Maple City Health Care Center Inc

A healthy community where everyone is cared for.

Goshen, IN | http://mchcc.org

Learn how to support this organization

GuideStar Charity Check

EIN: 35-1749398

Contributions tax deductible
as of November 2025

IRS BMF 509(a)(1)
as of November 14, 2025

View summary

Charity Check report

Mission

We improve our community's health by making quality comprehensive health care accessible to all.

Notes from the nonprofit

Our medical sites are family practices that offer integrated medical care including obstetrics, midwifery, pediatrics, geriatrics, mental health counseling, social work, chronic disease case management, addictions recovery, nutritional services, healthy living groups, group care programs, and tattoo removal. The dental site offers primary dentistry for all patients, ages 3 and up.

Ruling year info

1991

Executive Director

Paul Shetler Fast

Main address

213 Middlebury St

Goshen, IN 46528-2956 USA

Show more contact info

EIN

35-1749398

Subject area info

Health

Health care access

Health care clinics

Health care quality

Mental health care

Show more subject areas

Population served info

Extremely poor people

Low-income people

Working poor

Immigrants and migrants

Ethnic and racial groups

Show more populations served

NTEE code info

Health Treatment Facilities (Primarily Outpatient) (E30)

IRS subsection

501(c)(3) Public Charity

IRS filing requirement

This organization is required to file an IRS Form 990 or 990-EZ.

Tax forms

Show Forms 990

Communication

Affiliations

See related organizations info

Programs and results

What we aim to solve

This profile needs more info.

If it is your nonprofit, add a problem overview.

Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

Welcoming, Affordable, Integrated, High-Quality Primary Care

For 34 years, Maple City Health Care Center has fostered a healthy community through affordable, welcoming, accessible, integrated, and high-quality health care. The health center cares for more than 6,500 Goshen area residents each year, with a focus on the 46526, 46528, 46516, and 46517 zip codes. About a third of the health centers patients live on incomes below poverty. Around a third are unable to afford or obtain health insurance, the highest of any FQHC in Indiana. Nearly half of the health centers patients speak Spanish and three quarters identify as Hispanic. By providing affordable and bilingual health care, we are keeping people healthier and we are improving their productive participation in the life of families and in the life of the community. Quality health care contributes to the well-being of the entire neighborhood, not just of the individuals we serve.

Population(s) Served

Extremely poor people

Low-income people

Working poor

Immigrants and migrants

Ethnic and racial groups

Where we work

Dunlap (Indiana, United States)
Elkhart (Indiana, United States)
Elkhart County (Indiana, United States)
Goshen (Indiana, United States)

Awards

Hypertension Control Champion 2020

Million Hearts

Gold Badge for Health Center Quality Leader 2023

HRSA

Photos

How we listen

SOURCE: Self-reported by organization

Seeking feedback from people served makes programs more responsive and effective. Here’s how this organization is listening.

We shared information about our current feedback practices.

How is your organization using feedback from the people you serve?

To identify and remedy poor client service experiences, To identify bright spots and enhance positive service experiences, To make fundamental changes to our programs and/or operations, To inform the development of new programs/projects, To identify where we are less inclusive or equitable across demographic groups, To strengthen relationships with the people we serve, To understand people's needs and how we can help them achieve their goals, We collect feedback that relates to our mission of affordable, accessible, quality care.
Which of the following feedback practices does your organization routinely carry out?

We collect feedback from the people we serve at least annually, We take steps to get feedback from marginalized or under-represented people, We aim to collect feedback from as many people we serve as possible, We take steps to ensure people feel comfortable being honest with us, We engage the people who provide feedback in looking for ways we can improve in response, We act on the feedback we receive

Financials

Maple City Health Care Center Inc

Fiscal year: Jan 01 - Dec 31

Financial documents

Yes, financials were audited by an independent accountant.

Revenue vs. expenses: breakdown

SOURCE: IRS Form 990

NET GAIN/LOSS: in

Note: When component data are not available, the graph displays the total Revenue and/or Expense values.

