Gloucester County Habitat for Humanity Subordinate

Build homes, communities, & hope.

Pitman, NJ   |
GuideStar Charity Check

Gloucester County Habitat for Humanity

EIN: 58-1735524  Subordinate info


Seeking to put God's love into action, Gloucester County Habitat for Humanity (GCHFH) brings people together to build homes, communities, and hope. Through the Affordable Homeownership Program, GCHFH builds brand-new homes and sells them at fair market value to low-moderate-income homebuyers. GCHFH works to subsidize the mortgage to an affordable amount based on the buyer's income. While in the program, partner families are required to complete 350 hours of "sweat equity" by volunteering on the construction site and taking financial education workshops so they are fully prepared to be responsible, successful homeowners. GCHFH continues to work towards its mission to make sure everyone has a decent and safe place families can call home.

Notes from the nonprofit

Since its inception in 1986, Gloucester County Habitat for Humanity (GCHFH) has continued its mission to provide safe, decent, and affordable housing to those in need. It has served Gloucester Countys more than 300,000 residents by providing low-income families with the opportunity to purchase safe, decent, and affordable homes that improve the familys quality of life and strengthen the communities throughout the county.

Ruling year info


Principal Officer

Ashley Griffiths

Main address

425 S Broadway

Pitman, NJ 08071 USA

Show more contact info



Subject area info

Sustainable development

Community improvement

Housing development

Financial services

Population served info

Economically disadvantaged people

NTEE code info

Housing Development, Construction, Management (L20)

Christian (X20)

IRS subsection

501(c)(3) Public Charity

IRS filing requirement

This organization is required to file an IRS Form 990 or 990-EZ.

Tax forms




See related organizations info

What we aim to solve

This profile needs more info.

If it is your nonprofit, add a problem overview.

Login and update

Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

Affordable Homeownership Program

Becoming a homeowner can be life changing! Gloucester County Habitat for Humanity (GCHFH) works together with families, the local communities, volunteers, and partners from around the area to construct affordable and safe homes for the low-income county residents. GCHFH's advocacy efforts focus on policy reform to remove systemic barriers preventing historically underserved families from accessing adequate, affordable shelter.
With a missing middle class and declining rates of homeownership, increasing access to affordable homeownership is more important than ever in bringing back lost economic growth and thriving communities. GCHFH serves future homeowners, in Southern NJ, that earn 30-80% of the area median income based on HUDs Regional Income Guidelines, which is adjusted annually according to HUD figures based on the size of the household. The program's model ensures that home-buying is affordable, guaranteeing mortgage payments will be no more than 30% of a family's budget.

Population(s) Served

Where we work

Affiliations & memberships

Habitat for Humanity International 1986


Gloucester County Habitat for Humanity
Fiscal year: Jul 01 - Jun 30
Financial documents
2023 2023 Fiscal Year Audit
done  Yes, financials were audited by an independent accountant. info

Revenue vs. expenses:  breakdown

SOURCE: IRS Form 990 info
Note: When component data are not available, the graph displays the total Revenue and/or Expense values.

Liquidity in 2023 info

SOURCE: IRS Form 990


Average of 2.20 over 10 years

Months of cash in 2023 info

SOURCE: IRS Form 990


Average of 5 over 10 years

Fringe rate in 2023 info

SOURCE: IRS Form 990


Average of 9% over 10 years

Funding sources info

Source: IRS Form 990

Assets & liabilities info

Source: IRS Form 990

Financial data

SOURCE: IRS Form 990

Gloucester County Habitat for Humanity

Revenue & expenses

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

Fiscal year ending: cloud_download Download Data

Gloucester County Habitat for Humanity

Balance sheet

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: cloud_download Download Data

Gloucester County Habitat for Humanity

Financial trends analysis Glossary & formula definitions

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

This snapshot of Gloucester County Habitat for Humanity’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.

