GOLD2024

LOVE INC OF WESTERN SUBURBS CHICAGO

Helping Churches Help Others

aka LOVE CHRISTIAN CLEARINGHOUSE   |   Clarendon Hills, IL   |  www.love-cc.org
GuideStar Charity Check

LOVE INC OF WESTERN SUBURBS CHICAGO

EIN: 36-3377798


Mission

The mission of LOVE Christian Clearinghouse is to mobilize local churches to transform lives and communities in the name of Christ accomplished through programs staffed by volunteer to help families move forward toward self-sufficiency.

Ruling year info

1986

Executive Director

Becky Bewley Rush

Main address

P O BOX 50

Clarendon Hills, IL 60514 USA

Show more contact info

EIN

36-3377798

Subject area info

Human services

Basic and emergency aid

Population served info

Children and youth

Adults

Families

Economically disadvantaged people

NTEE code info

Emergency Assistance (Food, Clothing, Cash) (P60)

Other Housing Support Services (L80)

What we aim to solve

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Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

LOVE Help

Helping individuals find the solutions they need to overcome a temporary financial crisis before it becomes a housing crisis.

Population(s) Served
Adults
Economically disadvantaged people

Where we work

Affiliations & memberships

DuPage County Continuum of Care, Homeless Prevention Provider 2024

Community Connections Partner, Catholic Charities DuPage County 2024

How we listen

SOURCE: Self-reported by organization

Seeking feedback from people served makes programs more responsive and effective. Here’s how this organization is listening.

done We shared information about our current feedback practices.
  • How is your organization using feedback from the people you serve?

    To identify and remedy poor client service experiences, To identify bright spots and enhance positive service experiences, To make fundamental changes to our programs and/or operations, To strengthen relationships with the people we serve, To understand people's needs and how we can help them achieve their goals

  • Which of the following feedback practices does your organization routinely carry out?

    We collect feedback from the people we serve at least annually, We take steps to get feedback from marginalized or under-represented people, We aim to collect feedback from as many people we serve as possible, We take steps to ensure people feel comfortable being honest with us, We look for patterns in feedback based on demographics (e.g., race, age, gender, etc.), We look for patterns in feedback based on people’s interactions with us (e.g., site, frequency of service, etc.), We engage the people who provide feedback in looking for ways we can improve in response, We act on the feedback we receive, We share the feedback we received with the people we serve, We ask the people who gave us feedback how well they think we responded

  • What challenges does the organization face when collecting feedback?

    It is difficult to get the people we serve to respond to requests for feedback, The people we serve tell us they find data collection burdensome

Financials

LOVE INC OF WESTERN SUBURBS CHICAGO
Fiscal year: Jan 01 - Dec 31

Revenue vs. expenses:  breakdown

SOURCE: IRS Form 990 info
NET GAIN/LOSS:    in 
Note: When component data are not available, the graph displays the total Revenue and/or Expense values.

Liquidity in 2022 info

SOURCE: IRS Form 990

0.00

Average of 39.95 over 10 years

Months of cash in 2022 info

SOURCE: IRS Form 990

8.8

Average of 6.4 over 10 years

Fringe rate in 2022 info

SOURCE: IRS Form 990

8%

Average of 8% over 10 years

Funding sources info

Source: IRS Form 990

Assets & liabilities info

Source: IRS Form 990

Financial data

SOURCE: IRS Form 990

LOVE INC OF WESTERN SUBURBS CHICAGO

Revenue & expenses

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

Fiscal year ending: cloud_download Download Data

LOVE INC OF WESTERN SUBURBS CHICAGO

Balance sheet

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: cloud_download Download Data

LOVE INC OF WESTERN SUBURBS CHICAGO

Financial trends analysis Glossary & formula definitions

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

This snapshot of LOVE INC OF WESTERN SUBURBS CHICAGO’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.