Liquidity in 2024

SOURCE: IRS Form 990

0.44

Average of 1.42 over 10 years

Months of cash in 2024

SOURCE: IRS Form 990

0.2

Average of 0.4 over 10 years

Fringe rate in 2024

SOURCE: IRS Form 990

40%

Average of 37% over 10 years

Funding sources

Source: IRS Form 990

Assets & liabilities

Source: IRS Form 990

Financial data

SOURCE: IRS Form 990

Digitizing IRS form 990 data

Maple City Health Care Center Inc

Revenue & expenses

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

Fiscal year ending: Download Data

Revenue
Contributions	$77,830
Government Grants	$267,197
Program Services	$690,296
Investments	$9,258
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$1,044,581

Expenses
Program Services	$769,853
Administration	$99,461
Fundraising	$2,786
Total Expenses	$872,100
Net Gain/Loss	$172,481

Functional expenses
Accounting Fees	$9,745
Advertising & Promotion	$84
Information Technology Expenses	$13,027
Insurance Expenses	$39,041
Interest Expenses	$0
Investment Management Fees	$1,069
Legal Fees	$440
Pension Plan Contributions	$28,092
Professional Fundraising Expenses	$0

Revenue
Contributions	$152,623
Government Grants	$462,556
Program Services	$590,691
Investments	$5,379
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$1,211,249

Expenses
Program Services	$915,264
Administration	$126,288
Fundraising	$4,998
Total Expenses	$1,046,550
Net Gain/Loss	$164,699

Functional expenses
Accounting Fees	$8,881
Advertising & Promotion	$114
Information Technology Expenses	$11,949
Insurance Expenses	$46,448
Interest Expenses	$0
Investment Management Fees	$692
Legal Fees	$3,627
Pension Plan Contributions	$35,470
Professional Fundraising Expenses	$0

Revenue
Contributions	$43,796
Government Grants	$392,682
Program Services	$719,977
Investments	($4,034)
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$1,152,421

Expenses
Program Services	$970,252
Administration	$196,781
Fundraising	$8,382
Total Expenses	$1,175,415
Net Gain/Loss	($22,994)

Functional expenses
Accounting Fees	$30,420
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$49,496
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$562,945
Professional Fundraising Expenses	$0

Revenue
Contributions	$74,718
Government Grants	$298,744
Program Services	$843,623
Investments	$3,581
Special Events	$0
Sales	$0
Other	$4,502
Total Revenue	$1,225,168

Expenses
Program Services	$1,180,966
Administration	$669,538
Fundraising	$12,081
Total Expenses	$1,862,585
Net Gain/Loss	($637,417)

Functional expenses
Accounting Fees	$0
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$42,794
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$164,893
Professional Fundraising Expenses	$0

Revenue
Contributions	$84,054
Government Grants	$783,955
Program Services	$1,125,502
Investments	$213
Special Events	$0
Sales	$0
Other	$99,837
Total Revenue	$2,093,561

Expenses
Program Services	$1,208,205
Administration	$353,699
Fundraising	$10,539
Total Expenses	$1,572,443
Net Gain/Loss	$521,118

Functional expenses
Accounting Fees	$0
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$30,612
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$53,563
Professional Fundraising Expenses	$0

Revenue
Contributions	$2,165,745
Government Grants	$1,347,268
Program Services	$1,296,819
Investments	$0
Special Events	$0
Sales	$0
Other	$4,703
Total Revenue	$4,814,535

Expenses
Program Services	$2,391,482
Administration	$256,928
Fundraising	$25,778
Total Expenses	$2,674,188
Net Gain/Loss	$2,140,347

Functional expenses
Accounting Fees	$0
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$33,693
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$75,305
Professional Fundraising Expenses	$0

Revenue
Contributions	$196,267
Government Grants	$1,395,647
Program Services	$1,379,176
Investments	($3,896)
Special Events	$0
Sales	$0
Other	$175
Total Revenue	$2,967,369

Expenses
Program Services	$2,764,395
Administration	$291,610
Fundraising	$29,891
Total Expenses	$3,085,896
Net Gain/Loss	($118,527)

Functional expenses
Accounting Fees	$0
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$37,564
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$99,785
Professional Fundraising Expenses	$0

Revenue
Contributions	$275,106
Government Grants	$2,145,081
Program Services	$1,623,761
Investments	$7,187
Special Events	$0
Sales	$0
Other	$675
Total Revenue	$4,051,810

Expenses
Program Services	$3,596,830
Administration	$488,178
Fundraising	$0
Total Expenses	$4,085,008
Net Gain/Loss	($33,198)

Functional expenses
Accounting Fees	$20,968
Advertising & Promotion	$0
Information Technology Expenses	$182,262
Insurance Expenses	$44,387
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$3,580
Pension Plan Contributions	$103,586
Professional Fundraising Expenses	$0

Revenue
Contributions	$404,746
Government Grants	$3,564,069
Program Services	$2,616,745
Investments	$8,935
Special Events	$0
Sales	$0
Other	$1,486
Total Revenue	$6,595,981

