St. Croix Valley Habitat for Humanity Subordinate
Dedicated to building safe, affordable housing in Pierce and St. Croix Counties.
St. Croix Valley Habitat for Humanity
EIN: 39-1857467 Subordinate
Programs and results
Reports and documents
Download annual reports Download other documentsWhat we aim to solve
Helping facilitate more affordable housing opportunities in Pierce & St. Croix Counties in Western Wisconsin.
Our programs
What are the organization's current programs, how do they measure success, and who do the programs serve?
Home Ownership
By connecting with working families, sponsors, and communities to build affordable, sustainable, quality homes, we know that lives are changing..
As one of 1,500 U.S. affiliates of Habitat for Humanity International, St. Croix Valley Habitat recognizes that affordable home ownership is at the heart of successful families.
Volunteers and donor support helps us make this a reality for so many. If you know of a family looking for a home in our community visit https://scvhabitat.org or email [email protected]
Aging in Place
Helping older, low-income homeowners safely stay in the homes they own and love is the goal of the Aging In Place program.
A Brush With Kindness
Helping low-income families and individuals with exterior home repairs.
ReStore
The ReStore is our nonprofit home improvement store that contributes to our mission to provide decent shelter. We accept donations and sell diverse, high-quality merchandise at a fraction of the cost, while diverting reusable household items and building materials from area landfills. Sales support the work we are doing in our communities.
Where we work
External reviews

Photos
Videos
Our results
How does this organization measure their results? It's a hard question but an important one.
Hours of volunteer service
This metric is no longer tracked.Totals By Year
Related Program
Home Ownership
Type of Metric
Output - describing our activities and reach
Direction of Success
Increasing
Context Notes
In 2022, volunteers contributed 4,280 hours of time; valued at $128,186.
Number of volunteers
This metric is no longer tracked.Totals By Year
Type of Metric
Output - describing our activities and reach
Direction of Success
Increasing
Context Notes
Volunteers served on construction, neighborhood revitalization, ReStore and board roles. 82% of volunteers surveyed said they were extremely or very likely to continue volunteering for SCVHFH
Our Sustainable Development Goals
Learn more about Sustainable Development Goals.
Goals & Strategy
Reports and documents
Download strategic planLearn about the organization's key goals, strategies, capabilities, and progress.
Charting impact
Four powerful questions that require reflection about what really matters - results.
What is the organization aiming to accomplish?
St. Croix Valley Habitat for Humanity partners with working families, sponsors, and communities to build affordable, sustainable, quality homes and to provide support services that promote successful home purchase and ownership in Pierce and St. Croix counties, WI. SCV Habitat aligns its strategic planning with the mission of Habitat for Humanity International: “Seeking to put God's love into action, Habitat for Humanity brings people together to build homes, communities, and hope." We have a vision of a world where everyone has a decent place to live.
The need for housing does not discriminate. At St. Croix Valley Habitat for Humanity, an inclusive culture that encourages openness, acceptance and individual authenticity is at the foundation of the work we do together with our homeowner partners, volunteers, staff, board and communities. Equitable opportunity and service is at the heart of our mission. As stewards of Pierce and St. Croix Counties, we envision and work toward a diverse workplace and community that celebrates all races, ages, ethnicities, genders, sexual orientations and physical or mental abilities. Everyone is welcome and everyone should be comfortable being their authentic selves each day.
Our goal is to partners with the community to help people with affordable housing. We will do this by maintaining 11-15 members on our board of directors who diversely represent the needs of our organization. Our staff will develop and support the financial and strategic success of the organization's mission. Volunteers and community partners will help support build and construction efforts through donations of time, fiscal and charitable contributions.
What are the organization's key strategies for making this happen?
Our strategic plan includes input from the four key sub-committees that support our mission, including construction, financial development, community affairs and volunteer engagement. Each sub-committee is lead by a board member with support from community members.
In Year One (FY 2021) our goal will be to raise $500,000 that will support the reduction of organizational historic debt by half, the purchase of an affordable lot for building a home in partnership with a local municipality, the re-opening of an office space and the growth of staff to include a full-time construction supervisor, a full-time, National AmeriCorps member and a part time intern. We will partner with the community to include a Rock the Block Neighborhood revitalization program in a community within our GSA. And we will add to our board of directors to maintain at least 13 board members who support the different aspects of our organization. We will develop a solid working budget with which to gauge our needs going foward.
In Year Two (FY2022) our goal will be to increase funding for operations as well as to support the building of 2-3 homes. We will increase our community partners, foundational support, government support as well as year-round committee volunteer support. We will grow our outreach and seek further foundational and governmental support. We will work to re-open a hyrbid format of the ReStore to further support operational costs.
Year Three continues the efforts outlined above with a goal to increase home builds to between 3-5 new homes, and begin to consider the best way to return to funding our homeowner loans internally. We hope to see success with a ReStore and grow it in size and scope in order to add staff and opportunities to the organization.
What are the organization's capabilities for doing this?
