3rd Decade Inc

3rd Decade strives to build financial confidence in participants and encourage open, thoughtful conversations on finances to help mitigate money as a stressor. The education and mentoring offer a judgement free zone where participants will learn the about behavioral finance, how to manage financial assets and risks. Personal taxes, retirement accounts and the importance of insurance. The 3rd Decade is also offering up to $1,000 investment kick-start paid directly to Roth IRAs of young professionals between the ages of 18-35. Investment in one driven individual can produce lasting impact for society.

At 3rd Decade we focus on making financial knowledge less exclusive. We have seen exceptional change within our community and look forward to carrying this momentum across the country.

Our program has three core components: education, mentoring, and capital.

Education: 3rd Decade provides four (4) educational classes over the course of 3 months to all participants. Each class is 2.5 hours each for a total of 10 hours of training focusing on personal finance, budgeting, savings, debt management and investing. Classes are a mixture of lecture, video, hands on activities and resource presentation. All classes are held in the evenings. Our curriculum was developed using best practices from the wealth management industry and is taught by professional financial educators.  

Mentoring: 3rd Decade program provides a free two-year relationship with a professional financial mentor to establish and manage your personal financial plan (a spending, saving and investing plan). This unbiased support helps extend the program beyond the classroom to ensure participants can implement their knowledge. The financial mentorship comes in the form of three 1:1 meetings for a total of 5 hours of financial mentoring over a two year period. The meetings are structured as an initial discovery meeting to uncover personal financial goals and budget followed by a 1-year and 2-year check-in to hold participants accountable to their goals.

Financial Contribution: 3rd Decade provides up to a $1,000 contribution into a Roth IRA for any program graduate. Graduation requires 100% participation in classes and financial mentor meetings.

2021: 3rd Decade’s board and staff have experience across many sectors; we use our expertise to create solutions and meet participants where they are at in life. We leverage technology and community partners to help us reach young adults across eight different cities.

Headquartered in Tucson, Arizona, 3rd Decade grows partnerships in new cities across the country to scale the program’s positive impact. Partner Firm Mentorship Match Initiative; 3rd Decade partners with financial advisory firms who provide volunteer financial mentors to serve a 2-year term with our participants.
These partnerships have allowed Tucson, Tempe, Flagstaff, Denver, Reno, Los Angeles/Santa Monica, Austin, and Charlotte participants access to quality education and financial mentors committed to helping people accomplish their goals.
3rd Decade is excited to engage with new firms to expand the program to participants across the US.

501 Alumni 661 Active participants in 6 states
Average Change in Networth: $65,484.67
Median change in Net Worth: $52,962.50
Average Change in Households with starting Net Worth < $100,000: $53,847.87 ( 74.6% of individuals)

Demographics for participants:
Average Female Age: 31
Average Male Age: 31
61% Female Participants
39% Male Participants