Expenses
Program Services	$5,453,127
Administration	$765,371
Fundraising	$0
Total Expenses	$6,218,498
Net Gain/Loss	$377,483

Functional expenses
Accounting Fees	$20,500
Advertising & Promotion	$0
Information Technology Expenses	$178,940
Insurance Expenses	$59,802
Interest Expenses	$1,931
Investment Management Fees	$0
Legal Fees	$4,024
Pension Plan Contributions	$153,743
Professional Fundraising Expenses	$0

Revenue
Contributions	$776,825
Government Grants	$2,830,336
Program Services	$3,982,732
Investments	$9,669
Special Events	$0
Sales	$0
Other	$624
Total Revenue	$7,600,186

Expenses
Program Services	$5,937,629
Administration	$830,048
Fundraising	$0
Total Expenses	$6,767,677
Net Gain/Loss	$832,509

Functional expenses
Accounting Fees	$20,701
Advertising & Promotion	$0
Information Technology Expenses	$160,367
Insurance Expenses	$73,133
Interest Expenses	$733
Investment Management Fees	$0
Legal Fees	$314
Pension Plan Contributions	$218,848
Professional Fundraising Expenses	$0

Revenue
Contributions	$683,136
Government Grants	$2,966,925
Program Services	$3,738,042
Investments	$8,878
Special Events	$0
Sales	$0
Other	$201
Total Revenue	$7,397,182

Expenses
Program Services	$6,596,859
Administration	$1,319,324
Fundraising	$0
Total Expenses	$7,916,183
Net Gain/Loss	($519,001)

Functional expenses
Accounting Fees	$21,583
Advertising & Promotion	$0
Information Technology Expenses	$181,562
Insurance Expenses	$3,280
Interest Expenses	$1,135
Investment Management Fees	$0
Legal Fees	$122
Pension Plan Contributions	$294,669
Professional Fundraising Expenses	$0

Revenue
Contributions	$962,088
Government Grants	$3,340,081
Program Services	$4,132,402
Investments	$7,715
Special Events	$0
Sales	$0
Other	$653
Total Revenue	$8,442,939

Expenses
Program Services	$6,891,413
Administration	$1,348,240
Fundraising	$0
Total Expenses	$8,239,653
Net Gain/Loss	$203,286

Functional expenses
Accounting Fees	$23,612
Advertising & Promotion	$0
Information Technology Expenses	$159,449
Insurance Expenses	$3,989
Interest Expenses	$9,634
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$305,996
Professional Fundraising Expenses	$0

Revenue
Contributions	$808,568
Government Grants	$4,639,074
Program Services	$3,253,557
Investments	$6,109
Special Events	$0
Sales	$0
Other	$49,626
Total Revenue	$8,756,934

Expenses
Program Services	$7,259,305
Administration	$1,662,250
Fundraising	$0
Total Expenses	$8,921,555
Net Gain/Loss	($164,621)

Functional expenses
Accounting Fees	$24,820
Advertising & Promotion	$0
Information Technology Expenses	$436,643
Insurance Expenses	$5,251
Interest Expenses	$11,938
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$341,560
Professional Fundraising Expenses	$0

Revenue
Contributions	$856,375
Government Grants	$6,743,283
Program Services	$4,499,584
Investments	$5,669
Special Events	$0
Sales	$0
Other	$7,000
Total Revenue	$12,111,911

Expenses
Program Services	$8,657,253
Administration	$1,825,297
Fundraising	$0
Total Expenses	$10,482,550
Net Gain/Loss	$1,629,361

Functional expenses
Accounting Fees	$27,397
Advertising & Promotion	$0
Information Technology Expenses	$580,980
Insurance Expenses	$7,625
Interest Expenses	$14,499
Investment Management Fees	$0
Legal Fees	$18,553
Pension Plan Contributions	$415,093
Professional Fundraising Expenses	$0

Revenue
Contributions	$745,092
Government Grants	$3,867,107
Program Services	$5,420,321
Investments	$6,203
Special Events	$0
Sales	$0
Other	$8,581
Total Revenue	$10,047,304

Expenses
Program Services	$8,592,091
Administration	$2,090,778
Fundraising	$0
Total Expenses	$10,682,869
Net Gain/Loss	($635,565)

Functional expenses
Accounting Fees	$27,641
Advertising & Promotion	$0
Information Technology Expenses	$743,964
Insurance Expenses	$17,640
Interest Expenses	$8,428
Investment Management Fees	$0
Legal Fees	$37,766
Pension Plan Contributions	$433,957
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,604,450
Government Grants	$4,468,327
Program Services	$6,113,476
Investments	$9,676
Special Events	$0
Sales	$0
Other	$12,014
Total Revenue	$12,207,943