SCV Habitat's success is dependent upon support from a broad range of community, foundational, and corporate partners to produce the financial materials, products, and volunteer resources necessary to build affordable homes. These relationships have been broadened and deepened as we reach out to include fully stakeholders from every sector of our projects.
In addition to the people power and collaborative connections provided by the organizations listed above, SCV Habitat is fortunate to have a diverse, committed base of financial and product/materials sponsors and organizations.
What have they accomplished so far and what's next?
We have partnered with more than 71 families across Pierce and St. Croix Counties in Western Wisconsin with the mission to help with safe, affordable housing. In our 25 year history, we have funded our own loans, serviced those mortgages, partnered with our community and foundational partners to help support further programming including A Brush With Kindness, Aging in Place and Rock the Block Neighborhood Revitalization projects.
How we listen
Seeking feedback from people served makes programs more responsive and effective. Here’s how this organization is listening.
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Who are the people you serve with your mission?
Low-income individuals who need housing and demonstrate a willingness to partner.
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How is your organization using feedback from the people you serve?
To identify and remedy poor client service experiences, To identify bright spots and enhance positive service experiences, To make fundamental changes to our programs and/or operations, To inform the development of new programs/projects, To identify where we are less inclusive or equitable across demographic groups, To strengthen relationships with the people we serve, To understand people's needs and how we can help them achieve their goals
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What significant change resulted from feedback?
We have developed a budgeting and financial management program with new homeowners that is supported by our board.
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Which of the following feedback practices does your organization routinely carry out?
We collect feedback from the people we serve at least annually, We take steps to get feedback from marginalized or under-represented people, We aim to collect feedback from as many people we serve as possible, We take steps to ensure people feel comfortable being honest with us, We engage the people who provide feedback in looking for ways we can improve in response, We act on the feedback we receive, We tell the people who gave us feedback how we acted on their feedback, We ask the people who gave us feedback how well they think we responded
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What challenges does the organization face when collecting feedback?
We don't have any major challenges to collecting feedback
Financials
Financial documents
Download audited financialsRevenue vs. expenses: breakdown
Liquidity in 2021 info
1.46
Months of cash in 2021 info
15.7
Fringe rate in 2021 info
18%
Funding sources info
Assets & liabilities info
St. Croix Valley Habitat for Humanity
Revenue & expensesFiscal Year: Jul 01 - Jun 30
SOURCE: IRS Form 990
St. Croix Valley Habitat for Humanity
Balance sheetFiscal Year: Jul 01 - Jun 30
SOURCE: IRS Form 990
The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.
Fiscal Year: Jul 01 - Jun 30
SOURCE: IRS Form 990
This snapshot of St. Croix Valley Habitat for Humanity’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.
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Business model indicators
Profitability info | 2017 | 2018 | 2019 | 2020 | 2021 |
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Unrestricted surplus (deficit) before depreciation | -$20,315 | $738,918 | -$491 | -$1,002 | $308,596 |
As % of expenses | -2.1% | 133.7% | -0.1% | -0.3% | 96.3% |
Unrestricted surplus (deficit) after depreciation | -$79,482 | $695,912 | -$36,588 | -$16,085 | $306,167 |
As % of expenses | -7.6% | 116.8% | -6.9% | -4.4% | 94.9% |
Revenue composition info | |||||
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Total revenue (unrestricted & restricted) | $969,548 | $668,312 | $513,066 | $349,519 | $624,309 |
Total revenue, % change over prior year | -49.5% | -31.1% | -23.2% | -31.9% | 78.6% |
Program services revenue | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Membership dues | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Investment income | 0.6% | 0.9% | 0.1% | 0.2% | 0.0% |
Government grants | 0.0% | 0.0% | 0.0% | 0.0% | 25.3% |
All other grants and contributions | 25.4% | 42.0% | 43.1% | 41.5% | 46.1% |
Other revenue | 74.0% | 57.0% | 56.8% | 58.3% | 28.6% |
Expense composition info | |||||
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Total expenses before depreciation | $989,863 | $552,731 | $496,436 | $350,521 | $320,346 |
Total expenses, % change over prior year | -66.7% | -44.2% | -10.2% | -29.4% | -8.6% |
Personnel | 48.6% | 50.5% | 55.0% | 57.9% | 48.4% |
Professional fees | 4.0% | 10.1% | 4.7% | 4.6% | 12.2% |
Occupancy | 3.9% | 7.0% | 4.4% | 14.4% | 5.7% |
Interest | 12.0% | 14.9% | 16.4% | 7.9% | 3.4% |
Pass-through | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
All other expenses | 31.5% | 17.6% | 19.5% | 15.2% | 30.3% |
Full cost components (estimated) info | 2017 | 2018 | 2019 | 2020 | 2021 |
