Abingdon, MD   |
GuideStar Charity Check


EIN: 26-0068227


Our mission is to encourage healing and celebrate life with individuals and groups whose minds, bodies and spirits will benefit from the transformative connection between people and horses.

Ruling year info


Founder & Executive Director

Cathy Schmidt

Main address

P.O. Box 475

Abingdon, MD 21009 USA

Show more contact info



Subject area info

Domesticated animals


Population served info

People with disabilities

People with physical disabilities

People with intellectual disabilities


NTEE code info

Equestrian, Riding (N69)

Animal Related Activities N.E.C. (D99)

Programs and results

What we aim to solve

SOURCE: Self-reported by organization

CTR seeks to connect vulnerable populations with the the healing power of horses in mounted and unmounted activities. As Harford County's first and only Horse Discovery Center, we provide educational and recreational opportunities for people who may never get to be around horses to do so in a safe and nonjudgmental environment.

Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

Therapeutic Riding

Providing horse back riding lessons and horse related activities to people with special needs.

Population(s) Served
People with disabilities

Physical on horseback conducted by a physical therapist to facilitate improvements in the client by using the movement of the horse.

Population(s) Served
People with physical disabilities
People with intellectual disabilities

Where we work

Affiliations & memberships

Maryland Horse Discovery Center 2023

Our results

SOURCE: Self-reported by organization

How does this organization measure their results? It's a hard question but an important one.

Average number of service recipients per month

This metric is no longer tracked.
Totals By Year
Population(s) Served

Children and youth, Adults

Related Program

Therapeutic Riding

Type of Metric

Output - describing our activities and reach

Direction of Success


Number of participants attending course/session/workshop

This metric is no longer tracked.
Totals By Year
Population(s) Served

Adults, Children and youth

Related Program

Therapeutic Riding

Type of Metric

Output - describing our activities and reach

Direction of Success


Context Notes

Includes mounted and unmounted activities related to therapeutic riding; expanding our ability to teach basic horsemanship; includes impact that additional full-time staff has made.

Our Sustainable Development Goals

SOURCE: Self-reported by organization

Learn more about Sustainable Development Goals.

Goals & Strategy

SOURCE: Self-reported by organization

Learn about the organization's key goals, strategies, capabilities, and progress.

Charting impact

Four powerful questions that require reflection about what really matters - results.

We strive to provide consistent educational and recreational opportunities that involve horses. We aim to always advocate for the usefulness of horses and the benefit their connection can be for people.

We provide innovative and unique programming on a consistent basis throughout the year.

Our staff is certified by the Professional Association of Therapeutic Horsemanship International (PATH). Our staff always meets the continuing education requirements of this organization in order to remain compliant with the requirements of our memberships.

CTR is a Member Center of PATH and pursuing Premier Accredited Center status in 2022.

CTR is a licensed stable in Harford County, Maryland. As a Horse Discovery Center, we must pass an annual inspection and must follows the legal guidelines set forth by the Maryland Horse Industry Board.

We take great pride in our memberships and feel that following the standards of the organizations that we belong to enhances our program offering.

We started with three borrowed horses, teaching six riders for three hours once a week in therapeutic riding lessons. We were 100% volunteer driven.

Over the years, we've added additional programming, both mounted and unmounted, to keep our herd of therapy horses working in a variety of ways. We've met needs that were requested by our clients and prospective clients by adding hippotherapy (physical therapy on horseback), equine assisted learning and psychotherapy, field trips, and road trips (taking our Shetland pony to those who can't get to the farm). We have served over 5,000 people to date.

We outgrew every farm we ever rented and have moved four times since 2003. After an extended capital campaign we found the perfect property and purchased our "forever farm" on October 16, 2019.

During the COVID-19 pandemic, our staff shifted to virtual programming by providing educational and recreational content via videos on four YouTube channels for riders with differing abilities and diagnoses, veterans, volunteers, and the general public in order to stay connected to our community. We continued with virtual programming until we were equipped with appropriate PPE (personal protective equipment) and could safely and effectively reopen.