Expenses
Program Services	$9,921,162
Administration	$2,326,483
Fundraising	$0
Total Expenses	$12,247,645
Net Gain/Loss	($39,702)

Functional expenses
Accounting Fees	$34,310
Advertising & Promotion	$0
Information Technology Expenses	$616,836
Insurance Expenses	$8,762
Interest Expenses	$7,249
Investment Management Fees	$0
Legal Fees	$3,344
Pension Plan Contributions	$375,467
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,517,199
Government Grants	$4,446,179
Program Services	$8,721,956
Investments	$2,399
Special Events	$0
Sales	$0
Other	$8,971
Total Revenue	$14,696,704

Expenses
Program Services	$12,875,758
Administration	$3,376,637
Fundraising	$0
Total Expenses	$16,252,395
Net Gain/Loss	($1,555,691)

Maple City Health Care Center Inc

Balance sheet

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: Download Data

Maple City Health Care Center Inc

Financial trends analysis Glossary & formula definitions

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

This snapshot of Maple City Health Care Center Inc’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.

Created in partnership with

Fiscal year: Jan 01 - Dec 31 View full report Download data

Business model indicators

Profitability	2020	2021	2022	2023	2024
Unrestricted surplus (deficit) before depreciation	$1,236,989	$1,922,670	-$467,761	$6,151	-$1,299,763
As % of expenses	14.0%	18.6%	-4.4%	0.1%	-8.1%
Unrestricted surplus (deficit) after depreciation	$1,130,582	$1,770,089	-$635,565	-$175,566	-$1,508,691
As % of expenses	12.7%	16.9%	-5.9%	-1.4%	-9.3%

Revenue composition
Total revenue (unrestricted & restricted)	$8,756,934	$12,111,911	$10,047,304	$12,207,943	$14,696,704
Total revenue, % change over prior year	3.7%	38.3%	-17.0%	21.5%	20.4%
Program services revenue	37.2%	37.2%	53.9%	50.1%	59.3%
Membership dues	0.0%	0.0%	0.0%	0.0%	0.0%
Investment income	0.1%	0.0%	0.1%	0.1%	0.0%
Government grants	53.0%	55.7%	38.5%	36.6%	30.3%
All other grants and contributions	9.2%	7.1%	7.4%	13.1%	10.3%
Other revenue	0.6%	0.1%	0.1%	0.1%	0.1%

Expense composition
Total expenses before depreciation	$8,815,148	$10,329,969	$10,515,065	$12,065,928	$16,043,467
Total expenses, % change over prior year	8.1%	17.2%	1.8%	14.7%	33.0%
Personnel	77.0%	74.8%	75.1%	76.5%	75.5%
Professional fees	0.4%	0.9%	2.0%	0.5%	0.9%
Occupancy	2.0%	2.1%	1.6%	3.1%	3.5%
Interest	0.1%	0.1%	0.1%	0.1%	0.8%
Pass-through	0.1%	0.0%	0.0%	0.1%	0.0%
All other expenses	20.4%	22.0%	21.2%	19.8%	19.3%

Full cost components (estimated)	2020	2021	2022	2023	2024
Total expenses (after depreciation)	$8,921,555	$10,482,550	$10,682,869	$12,247,645	$16,252,395
One month of savings	$734,596	$860,831	$876,255	$1,005,494	$1,336,956
Debt principal payment	$0	$265,928	$16,568	$54,301	$0
Fixed asset additions	$1,703,043	$0	$0	$214,409	$335,018
Total full costs (estimated)	$11,359,194	$11,609,309	$11,575,692	$13,521,849	$17,924,369

Capital structure indicators

Liquidity	2020	2021	2022	2023	2024
Months of cash	0.1	1.6	0.8	0.4	0.2
Months of cash and investments	0.1	1.6	0.8	0.4	0.2
Months of estimated liquid unrestricted net assets	0.6	2.3	1.6	1.2	1.3