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Business model indicators

Profitability info 2018 2019 2020 2021 2022
Unrestricted surplus (deficit) before depreciation -$9,919 $24,608 $25,673 -$2,344 -$25,146
As % of expenses -4.7% 11.8% 9.4% -0.8% -12.3%
Unrestricted surplus (deficit) after depreciation -$9,919 $24,085 $24,071 -$3,946 -$26,748
As % of expenses -4.7% 11.5% 8.8% -1.3% -13.0%
Revenue composition info
Total revenue (unrestricted & restricted) $191,036 $220,258 $329,478 $297,366 $189,987
Total revenue, % change over prior year -9.6% 15.3% 49.6% -9.7% -36.1%
Program services revenue 0.0% 0.0% 0.0% 0.0% 0.0%
Membership dues 0.0% 0.0% 0.0% 0.0% 0.0%
Investment income 0.0% 0.0% 0.0% 0.0% 0.0%
Government grants 7.9% 11.4% 7.6% 26.2% 0.0%
All other grants and contributions 92.1% 88.6% 89.3% 73.8% 100.0%
Other revenue 0.0% 0.0% 3.1% 0.0% 0.0%
Expense composition info
Total expenses before depreciation $212,056 $208,234 $272,015 $293,238 $204,890
Total expenses, % change over prior year 0.2% -1.8% 30.6% 7.8% -30.1%
Personnel 31.5% 33.4% 26.0% 29.9% 37.1%
Professional fees 3.4% 3.8% 3.1% 2.3% 4.4%
Occupancy 7.1% 8.4% 4.1% 3.8% 5.4%
Interest 0.0% 0.0% 0.0% 0.0% 0.0%
Pass-through 44.3% 40.9% 55.3% 48.5% 36.9%
All other expenses 13.8% 13.5% 11.5% 15.6% 16.1%
Full cost components (estimated) info 2018 2019 2020 2021 2022
Total expenses (after depreciation) $212,056 $208,757 $273,617 $294,840 $206,492
One month of savings $17,671 $17,353 $22,668 $24,437 $17,074
Debt principal payment $0 $0 $0 $0 $0
Fixed asset additions $0 $3,663 $5,391 $0 $0
Total full costs (estimated) $229,727 $229,773 $301,676 $319,277 $223,566

Capital structure indicators

Liquidity info 2018 2019 2020 2021 2022
Months of cash 5.8 6.3 7.1 6.8 8.8
Months of cash and investments 5.8 6.3 7.1 6.8 8.8
Months of estimated liquid unrestricted net assets 3.1 4.4 4.2 3.8 4.0
Balance sheet composition info 2018 2019 2020 2021 2022
Cash $102,868 $109,479 $161,551 $165,679 $150,776
Investments $0 $0 $0 $0 $0
Receivables $0 $0 $0 $0 $0
Gross land, buildings, equipment (LBE) $31,216 $34,879 $40,270 $40,270 $40,270
Accumulated depreciation (as a % of LBE) 100.0% 91.0% 82.8% 86.8% 90.7%
Liabilities (as a % of assets) 1.7% 0.0% 0.0% 0.0% 0.0%
Unrestricted net assets $54,973 $79,058 $103,129 $99,183 $72,435
Temporarily restricted net assets $46,145 N/A N/A N/A N/A
Permanently restricted net assets $0 N/A N/A N/A N/A
Total restricted net assets $46,145 $33,561 $65,351 $71,823 $82,066
Total net assets $101,118 $112,619 $168,480 $171,006 $154,501

Key data checks

Key data checks info 2018 2019 2020 2021 2022
Material data errors No No No No No

Operations

The people, governance practices, and partners that make the organization tick.

Documents
Letter of Determination is not available for this organization
Form 1023/1024 is not available for this organization

Executive Director

Becky Bewley Rush

Becky Bewley Rush joined the Love INC organization in 2022. She has applied her prior years of business leadership, and an unending desire to help families move forward to improve their situation and realize their potential, to foster growth and development of this 501(c)(3) non-profit organization.

Number of employees

Source: IRS Form 990

LOVE INC OF WESTERN SUBURBS CHICAGO

Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

Compensation
Other
Related
Show data for fiscal year
Compensation data
Download up to 5 most recent years of officer and director compensation data for this organization

There are no highest paid employees recorded for this organization.

LOVE INC OF WESTERN SUBURBS CHICAGO

Board of directors
as of 02/22/2024
SOURCE: Self-reported by organization
Board of directors data
Download the most recent year of board of directors data for this organization
Board chair

Chris Vaughan

Sequence Consulting

Term: 2023 - 2025

Linda Carpenter

Retired

Barbara Gehring

Lombard Mennonite Church

Jeff Jensen

The Door Store

James VanHekken

Hinsdale Bank

Lisa Vaughan

Sequence Consulting

Jill Terpstra

First Church of Lombard

Board leadership practices

SOURCE: Self-reported by organization

GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.

  • Board orientation and education
    Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations? Yes
  • CEO oversight
    Has the board conducted a formal, written assessment of the chief executive within the past year ? No
  • Ethics and transparency
    Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? Yes
  • Board composition
    Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? Yes
  • Board performance
    Has the board conducted a formal, written self-assessment of its performance within the past three years? Not applicable