We now have nine horses, two full-time staff and five part-time staff and an average of 70 volunteers who participate each year.

How we listen

SOURCE: Self-reported by organization

Seeking feedback from people served makes programs more responsive and effective. Here’s how this organization is listening.

done We demonstrated a willingness to learn more by reviewing resources about feedback practice.
done We shared information about our current feedback practices.
  • How is your organization using feedback from the people you serve?

    To identify and remedy poor client service experiences, To identify bright spots and enhance positive service experiences, To make fundamental changes to our programs and/or operations, To inform the development of new programs/projects, To strengthen relationships with the people we serve, To understand people's needs and how we can help them achieve their goals

  • Which of the following feedback practices does your organization routinely carry out?

    We aim to collect feedback from as many people we serve as possible, We take steps to ensure people feel comfortable being honest with us, We look for patterns in feedback based on people’s interactions with us (e.g., site, frequency of service, etc.), We engage the people who provide feedback in looking for ways we can improve in response, We act on the feedback we receive, We tell the people who gave us feedback how we acted on their feedback, We ask the people who gave us feedback how well they think we responded

  • What challenges does the organization face when collecting feedback?

    We don't have any major challenges to collecting feedback


Fiscal year: Jan 01 - Dec 31

Revenue vs. expenses:  breakdown

SOURCE: IRS Form 990 info
Note: When component data are not available, the graph displays the total Revenue and/or Expense values.

Liquidity in 2022 info

SOURCE: IRS Form 990


Average of 2.83 over 10 years

Months of cash in 2022 info

SOURCE: IRS Form 990


Average of 4.5 over 10 years

Fringe rate in 2022 info

SOURCE: IRS Form 990


Average of 14% over 10 years

Funding sources info

Source: IRS Form 990

Assets & liabilities info

Source: IRS Form 990

Financial data

SOURCE: IRS Form 990


Revenue & expenses

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

Fiscal year ending: cloud_download Download Data


Balance sheet

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: cloud_download Download Data


Financial trends analysis Glossary & formula definitions

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

This snapshot of CHESAPEAKE THERAPEUTIC RIDING INC’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.

Created in partnership with

Business model indicators

Profitability info 2018 2019 2020 2021 2022
Unrestricted surplus (deficit) before depreciation $35,580 $189,364 $100,814 $72,425 $48,218
As % of expenses 17.6% 75.2% 45.6% 30.5% 14.4%
Unrestricted surplus (deficit) after depreciation $33,157 $180,970 $61,519 $37,405 $16,983
As % of expenses 16.2% 69.5% 23.6% 13.7% 4.6%
Revenue composition info
Total revenue (unrestricted & restricted) $234,608 $458,242 $307,175 $309,055 $384,588
Total revenue, % change over prior year 0.0% 95.3% -33.0% 0.6% 24.4%
Program services revenue 26.9% 13.3% 11.0% 11.5% 17.3%
Membership dues 0.0% 0.0% 0.0% 0.0% 0.0%
Investment income 0.0% 0.0% 0.0% 0.0% 0.1%
Government grants 14.9% 35.8% 28.1% 30.9% 6.6%
All other grants and contributions 48.8% 45.9% 44.8% 36.4% 63.5%
Other revenue 9.4% 5.0% 16.0% 21.2% 12.5%
Expense composition info
Total expenses before depreciation $202,162 $251,939 $221,093 $237,799 $335,717
Total expenses, % change over prior year 0.0% 24.6% -12.2% 7.6% 41.2%
Personnel 55.1% 47.5% 56.0% 53.7% 59.4%
Professional fees 1.1% 3.5% 1.5% 1.1% 0.8%
Occupancy 0.0% 0.0% 0.0% 0.0% 0.0%
Interest 0.4% 2.7% 10.1% 16.4% 5.7%
Pass-through 0.0% 0.0% 0.0% 0.0% 0.0%
All other expenses 43.4% 46.2% 32.4% 28.8% 34.1%
Full cost components (estimated) info 2018 2019 2020 2021 2022
Total expenses (after depreciation) $204,585 $260,333 $260,388 $272,819 $366,952
One month of savings $16,847 $20,995 $18,424 $19,817 $27,976
Debt principal payment $0 $0 $11,612 $0 $11,806
Fixed asset additions $4,550 $871,492 $0 $0 $0
Total full costs (estimated) $225,982 $1,152,820 $290,424 $292,636 $406,734

