Breast Cancer Aid and Research Institute

Glendale, AZ | breastcancerinstitute.org

GuideStar Charity Check

EIN: 36-4617641

Contributions tax deductible
as of November 2023

IRS BMF 509(a)(1)
as of November 13, 2023

View summary

Charity Check report

Mission

Provides grants to hospitals that do research and treat breast cancer patients. Ships medical supplies, medical equipment and humanitarian aid to programs that treat breast cancer and other degenerative diseases. Distributes fruits and vegetables to needy domestic individuals to help with their health and fight cancer. Supports breast cancer support groups.

Ruling year info

2008

President

Marilyn Tiffany

Main address

20280 N. 59th Ave., Ste. 115-734

Glendale, AZ 85308 USA

Show more contact info

EIN

36-4617641

Subject area info

Education

Breast cancer

Human services

Population served info

Adults

Women and girls

People with diseases and illnesses

NTEE code info

Breast Cancer Research (H32)

Research Institutes and/or Public Policy Analysis (P05)

Breast Cancer (G32)

IRS subsection

501(c)(3) Public Charity

IRS filing requirement

This organization is required to file an IRS Form 990 or 990-EZ.

Tax forms

Show Forms 990

Programs and results

What we aim to solve

SOURCE: Self-reported by organization

The funding that we receive from the CFC Government Campaign has decreased for 5 years in a row due to a decision in Washington of a committee of professionals to attempt to fix the Campaign. The Campaign was doing fine but they thought it needed fixing. As a result our income has gone down 80% over the last 5 years. This has put a strain on all of our programs. We have had to cut programs, salaries, grants for research, travel and GIK shipments.

Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

Esperanzo De Vida

BCARI provides shipments of medical supplies, medical equipment and humanitarian aid to Esperanza De Vida to be used by those in need in hospitals in Guatemala that treat breast cancer and other degenerative diseases. BCARI supports 5 hospitals in the Zacapa Region. The hospitals provide much needed medical care to many of the needy and disadvantaged people of their areas. The lack of properly equipped medical facilities and medical supplies contribute to the ongoing challenge of saving lives. Several thousand people are helped each year.

Population(s) Served

Adults

People with diseases and illnesses

Oasis of Hope Hospital

Oasis of Hope Cancer Hospital has been treating cancer patients for over 50 years. Thousands of people come from all over the world for treatment. At Oasis they have tested over 75 different cancer therapies.
They presently are practicing Integrative Therapy, which takes the best of the traditional and alternative and blends them together. Their success rate is twice that of the National Health Institute in the USA.

Population(s) Served

Adults

Chronically ill people

Terminally ill people

Women

Community Food Program

BCARI networks with other charities to distribute boxes of fruits and vegetables to the needy. Scientific research has proven that a diet of fruit and vegetables helps build the immune symptom and fights diseases.

Population(s) Served

Ethnic and racial groups

Where we work

External reviews

Goals & Strategy

SOURCE: Self-reported by organization

Learn about the organization's key goals, strategies, capabilities, and progress.

Charting impact

Four powerful questions that require reflection about what really matters - results.

What is the organization aiming to accomplish?

We would like to get back to where we were 5 years ago when we were supporting more programs, shipping more containers of Medical supplies and equipment to hospitals and clinics that treat breast cancer and other related diseases. We also would like to travel to our projects to meet with directors and verify that they are fulfilling our charity mission.

What are the organization's key strategies for making this happen?

We are working to develop a network of social media outreaches to reach more potential donors, face book, twitter, Guidestar and any others that will be a benefit to us.

What are the organization's capabilities for doing this?

We have hired a social media consultant to help us fulfill our goals.

What have they accomplished so far and what's next?

We have not accomplished much at this time and have just resently been hired a social media consultant to help us.

