The Packard Motorcar Foundation

Ask the man who test drives one.

aka Packard Proving Grounds and Arsenal of Democracy | Shelby Township, MI | www.packardprovinggrounds.org

Donate

GuideStar Charity Check

EIN: 31-1502101

Contributions tax deductible
as of May 2023

IRS BMF 509(a)(1)
as of May 08, 2023

View summary

Charity Check report

Mission

Mission: Preserve the legacy of the Packard Motor Car Company through the restoration and preservation of the Packard Proving Grounds and use this historic site educating future generations about Packard’s legendary achievements in automotive, aeronautical, and marine history. Vision: The PMCF tells the story of the Packard Motor Car Company through its people, its products and its contributions to the significant events of the 20th century. We do this by preserving and restoring the Packard Proving Grounds, by curating a collection of its products, and by maintaining the historical archives of this American automotive icon.

Notes from the nonprofit

The Packard Proving Grounds is a work-in-progress. The foundation is attempting to do two things at once. That is, restore a 17-acre campus of architectually significant buildings and simultaneously creating interpretive exhibits to educate the public on the products, people and property of the Packard Motor Car Company.

Ruling year info

1997

President - Trustee

Dr. Mark Smucker

Main address

49965 Van Dyke Avenue

Shelby Township, MI 48317 USA

Show more contact info

EIN

31-1502101

Subject area info

Museums

Science museums

Population served info

Adults

NTEE code info

Museum & Museum Activities (A50)

Science & Technology Museum (A57)

IRS subsection

501(c)(3) Public Charity

IRS filing requirement

This organization is required to file an IRS Form 990 or 990-EZ.

Tax forms

Show Forms 990

Communication

Blog

Programs and results

Reports and documents

What we aim to solve

This profile needs more info.

If it is your nonprofit, add a problem overview.

Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

Photo Digitization Program

Scan, at museum-quality standards, 40,000 images produced by the Packard Motor Car Company. These images are a combination of positives, negatives and transparencies of a sizes ranging from 3.5"X5" to 8"X 10" and larger.

Population(s) Served

Adults

Where we work

Awards

State Historic Site 2005

State of Michigan

National Register of Historic Places 2007

National Park Service

MotorCities National Heritage Area: Award of Excellence in Preservation 2016

National Park Service

Best Corporate Citizen for Tourism 2017

Shelby Township

Governor's Award for Preservation 2003

State Historic Preservation Office

Affiliations & memberships

American Aliance of Museums 2021

American Association of State and Local Histories 2018

Historical Society of Michigan 2021

Macomb County Heritage Alliance 2014

Michigan Nonprofit Association 2019

Michigan State Historic Preservation Office 2005

MotorCities National Heritage Area 2016

National Association of Automobile Museums 2006

Macomb County Heritage Alliance 2014

External reviews

Photos

Videos

Financials

The Packard Motorcar Foundation

Fiscal year: Jan 01 - Dec 31

Financial documents

Revenue vs. expenses: breakdown

SOURCE: IRS Form 990

NET GAIN/LOSS: in

Note: When component data are not available, the graph displays the total Revenue and/or Expense values.

Liquidity in 2021

SOURCE: IRS Form 990

2.74

Average of 1.43 over 10 years

Months of cash in 2021

SOURCE: IRS Form 990

16.4

Average of 9.5 over 10 years

Fringe rate in 2021

SOURCE: IRS Form 990

15%

Average of 3% over 10 years

Funding sources

Source: IRS Form 990

Assets & liabilities

Source: IRS Form 990

Financial data

Source: IRS Form 990

Digitizing IRS form 990 data

The Packard Motorcar Foundation

Revenue & expenses

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990

Fiscal year ending: Download Data

Revenue
Contributions	$275,908
Government Grants	$0
Program Services	$0
Investments	$2,301
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$278,209

Expenses
Program Services	$24,019
Administration	$41,375
Fundraising	$248
Total Expenses	$65,642
Net Gain/Loss	$212,567

Functional expenses
Accounting Fees	$0
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$248