Created in partnership with

Business model indicators

Profitability info 2019 2020 2021 2022 2023
Unrestricted surplus (deficit) before depreciation $259,188 $97,550 $9,743 -$184,353 $7,289
As % of expenses 59.7% 13.1% 0.9% -19.2% 1.0%
Unrestricted surplus (deficit) after depreciation $230,775 $68,780 -$6,071 -$206,447 -$15,342
As % of expenses 49.9% 8.9% -0.6% -21.0% -2.0%
Revenue composition info
Total revenue (unrestricted & restricted) $693,155 $843,274 $1,041,559 $775,462 $764,505
Total revenue, % change over prior year -32.2% 21.7% 23.5% -25.5% -1.4%
Program services revenue 31.6% 46.8% 44.2% 52.2% 35.9%
Membership dues 0.0% 0.0% 0.0% 0.0% 0.0%
Investment income 0.1% 0.4% 0.5% 0.3% 0.2%
Government grants 9.9% 24.0% 32.9% 0.6% 9.3%
All other grants and contributions 32.5% 22.3% 7.4% 33.0% 33.5%
Other revenue 25.9% 6.5% 14.9% 14.0% 21.1%
Expense composition info
Total expenses before depreciation $433,967 $745,724 $1,031,816 $959,815 $742,216
Total expenses, % change over prior year -58.0% 71.8% 38.4% -7.0% -22.7%
Personnel 35.8% 29.4% 24.9% 29.3% 33.0%
Professional fees 2.1% 1.0% 0.6% 1.9% 9.0%
Occupancy 2.2% 0.0% 0.0% 0.0% 0.0%
Interest 0.3% 0.2% 0.1% 0.0% 0.1%
Pass-through 0.0% 0.0% 0.0% 0.0% 0.0%
All other expenses 59.6% 69.4% 74.5% 68.8% 57.9%
Full cost components (estimated) info 2019 2020 2021 2022 2023
Total expenses (after depreciation) $462,380 $774,494 $1,047,630 $981,909 $764,847
One month of savings $36,164 $62,144 $85,985 $79,985 $61,851
Debt principal payment $37,271 $0 $102,346 $71,086 $0
Fixed asset additions $0 $0 $0 $0 $32,197
Total full costs (estimated) $535,815 $836,638 $1,235,961 $1,132,980 $858,895

Capital structure indicators

Liquidity info 2019 2020 2021 2022 2023
Months of cash 8.1 7.9 5.9 7.2 6.7
Months of cash and investments 8.1 7.9 5.9 7.2 6.7
Months of estimated liquid unrestricted net assets 26.7 16.4 11.2 8.9 11.0
Balance sheet composition info 2019 2020 2021 2022 2023
Cash $292,336 $489,065 $507,216 $578,887 $412,973
Investments $0 $0 $0 $0 $0
Receivables $453,176 $340,440 $245,133 $88,221 $90,449
Gross land, buildings, equipment (LBE) $804,299 $811,472 $817,521 $820,318 $852,516
Accumulated depreciation (as a % of LBE) 25.6% 29.0% 31.4% 34.0% 35.4%
Liabilities (as a % of assets) 15.9% 18.8% 6.7% 9.9% 10.1%
Unrestricted net assets $1,393,091 $1,461,871 $1,455,800 $1,249,353 $1,234,011
Temporarily restricted net assets $0 N/A N/A N/A N/A
Permanently restricted net assets $0 N/A N/A N/A N/A
Total restricted net assets $0 $0 $0 $0 $15,000
Total net assets $1,393,091 $1,461,871 $1,455,800 $1,249,353 $1,249,011

Key data checks

Key data checks info 2019 2020 2021 2022 2023
Material data errors No No No No No


The people, governance practices, and partners that make the organization tick.

Letter of Determination is not available for this organization
Form 1023/1024 is not available for this organization

Principal Officer

Ashley Griffiths

Number of employees

Source: IRS Form 990

Gloucester County Habitat for Humanity

Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

Show data for fiscal year
Compensation data
Download up to 5 most recent years of officer and director compensation data for this organization

There are no highest paid employees recorded for this organization.

Gloucester County Habitat for Humanity

Board of directors
as of 12/01/2023
SOURCE: Self-reported by organization
Board of directors data
Download the most recent year of board of directors data for this organization
Board chair

Ronda Abbruzzese


Board leadership practices

SOURCE: Self-reported by organization

GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.

  • Board orientation and education
    Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations? Yes
  • CEO oversight
    Has the board conducted a formal, written assessment of the chief executive within the past year ? Not applicable
  • Ethics and transparency
    Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? Yes
  • Board composition
    Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? Yes
  • Board performance
    Has the board conducted a formal, written self-assessment of its performance within the past three years? Yes

Organizational demographics

SOURCE: Self-reported; last updated 12/1/2023

Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.


The organization's leader identifies as:

Race & ethnicity
Gender identity
Female, Not transgender
Disability status
Person without a disability

Race & ethnicity

Gender identity

Transgender Identity

Sexual orientation


No data

Equity strategies

Last updated: 12/01/2023

GuideStar partnered with Equity in the Center - an organization that works to shift mindsets, practices, and systems to increase racial equity - to create this section. Learn more

  • We analyze disaggregated data and root causes of race disparities that impact the organization's programs, portfolios, and the populations served.
  • We disaggregate data by demographics, including race, in every policy and program measured.
  • We have long-term strategic plans and measurable goals for creating a culture such that one’s race identity has no influence on how they fare within the organization.
Policies and processes
  • We use a vetting process to identify vendors and partners that share our commitment to race equity.
  • We have a promotion process that anticipates and mitigates implicit and explicit biases about people of color serving in leadership positions.
  • We seek individuals from various race backgrounds for board and executive director/CEO positions within our organization.
  • We have community representation at the board level, either on the board itself or through a community advisory board.
  • We help senior leadership understand how to be inclusive leaders with learning approaches that emphasize reflection, iteration, and adaptability.
  • We engage everyone, from the board to staff levels of the organization, in race equity work and ensure that individuals understand their roles in creating culture such that one’s race identity has no influence on how they fare within the organization.