FitMoney.org
Learn, Earn and Save
Programs and results
What we aim to solve
The United States ranks 14th globally in terms of financial literacy. With a 57% literacy rate, the U.S. beats Botswana (52%) but gets edged out by countries like Germany (66%) or Canada (68%). This is because only 16% of U.S. students are required to take a personal finance class in schools. As more young adults enter college and the workforce, they are making financial mistakes every day simply due to a lack of knowledge. The consequences of those mistakes can be a minor burden, like inadvertently choosing a high-interest credit card, to being financially ruinous like taking on too much student loan debt or never having created an emergency savings account when disaster strikes. Student loans are now the second-highest household liability, after home mortgages, and student debt is the most common form of consumer debt to become delinquent. By integrating financial literacy early in kindergarten, FitMoney.org works to empower the next generation of financial decision makers.
Our programs
What are the organization's current programs, how do they measure success, and who do the programs serve?
K-12 Financial Literacy Curriculum
FitMoney.org provides free, independent financial literacy curriculum to public and private schools. Each standards-aligned lesson includes a ready-to-teach module to be led by teachers in classrooms, which can be incorporated into math, social studies or taught as a stand-alone course.
Where we work
Awards
4 Stars 2022
Common Sense Education
Affiliations & memberships
Common Sense Education 2021
Videos
Our Sustainable Development Goals
Learn more about Sustainable Development Goals.
Goals & Strategy
Learn about the organization's key goals, strategies, capabilities, and progress.
Charting impact
Four powerful questions that require reflection about what really matters - results.
What is the organization aiming to accomplish?
LEARN: We believe it is important to begin teaching financial literacy early and reinforce yearly to build enduring competence in money matters. Our free, K-12 financial literacy program is easily accessible and ready-to-teach. Our ultimate goal is to grow community members who adopt sound financial habits, take full advantage of college savings and retirement programs, and control their financial outcomes. EARN: We also must instill a strong work ethic in youth to empower them to earn and manage their financial futures. By reinforcing the value of work early, we can help children understand how they can earn money to achieve their financial goals and become self-sufficient. FitMoney.org incorporates at least one lesson in each grade that focuses on working and earning. Lessons include exploring careers, starting a business, and creating an economy system in the classroom with jobs and expenses. SAVE: Lastly, we provide practical and motivating ways to save so families can own their financial outcomes. Financial literacy has increased in importance as living expenses and debt levels rise, income disparity grows, and college costs skyrocket. With dwindling government aid, longer life spans, and the growing complexity of investment and borrowing options, many are unequipped to handle important financial decisions.
What are the organization's key strategies for making this happen?
FitMoney.org was created by a group of educators, business executives, and parents who see a need for a more comprehensive and lasting approach to building financial literacy. Our team came together to build a free, K-12 curriculum that connects financial literacy concepts and real-world financial experience to empower youth with the knowledge and skills that can lead to better financial outcomes. FitMoney launched in September 2016 to 350 fourth graders in North Andover Massachusetts public schools. Our free curriculum has been adopted by many schools across Massachusetts and our model is being built to replicate across the nation. Our curriculum is currently hosted on Google and our virtual lessons for remote learning can be easily integrated into Google Classroom, Schoology and other Learning Management Systems. By offering free professional development for teachers, FitMoney.org is also making it easy for teachers to integrate these lessons into their existing teaching schedules.
What are the organization's capabilities for doing this?
What have they accomplished so far and what's next?
Financials
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Operations
The people, governance practices, and partners that make the organization tick.
Connect with nonprofit leaders
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- Analyze a variety of pre-calculated financial metrics
- Access beautifully interactive analysis and comparison tools
- Compare nonprofit financials to similar organizations
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Connect with nonprofit leaders
SubscribeBuild relationships with key people who manage and lead nonprofit organizations with GuideStar Pro. Try a low commitment monthly plan today.
- Analyze a variety of pre-calculated financial metrics
- Access beautifully interactive analysis and comparison tools
- Compare nonprofit financials to similar organizations
Want to see how you can enhance your nonprofit research and unlock more insights? Learn More about GuideStar Pro.
FitMoney.org
Board of directorsas of 10/24/2024
Kathy Choi
District Management Group
Term: 2016 -
Jennifer Price
Buckingham Browne & Nichols
Term: 2016 -
Jennifer Price
Buckingham Browne & Nichols
Kathy Choi
DM Group
Rob Kane
Newton North High School
Amy Philbrook
Robinhood
Anudha Gupta
Wellington
Chad Copeland
Copeland Media
Ben Schumacher
Footlooker
Lisa Matthews
Morgan Stanley
Board leadership practices
GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.
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Board orientation and education
Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations? Yes -
CEO oversight
Has the board conducted a formal, written assessment of the chief executive within the past year ? No -
Ethics and transparency
Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? Yes -
Board composition
Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? Yes -
Board performance
Has the board conducted a formal, written self-assessment of its performance within the past three years? No
Organizational demographics
Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.
Leadership
The organization's leader identifies as:
Race & ethnicity
Gender identity
Transgender Identity
Sexual orientation
No data
Disability
No data