Revenue
Contributions	$146,260
Government Grants	$0
Program Services	$0
Investments	($506)
Special Events	$0
Sales	$0
Other	$14,804
Total Revenue	$160,558

Expenses
Program Services	$98,540
Administration	$2,897
Fundraising	$0
Total Expenses	$101,437
Net Gain/Loss	$59,121

Functional expenses
Accounting Fees	$0
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$15,820
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$389,885
Government Grants	$0
Program Services	$0
Investments	$521
Special Events	$0
Sales	$0
Other	$22,825
Total Revenue	$413,231

Expenses
Program Services	$85,189
Administration	$8,595
Fundraising	$1,850
Total Expenses	$95,634
Net Gain/Loss	$317,597

Functional expenses
Accounting Fees	$4,560
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$17,236
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$190,920
Government Grants	$0
Program Services	$0
Investments	$2,224
Special Events	$0
Sales	$0
Other	$18,297
Total Revenue	$211,441

Expenses
Program Services	$81,456
Administration	$9,330
Fundraising	$2,673
Total Expenses	$93,459
Net Gain/Loss	$117,982

Functional expenses
Accounting Fees	$4,250
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$944
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$118,458
Government Grants	$0
Program Services	$0
Investments	$1,228
Special Events	$0
Sales	$0
Other	$36,805
Total Revenue	$156,491

Expenses
Program Services	$87,397
Administration	$8,128
Fundraising	$5,026
Total Expenses	$100,551
Net Gain/Loss	$55,940

Functional expenses
Accounting Fees	$2,190
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$137,900
Government Grants	$0
Program Services	$0
Investments	$197
Special Events	$0
Sales	$0
Other	$62,817
Total Revenue	$200,914

Expenses
Program Services	$79,633
Administration	$33,122
Fundraising	$1,198
Total Expenses	$113,953
Net Gain/Loss	$86,961

Functional expenses
Accounting Fees	$2,275
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$80,548
Government Grants	$0
Program Services	$0
Investments	$141
Special Events	$0
Sales	$0
Other	$158,219
Total Revenue	$238,908

Expenses
Program Services	$89,216
Administration	$61,819
Fundraising	$1,991
Total Expenses	$153,026
Net Gain/Loss	$85,882

Functional expenses
Accounting Fees	$2,550
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$3,150
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$177,388
Government Grants	$0
Program Services	$0
Investments	$150
Special Events	$11,906
Sales	$0
Other	$251,922
Total Revenue	$441,366

Expenses
Program Services	$203,552
Administration	$16,968
Fundraising	$3,264
Total Expenses	$223,784
Net Gain/Loss	$217,582

Functional expenses
Accounting Fees	$5,821
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$5,090
Investment Management Fees	$0
Legal Fees	$60
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$431,249
Government Grants	$0
Program Services	$0
Investments	$401
Special Events	($433)
Sales	$0
Other	$338,869
Total Revenue	$770,086

Expenses
Program Services	$279,197
Administration	$32,705
Fundraising	$1,329
Total Expenses	$313,231
Net Gain/Loss	$456,855

Functional expenses
Accounting Fees	$5,921
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$7,086
Investment Management Fees	$0
Legal Fees	$8,609
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$107,581
Government Grants	$0
Program Services	$0
Investments	$400
Special Events	$78
Sales	$0
Other	$381,750
Total Revenue	$489,809

Expenses
Program Services	$329,957
Administration	$41,988
Fundraising	$0
Total Expenses	$371,945
Net Gain/Loss	$117,864

Functional expenses
Accounting Fees	$2,800
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$12,964
Investment Management Fees	$0
Legal Fees	$7,012
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$432,913
Government Grants	$0
Program Services	$0
Investments	($407)
Special Events	$0
Sales	$0
Other	$393,786
Total Revenue	$826,292

Expenses
Program Services	$401,434
Administration	$11,196
Fundraising	$0
Total Expenses	$412,630
Net Gain/Loss	$413,662