Financials

Breast Cancer Aid and Research Institute

Fiscal year: Oct 01 - Sep 30

Financial documents

Revenue vs. expenses: breakdown

SOURCE: IRS Form 990

NET GAIN/LOSS: in

Note: When component data are not available, the graph displays the total Revenue and/or Expense values.

Liquidity in 2022

SOURCE: IRS Form 990

10.74

Average of 41.49 over 10 years

Months of cash in 2022

SOURCE: IRS Form 990

1.1

Average of 0.5 over 10 years

Fringe rate in 2022

SOURCE: IRS Form 990

8%

Average of 7% over 10 years

Funding sources

Source: IRS Form 990

Assets & liabilities

Source: IRS Form 990

Financial data

SOURCE: IRS Form 990

Digitizing IRS form 990 data

Breast Cancer Aid and Research Institute

Revenue & expenses

Fiscal Year: Oct 01 - Sep 30

SOURCE: IRS Form 990 info

Fiscal year ending: Download Data

Revenue
Contributions	$611,465
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$611,465

Expenses
Program Services	$603,028
Administration	$9,197
Fundraising	$0
Total Expenses	$612,225
Net Gain/Loss	($760)

Functional expenses
Accounting Fees	$1,870
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$2,218,861
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$2,218,861

Expenses
Program Services	$1,764,377
Administration	$41,866
Fundraising	$0
Total Expenses	$1,806,243
Net Gain/Loss	$412,618

Functional expenses
Accounting Fees	$3,020
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$32
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$3,942,428
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$3,942,428

Expenses
Program Services	$3,762,179
Administration	$19,042
Fundraising	$15,483
Total Expenses	$3,796,704
Net Gain/Loss	$145,724

Functional expenses
Accounting Fees	$17,300
Advertising & Promotion	$3,396
Information Technology Expenses	$2,897
Insurance Expenses	$1,056
Interest Expenses	$90
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$3,094,380
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$3,094,380

Expenses
Program Services	$3,115,043
Administration	$22,683
Fundraising	$21,190
Total Expenses	$3,158,916
Net Gain/Loss	($64,536)

Functional expenses
Accounting Fees	$20,981
Advertising & Promotion	$3,350
Information Technology Expenses	$5,780
Insurance Expenses	$1,082
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$4,842,105
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$4,842,105

Expenses
Program Services	$4,877,046
Administration	$25,639
Fundraising	$22,713
Total Expenses	$4,925,398
Net Gain/Loss	($83,293)

Functional expenses
Accounting Fees	$22,682
Advertising & Promotion	$3,050
Information Technology Expenses	$5,050
Insurance Expenses	$1,112
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$2,992,130
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$2,992,130

Expenses
Program Services	$2,975,296
Administration	$22,626
Fundraising	$25,348
Total Expenses	$3,023,270
Net Gain/Loss	($31,140)

Functional expenses
Accounting Fees	$20,425
Advertising & Promotion	$0
Information Technology Expenses	$7,043
Insurance Expenses	$1,152
Interest Expenses	$71
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$2,638

Revenue
Contributions	$2,231,891
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$2,231,891

Expenses
Program Services	$2,285,990
Administration	$24,665
Fundraising	$24,545
Total Expenses	$2,335,200
Net Gain/Loss	($103,309)

Functional expenses
Accounting Fees	$18,800
Advertising & Promotion	$0
Information Technology Expenses	$6,849
Insurance Expenses	$1,256
Interest Expenses	$10
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$2,675

Revenue
Contributions	$1,698,887
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$1,698,887

Expenses
Program Services	$1,717,030
Administration	$25,455
Fundraising	$26,532
Total Expenses	$1,769,017
Net Gain/Loss	($70,130)

Functional expenses
Accounting Fees	$17,300
Advertising & Promotion	$7,150
Information Technology Expenses	$7,592
Insurance Expenses	$1,341
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$2,594

Revenue
Contributions	$2,140,741
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$2,140,741

