture such that one’s race identity has no influence on how they fare within the organization.