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Total expenses (after depreciation) | $1,049,030 | $595,737 | $532,533 | $365,604 | $322,775 |
One month of savings | $82,489 | $46,061 | $41,370 | $29,210 | $26,696 |
Debt principal payment | $0 | $1,094,216 | $120,134 | $1,076,031 | $234,137 |
Fixed asset additions | $0 | $0 | $0 | $0 | $0 |
Total full costs (estimated) | $1,131,519 | $1,736,014 | $694,037 | $1,470,845 | $583,608 |
Capital structure indicators
Liquidity info | 2017 | 2018 | 2019 | 2020 | 2021 |
---|---|---|---|---|---|
Months of cash | 0.0 | 1.5 | 2.2 | 9.2 | 15.7 |
Months of cash and investments | 0.0 | 1.5 | 2.2 | 9.2 | 15.7 |
Months of estimated liquid unrestricted net assets | -4.4 | 7.3 | 7.2 | 14.1 | 22.4 |
Balance sheet composition info | 2017 | 2018 | 2019 | 2020 | 2021 |
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Cash | $0 | $70,668 | $89,472 | $269,081 | $418,441 |
Investments | $0 | $0 | $0 | $0 | $0 |
Receivables | $3,079,736 | $533,987 | $443,923 | $429,784 | $323,092 |
Gross land, buildings, equipment (LBE) | $1,655,235 | $1,316,496 | $1,302,101 | $49,681 | $49,681 |
Accumulated depreciation (as a % of LBE) | 12.5% | 14.6% | 16.4% | 89.9% | 94.8% |
Liabilities (as a % of assets) | 113.0% | 82.9% | 83.1% | 55.5% | 29.1% |
Unrestricted net assets | -$360,602 | $335,310 | $298,722 | $411,826 | $597,978 |
Temporarily restricted net assets | $0 | $29,370 | $46,491 | N/A | N/A |
Permanently restricted net assets | $0 | $0 | $0 | N/A | N/A |
Total restricted net assets | $0 | $29,370 | $46,491 | $0 | $115,382 |
Total net assets | -$360,602 | $364,680 | $345,213 | $411,826 | $713,360 |
Key data checks
Key data checks info | 2017 | 2018 | 2019 | 2020 | 2021 |
---|---|---|---|---|---|
Material data errors | No | No | No | No | No |
Operations
The people, governance practices, and partners that make the organization tick.
Documents
Executive Director
Kristie Smith
Kristie Smith joined SCV Habitat for Humanity as executive director in May and comes to the organization after 30+ years in the marketing and communications field. Most recently, Kristie held the position of Media and Marketing Strategist with her consulting firm Yellow Finch Communications. While there, her focus was on enhancing communications and marketing efforts for organizations through recessions, turnarounds and major wins and losses. A passionate community advocate for more than 10 years, Kristie has served in several nonprofit roles for Randy's run, including board chair, member of the executive committee of the board, volunteer, fundraiser and donor. She has a bachelor’s degree in Mass Communication and Speech from the St Cloud State University. A native of Minnesota, Kristie has lived in the Twin Cities region for the past 30 plus years. She has five grown children and lives in West Lakeland with her husband, Jim.
Number of employees
Source: IRS Form 990
St. Croix Valley Habitat for Humanity
Officers, directors, trustees, and key employeesSOURCE: IRS Form 990
Compensation data
There are no highest paid employees recorded for this organization.
St. Croix Valley Habitat for Humanity
Board of directorsas of 04/05/2023
Board of directors data
Mr. Gary Zifko
Kraus-Anderson Construction
Term: 2022 - 2025
Ms. Gina Moe-Knutson
WESTConsin Realty
Term: 2023 - 2025
Gary Zifco
Kraus Anderson
Lisa Smith
WestCAP
Mike Stearney
Retired, UW Green Bay
Mike Steblay
Andersen Corp.
Joel Skinner
Skinner & Associates
Tabitha Jackson
First Command
Jim Ellis
Retired, Imation
Gina Moe-Knudsen
WESTconsin Realty
Jon Whitcomb
MetroEast
Melissa Steiner
Twin Cities Habitat for Humanity
Chris Wong
Renewal By Andersen
Wendy Robson
Magic Wendy
Clark Schroeder
Retired, Ashland County, WI
Board leadership practices
GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.
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Board orientation and education
Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations? Yes -
CEO oversight
Has the board conducted a formal, written assessment of the chief executive within the past year ? Yes -
Ethics and transparency
Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? Yes -
Board composition
Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? Yes -
Board performance
Has the board conducted a formal, written self-assessment of its performance within the past three years? Not applicable
Organizational demographics
Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.
Leadership
The organization's leader identifies as:
Race & ethnicity
Gender identity
Sexual orientation
No data
Disability
No data
Equity strategies
Last updated: 06/02/2021GuideStar partnered with Equity in the Center - an organization that works to shift mindsets, practices, and systems to increase racial equity - to create this section. Learn more
- We have long-term strategic plans and measurable goals for creating a culture such that one’s race identity has no influence on how they fare within the organization.
- We seek individuals from various race backgrounds for board and executive director/CEO positions within our organization.
- We have community representation at the board level, either on the board itself or through a community advisory board.
- We help senior leadership understand how to be inclusive leaders with learning approaches that emphasize reflection, iteration, and adaptability.
- We engage everyone, from the board to staff levels of the organization, in race equity work and ensure that individuals understand their roles in creating culture such that one’s race identity has no influence on how they fare within the organization.