Expenses
Program Services	$2,177,896
Administration	$23,608
Fundraising	$18,841
Total Expenses	$2,220,345
Net Gain/Loss	($79,604)

Functional expenses
Accounting Fees	$17,000
Advertising & Promotion	$0
Information Technology Expenses	$7,120
Insurance Expenses	$1,424
Interest Expenses	$657
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$2,425

Revenue
Contributions	$1,128,982
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$1,128,982

Expenses
Program Services	$1,153,718
Administration	$16,478
Fundraising	$16,840
Total Expenses	$1,187,036
Net Gain/Loss	($58,054)

Functional expenses
Accounting Fees	$15,050
Advertising & Promotion	$0
Information Technology Expenses	$8,634
Insurance Expenses	$0
Interest Expenses	$326
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$1,525

Revenue
Contributions	$615,320
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$615,320

Expenses
Program Services	$582,578
Administration	$14,270
Fundraising	$13,153
Total Expenses	$610,001
Net Gain/Loss	$5,319

Functional expenses
Accounting Fees	$4,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$13,153

Revenue
Contributions	$296,992
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$296,992

Expenses
Program Services	$285,162
Administration	$11,754
Fundraising	$15,950
Total Expenses	$312,866
Net Gain/Loss	($15,874)

Functional expenses
Accounting Fees	$3,800
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$0
Interest Expenses	$783
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$14,550

Revenue
Contributions	$178,650
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$178,650

Expenses
Program Services	$178,005
Administration	$14,959
Fundraising	$11,203
Total Expenses	$204,167
Net Gain/Loss	($25,517)

Functional expenses
Accounting Fees	$3,750
Advertising & Promotion	$0
Information Technology Expenses	$3,300
Insurance Expenses	$0
Interest Expenses	$805
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$11,203

Revenue
Contributions	$209,399
Government Grants	$0
Program Services	$0
Investments	$0
Special Events	$0
Sales	$0
Other	$0
Total Revenue	$209,399

Expenses
Program Services	$184,525
Administration	$5,022
Fundraising	$2,755
Total Expenses	$192,302
Net Gain/Loss	$17,097

Functional expenses
Accounting Fees	$3,150
Advertising & Promotion	$0
Information Technology Expenses	$3,778
Insurance Expenses	$0
Interest Expenses	$538
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Breast Cancer Aid and Research Institute

Balance sheet

Fiscal Year: Oct 01 - Sep 30

SOURCE: IRS Form 990 info

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: Download Data

Assets	Oct 01, 2008	Sep 30, 2009	Change
Contributions	$611,465
Cash & Equivalents	$8,040	$8,393	$353
Accounts Receivable	$0	$0	$0
Pledges & Grants Receivable	$0	$0	$0
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$0	$0	$0
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$0	$0	$0
Other	$0	$0	$0
Total Assets	$8,040	$8,393	$353

Liabilities	Oct 01, 2008	Sep 30, 2009	Change
Accounts Payable	$0	$1,112	$1,112
Grants Payable	$0	$0	$0
Deferred Revenue	$0	$0	$0
Loans and Notes	$0	$0	$0
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$0	$0	$0
Total Liabilities	$0	$1,112	$1,112

Fund balance	Oct 01, 2008	Sep 30, 2009	Change
Temporarily Restricted Net Assets	$0	$0	$0
Permanently Restricted Net Assets	$0	$0	$0
Total Restricted Net Assets	$0	$0	$0
Unrestricted Net Assets	$8,040	$7,281	($759)
Net Assets	$8,040	$7,281	($759)

Assets	Oct 01, 2009	Sep 30, 2010	Change
Contributions	$2,218,861
Cash & Equivalents	$8,393	$28,403	$20,010
Accounts Receivable	$0	$391,797	$391,797
Pledges & Grants Receivable	$0	$0	$0
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$0	$0	$0
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$0	$0	$0
Other	$0	$0	$0
Total Assets	$8,393	$420,200	$411,807