Functional expenses
Accounting Fees	$5,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$10,237
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$510,964
Government Grants	$0
Program Services	$0
Investments	$6,419
Special Events	$0
Sales	$0
Other	$181,936
Total Revenue	$699,319

Expenses
Program Services	$410,801
Administration	$7,797
Fundraising	$1,474
Total Expenses	$420,072
Net Gain/Loss	$279,247

Functional expenses
Accounting Fees	$33,322
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$6,224
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$2,909
Professional Fundraising Expenses	$0

Revenue
Contributions	$283,084
Government Grants	$48,713
Program Services	$0
Investments	$517
Special Events	$0
Sales	$0
Other	$489,391
Total Revenue	$821,705

Expenses
Program Services	$422,378
Administration	$17,236
Fundraising	$3,965
Total Expenses	$443,579
Net Gain/Loss	$378,126

Functional expenses
Accounting Fees	$28,324
Advertising & Promotion	$4,970
Information Technology Expenses	$1,862
Insurance Expenses	$20,064
Interest Expenses	$1,907
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

The Packard Motorcar Foundation

Balance sheet

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: Download Data

Assets	Jan 01, 2008	Dec 31, 2008	Change
Contributions	$275,908
Cash & Equivalents	$227,667	$189,417	($38,250)
Accounts Receivable	$0	$0	$0
Pledges & Grants Receivable	$0	$0	$0
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$0	$0	$0
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$1,860,274	$2,511,091	$650,817
Other	$0	$0	$0
Total Assets	$2,087,941	$2,700,508	$612,567

Liabilities	Jan 01, 2008	Dec 31, 2008	Change
Accounts Payable	$0	$0	$0
Grants Payable	$0	$0	$0
Deferred Revenue	$0	$0	$0
Loans and Notes	$0	$400,000	$400,000
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$0	$0	$0
Total Liabilities	$0	$400,000	$0

Fund balance	Jan 01, 2008	Dec 31, 2008	Change
Temporarily Restricted Net Assets	$42,248	$92,867	$50,619
Permanently Restricted Net Assets	$1,067,000	$1,067,000	$0
Total Restricted Net Assets	$1,109,248	$1,159,867	$50,619
Unrestricted Net Assets	$978,693	$1,140,641	$161,948
Net Assets	$2,087,941	$2,300,508	$212,567

Assets	Jan 01, 2010	Dec 31, 2010	Change
Contributions	$146,260
Cash & Equivalents	$76,777	$143,997	$67,220
Accounts Receivable	$0	$0	$0
Pledges & Grants Receivable	$0	$0	$0
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$0	$0	$0
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$2,624,580	$2,616,481	($8,099)
Other	$0	$0	$0
Total Assets	$2,701,357	$2,760,478	$59,121

Liabilities	Jan 01, 2010	Dec 31, 2010	Change
Accounts Payable	$0	$0	$0
Grants Payable	$0	$0	$0
Deferred Revenue	$0	$0	$0
Loans and Notes	$400,000	$400,000	$0
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$0	$0	$0
Total Liabilities	$400,000	$400,000	$0

Fund balance	Jan 01, 2010	Dec 31, 2010	Change
Temporarily Restricted Net Assets	$79,991	$79,960	-$31
Permanently Restricted Net Assets	$1,067,000	$1,067,000	$0
Total Restricted Net Assets	$1,146,991	$1,146,960	($31)
Unrestricted Net Assets	$1,154,366	$1,213,518	$59,152
Net Assets	$2,301,357	$2,360,478	$59,121

Assets	Jan 01, 2011	Dec 31, 2011	Change
Contributions	$389,885
Cash & Equivalents	$143,997	$420,820	$276,823
Accounts Receivable	$0	$0	$0
Pledges & Grants Receivable	$0	$0	$0
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$0	$54,500	$54,500
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$2,616,481	$2,602,755	($13,726)
Other	$0	$0	$0
Total Assets	$2,760,478	$3,078,075	$317,597

Liabilities	Jan 01, 2011	Dec 31, 2011	Change
Accounts Payable	$0	$0	$0
Grants Payable	$0	$0	$0
Deferred Revenue	$0	$0	$0
Loans and Notes	$400,000	$400,000	$0
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$0	$0	$0
Total Liabilities	$400,000	$400,000	$0