Capital structure indicators

Liquidity info 2018 2019 2020 2021 2022
Months of cash 6.5 3.0 6.4 8.9 6.7
Months of cash and investments 6.5 3.0 6.4 8.9 6.7
Months of estimated liquid unrestricted net assets 4.4 -0.5 3.6 7.5 5.7
Balance sheet composition info 2018 2019 2020 2021 2022
Cash $108,751 $63,267 $117,249 $176,311 $187,195
Investments $0 $0 $0 $0 $0
Receivables $3,600 $0 $0 $0 $1,654
Gross land, buildings, equipment (LBE) $46,864 $918,356 $930,499 $930,499 $957,329
Accumulated depreciation (as a % of LBE) 83.7% 5.2% 9.3% 13.1% 16.0%
Liabilities (as a % of assets) 24.0% 68.4% 64.4% 60.3% 58.7%
Unrestricted net assets $81,364 $262,334 $323,853 $373,794 $392,337
Temporarily restricted net assets $17,043 N/A N/A N/A N/A
Permanently restricted net assets $0 N/A N/A N/A N/A
Total restricted net assets $17,043 $32,832 $18,100 $16,931 $17,584
Total net assets $98,407 $295,166 $341,953 $390,725 $409,921

Key data checks

Key data checks info 2018 2019 2020 2021 2022
Material data errors No No No No No


The people, governance practices, and partners that make the organization tick.

Form 1023/1024 is not available for this organization

Founder & Executive Director

Cathy Schmidt

Number of employees

Source: IRS Form 990


Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

Show data for fiscal year
Compensation data
Download up to 5 most recent years of officer and director compensation data for this organization

There are no highest paid employees recorded for this organization.


Board of directors
as of 02/09/2024
SOURCE: Self-reported by organization
Board of directors data
Download the most recent year of board of directors data for this organization
Board chair

Judy Antisdel

Mary "Posie" Thompson

Jennifer Holbrook

Harford Mutual Insurance Group

Gina Kazimir

Pets on Wheels

Katy Dallam

Kim Norris

Harford Day School

Richard Ferrara

Stone Brook Solutions

Kim Malat

Board leadership practices

SOURCE: Self-reported by organization

GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.

  • Board orientation and education
    Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations? Yes
  • CEO oversight
    Has the board conducted a formal, written assessment of the chief executive within the past year ? Yes
  • Ethics and transparency
    Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? Yes
  • Board composition
    Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? Yes
  • Board performance
    Has the board conducted a formal, written self-assessment of its performance within the past three years? Yes

Organizational demographics

SOURCE: Self-reported; last updated 1/29/2024

Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.


The organization's leader identifies as:

Race & ethnicity
Gender identity
Female, Not transgender
Sexual orientation
Gay, Lesbian, Bisexual, or other sexual orientations in the LGBTQIA+ community
Disability status
Person without a disability

Race & ethnicity

Gender identity

Transgender Identity

Sexual orientation


We do not display disability information for organizations with fewer than 15 staff.

Equity strategies

Last updated: 02/21/2022

GuideStar partnered with Equity in the Center - an organization that works to shift mindsets, practices, and systems to increase racial equity - to create this section. Learn more

  • We employ non-traditional ways of gathering feedback on programs and trainings, which may include interviews, roundtables, and external reviews with/by community stakeholders.
Policies and processes
  • We seek individuals from various race backgrounds for board and executive director/CEO positions within our organization.
  • We have community representation at the board level, either on the board itself or through a community advisory board.
  • We engage everyone, from the board to staff levels of the organization, in race equity work and ensure that individuals understand their roles in creating culture such that one’s race identity has no influence on how they fare within the organization.