Balance sheet composition	2020	2021	2022	2023	2024
Cash	$67,653	$1,415,321	$734,358	$362,052	$222,787
Investments	$0	$0	$0	$0	$0
Receivables	$941,940	$1,124,758	$1,440,167	$2,155,689	$3,458,062
Gross land, buildings, equipment (LBE)	$3,972,938	$4,082,795	$4,159,519	$4,368,163	$4,633,308
Accumulated depreciation (as a % of LBE)	18.8%	22.1%	25.7%	28.5%	29.9%
Liabilities (as a % of assets)	28.1%	16.6%	19.6%	35.0%	63.7%
Unrestricted net assets	$3,181,809	$4,951,898	$4,316,333	$4,140,767	$2,632,076
Temporarily restricted net assets	N/A	N/A	N/A	N/A	N/A
Permanently restricted net assets	N/A	N/A	N/A	N/A	N/A
Total restricted net assets	$140,728	$0	$0	$483,412	$398,746
Total net assets	$3,322,537	$4,951,898	$4,316,333	$4,624,179	$3,030,822

Key data checks

Key data checks	2020	2021	2022	2023	2024
Material data errors	No	No	No	No	No

Operations

The people, governance practices, and partners that make the organization tick.

Documents

Letter of Determination is not available for this organization

Form 1023/1024 is not available for this organization

Executive Director

Paul Shetler Fast

Paul Shetler Fast has held various leadership positions in hospital administration within the Veterans Health Administration system. He served for 5 years in Haiti with Mennonite Central Committee (MCC), as country director, overseeing health services. Most recently he has been serving as Director of Global Health programs for MCC. In this capacity, Paul has worked to support and oversee community-based health services organizations in 47 countries around the world. Paul currently teaches public health for undergraduate and graduate students at Goshen College and serves on several local boards including the Elkhart County Board of Health and Mosaic, a healthcare organization in Goshen. Paul, his wife Rebecca, and their two children live in Goshen.

Number of employees

Source: IRS Form 990

Maple City Health Care Center Inc

Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

Compensation

Other

Show data for fiscal year

Compensation data

Download up to 5 most recent years of officer and director compensation data for this organization

Maple City Health Care Center Inc

Highest paid employees

SOURCE: IRS Form 990

Compensation

Other

Show data for fiscal year

Compensation data

Download up to 5 most recent years of highest paid employee data for this organization

Maple City Health Care Center Inc

Board of directors
as of 2/26/2025

SOURCE: Self-reported by organization

Board of directors data

Download the most recent year of board of directors data for this organization

Andrew Hartzler

Daniel Armounfelder BOARD MEMBER

Danny Armounfelder

Fred Gingerich

Jenny Martinez SECRETARY

Max Mertz VICE PRESIDENT

Rachel Yoder Penner

Rebecca Stoltzfus

Sandra Rodriguez-McMasters

Sarah Metzler PRESIDENT

Board leadership practices

SOURCE: Self-reported by organization

GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.

Board orientation and education
Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations? yes
CEO oversight
Has the board conducted a formal, written assessment of the chief executive within the past year ? yes
Ethics and transparency
Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? yes
Board composition
Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? yes
Board performance
Has the board conducted a formal, written self-assessment of its performance within the past three years? yes

Organizational demographics

Candid has made improvements to the race and ethnicity options.

Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.

Leadership

The organization's leader identifies as:

Race & ethnicity

White/Caucasian/European

Gender identity

Male

Race & ethnicity

Gender identity

Transgender Identity

Sexual orientation

Disability

Contractors

Fiscal year ending

There are no fundraisers recorded for this organization.

Related organizations & associated domestic grants

Show data for fiscal year

Maple City Health Care Center Inc

A healthy community where everyone is cared for.

Mission

Is this your nonprofit?

Programs and results

What we aim to solve

This profile needs more info.

Our programs

Welcoming, Affordable, Integrated, High-Quality Primary Care

Where we work

Awards

How we listen

Financials

Financial documents

Revenue vs. expenses: breakdown

Liquidity in 2024 info

0.44

Months of cash in 2024 info

0.2

Fringe rate in 2024 info

40%

Funding sources info

Assets & liabilities info

Financial data

Digitizing IRS form 990 data

Maple City Health Care Center Inc

Maple City Health Care Center Inc

Maple City Health Care Center Inc

Business model indicators

Capital structure indicators

Key data checks

Operations

Documents

Executive Director

Paul Shetler Fast

Number of employees

Maple City Health Care Center Inc

Compensation data

Maple City Health Care Center Inc

Compensation data

Maple City Health Care Center Inc

Board of directors data

Board leadership practices

Board orientation and education

CEO oversight

Ethics and transparency

Board composition

Board performance

Organizational demographics

Leadership

Race & ethnicity

Gender identity

Transgender Identity

Sexual orientation

Disability

Contractors

Related organizations & associated domestic grants

Liquidity in 2024

Months of cash in 2024

Fringe rate in 2024

Funding sources

Assets & liabilities