Fund balance	Jan 01, 2011	Dec 31, 2011	Change
Temporarily Restricted Net Assets	$79,960	$381,096	$301,136
Permanently Restricted Net Assets	$1,067,000	$1,067,000	$0
Total Restricted Net Assets	$1,146,960	$1,448,096	$301,136
Unrestricted Net Assets	$1,213,518	$1,229,979	$16,461
Net Assets	$2,360,478	$2,678,075	$317,597

Assets	Jan 01, 2012	Dec 31, 2012	Change
Contributions	$190,920
Cash & Equivalents	$420,820	$69,288	($351,532)
Accounts Receivable	$0	$0	$0
Pledges & Grants Receivable	$0	$0	$0
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$54,500	$107,648	$53,148
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$2,602,755	$2,619,121	$16,366
Other	$0	$0	$0
Total Assets	$3,078,075	$2,796,057	($282,018)

Liabilities	Jan 01, 2012	Dec 31, 2012	Change
Accounts Payable	$0	$0	$0
Grants Payable	$0	$0	$0
Deferred Revenue	$0	$0	$0
Loans and Notes	$400,000	$0	($400,000)
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$0	$0	$0
Total Liabilities	$400,000	$0	($400,000)

The Packard Motorcar Foundation

Financial trends analysis Glossary & formula definitions

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990

This snapshot of The Packard Motorcar Foundation’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.

Created in partnership with

Fiscal year: Jan 01 - Dec 31 View full report Download data

Business model indicators

Profitability	2017	2018	2019	2020	2021
Unrestricted surplus (deficit) before depreciation	$568,806	$194,786	$309,859	$835,300	$462,103
As % of expenses	233.4%	66.7%	94.8%	251.9%	130.7%
Unrestricted surplus (deficit) after depreciation	$499,242	$114,781	$224,008	$746,847	$372,096
As % of expenses	159.4%	30.9%	54.3%	177.8%	83.9%

Revenue composition
Total revenue (unrestricted & restricted)	$770,086	$489,809	$826,292	$699,319	$821,705
Total revenue, % change over prior year	74.5%	-36.4%	68.7%	-15.4%	17.5%
Program services revenue	0.0%	0.0%	0.0%	0.0%	0.0%
Membership dues	1.2%	0.0%	0.0%	1.0%	0.1%
Investment income	0.0%	0.0%	0.0%	0.2%	0.1%
Government grants	0.0%	0.0%	0.0%	0.0%	5.9%
All other grants and contributions	54.7%	21.9%	52.4%	72.0%	34.4%
Other revenue	44.0%	78.0%	47.6%	26.8%	59.6%

Expense composition
Total expenses before depreciation	$243,667	$291,940	$326,779	$331,619	$353,572
Total expenses, % change over prior year	45.2%	19.8%	11.9%	1.5%	6.6%
Personnel	0.0%	0.0%	0.0%	34.0%	35.2%
Professional fees	6.0%	4.1%	6.1%	10.0%	8.0%
Occupancy	0.0%	0.0%	0.0%	0.0%	0.0%
Interest	2.9%	4.4%	3.1%	1.9%	0.5%
Pass-through	0.0%	0.0%	0.0%	0.0%	0.0%
All other expenses	91.1%	91.4%	90.8%	54.0%	56.2%

Full cost components (estimated)	2017	2018	2019	2020	2021
Total expenses (after depreciation)	$313,231	$371,945	$412,630	$420,072	$443,579
One month of savings	$20,306	$24,328	$27,232	$27,635	$29,464
Debt principal payment	$0	$0	$82,832	$0	$58,603
Fixed asset additions	$704,427	$226,094	$178,664	$0	$0
Total full costs (estimated)	$1,037,964	$622,367	$701,358	$447,707	$531,646

Capital structure indicators

Liquidity	2017	2018	2019	2020	2021
Months of cash	0.4	0.4	5.3	16.7	16.4
Months of cash and investments	0.7	0.6	5.7	17.4	22.5
Months of estimated liquid unrestricted net assets	-66.6	-56.9	-38.6	-6.2	7.5

Balance sheet composition	2017	2018	2019	2020	2021
Cash	$8,581	$10,589	$143,800	$462,445	$482,261
Investments	$4,869	$4,714	$11,070	$17,799	$180,092
Receivables	$0	$0	$0	$0	$0
Gross land, buildings, equipment (LBE)	$4,316,493	$4,535,301	$4,713,965	$4,741,948	$4,751,661
Accumulated depreciation (as a % of LBE)	8.7%	9.8%	11.3%	13.1%	15.0%
Liabilities (as a % of assets)	7.1%	7.6%	6.3%	6.8%	3.3%
Unrestricted net assets	$2,589,307	$2,704,088	$2,974,149	$3,720,996	$4,093,092
Temporarily restricted net assets	$42,970	$46,053	N/A	N/A	N/A
Permanently restricted net assets	$1,067,000	$1,067,000	N/A	N/A	N/A
Total restricted net assets	$1,109,970	$1,113,053	$1,113,054	$1,240,681	$1,267,367
Total net assets	$3,699,277	$3,817,141	$4,087,203	$4,961,677	$5,360,459

Key data checks

Key data checks	2017	2018	2019	2020	2021
Material data errors	No	No	No	No	No

Operations

The people, governance practices, and partners that make the organization tick.

Documents

Letter of Determination

Form 1023/1024 is not available for this organization

President - Trustee

Dr. Mark Smucker

Number of employees

Source: IRS Form 990

The Packard Motorcar Foundation

Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

Compensation

Other

Show data for fiscal year

Compensation data

Download up to 5 most recent years of officer and director compensation data for this organization

There are no highest paid employees recorded for this organization.

The Packard Motorcar Foundation

Board of directors
as of 04/03/2023

SOURCE: Self-reported by organization

Board of directors data

Download the most recent year of board of directors data for this organization

Board chair

Dr. Mark Smucker

Packard Motor Car Foundation

Term: 2019 - 2021

Brian Burke

Treasurer

Kelley Kuhn

Vice President

David Dolby

Secretary

Board leadership practices

SOURCE: Self-reported by organization

GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.

Ethics and transparency
Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? Yes
Board composition
Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? Yes

Organizational demographics

SOURCE: Self-reported; last updated 4/3/2023

Candid has made improvements to the race and ethnicity options.

Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.

Leadership

The organization's leader identifies as:

Race & ethnicity

White/Caucasian/European

Gender identity

Male, Not transgender (cisgender)

Sexual orientation

Heterosexual or straight

Disability status

Person without a disability

Race & ethnicity

Gender identity

Sexual orientation

Disability

Contractors

Fiscal year ending

There are no fundraisers recorded for this organization.

The Packard Motorcar Foundation

Ask the man who test drives one.

Mission

Is this your nonprofit?

Programs and results

Reports and documents

What we aim to solve

This profile needs more info.

Our programs

Photo Digitization Program

Where we work

Awards

Affiliations & memberships

Financials

Financial documents

Revenue vs. expenses: breakdown

Liquidity in 2021 info

2.74

Months of cash in 2021 info

16.4

Fringe rate in 2021 info

15%

Funding sources info

Assets & liabilities info

Financial data

Digitizing IRS form 990 data

The Packard Motorcar Foundation

The Packard Motorcar Foundation

The Packard Motorcar Foundation

Business model indicators

Capital structure indicators

Key data checks

Operations

Documents

President - Trustee

Dr. Mark Smucker

Number of employees

The Packard Motorcar Foundation

Compensation data

The Packard Motorcar Foundation

Board of directors data

Dr. Mark Smucker

Board leadership practices

Ethics and transparency

Board composition

Organizational demographics

Leadership

Race & ethnicity

Gender identity

Sexual orientation

Disability

Contractors

Liquidity in 2021

Months of cash in 2021

Fringe rate in 2021

Funding sources

Assets & liabilities