Liabilities	Oct 01, 2009	Sep 30, 2010	Change
Accounts Payable	$1,112	$267	($845)
Grants Payable	$0	$0	$0
Deferred Revenue	$0	$0	$0
Loans and Notes	$0	$0	$0
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$0	$0	$0
Total Liabilities	$1,112	$267	($845)

Fund balance	Oct 01, 2009	Sep 30, 2010	Change
Temporarily Restricted Net Assets	$0	$0	$0
Permanently Restricted Net Assets	$0	$0	$0
Total Restricted Net Assets	$0	$0	$0
Unrestricted Net Assets	$7,281	$419,933	$412,652
Net Assets	$7,281	$419,933	$412,652

Assets	Oct 01, 2010	Sep 30, 2011	Change
Contributions	$3,942,428
Cash & Equivalents	$28,403	$138,505	$110,102
Accounts Receivable	$391,797	$415,964	$24,167
Pledges & Grants Receivable	$0	$0	$0
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$0	$0	$0
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$0	$10,565	$10,565
Other	$0	$0	$0
Total Assets	$420,200	$565,034	$144,834

Liabilities	Oct 01, 2010	Sep 30, 2011	Change
Accounts Payable	$302	($588)	($890)
Grants Payable	$0	$0	$0
Deferred Revenue	$0	$0	$0
Loans and Notes	$0	$0	$0
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$0	$0	$0
Total Liabilities	$302	($588)	($890)

Breast Cancer Aid and Research Institute

Financial trends analysis Glossary & formula definitions

Fiscal Year: Oct 01 - Sep 30

SOURCE: IRS Form 990 info

This snapshot of Breast Cancer Aid and Research Institute’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.

Created in partnership with

Fiscal year: Oct 01 - Sep 30 View full report Download data

Business model indicators

Profitability	2018	2019	2020	2021	2022
Unrestricted surplus (deficit) before depreciation	-$57,528	$5,529	-$15,610	-$25,322	$17,238
As % of expenses	-4.8%	0.9%	-5.0%	-12.4%	9.0%
Unrestricted surplus (deficit) after depreciation	-$58,054	$5,319	-$15,874	-$25,517	$17,097
As % of expenses	-4.9%	0.9%	-5.1%	-12.5%	8.9%

Revenue composition
Total revenue (unrestricted & restricted)	$1,128,982	$615,320	$296,992	$178,650	$209,399
Total revenue, % change over prior year	-47.3%	-45.5%	-51.7%	-39.8%	17.2%
Program services revenue	0.0%	0.0%	0.0%	0.0%	0.0%
Membership dues	0.0%	0.0%	0.0%	0.0%	0.0%
Investment income	0.0%	0.0%	0.0%	0.0%	0.0%
Government grants	0.0%	0.0%	0.0%	0.0%	0.0%
All other grants and contributions	100.0%	100.0%	100.0%	100.0%	100.0%
Other revenue	0.0%	0.0%	0.0%	0.0%	0.0%

Expense composition
Total expenses before depreciation	$1,186,510	$609,791	$312,602	$203,972	$192,161
Total expenses, % change over prior year	-46.5%	-48.6%	-48.7%	-34.8%	-5.8%
Personnel	3.0%	2.4%	2.9%	5.2%	4.9%
Professional fees	2.4%	4.6%	12.1%	17.8%	12.6%
Occupancy	1.5%	1.8%	2.3%	4.5%	1.5%
Interest	0.0%	0.0%	0.3%	0.4%	0.3%
Pass-through	89.0%	86.8%	74.3%	55.9%	59.8%
All other expenses	4.1%	4.3%	8.0%	16.2%	20.9%

Full cost components (estimated)	2018	2019	2020	2021	2022
Total expenses (after depreciation)	$1,187,036	$610,001	$312,866	$204,167	$192,302
One month of savings	$98,876	$50,816	$26,050	$16,998	$16,013
Debt principal payment	$0	$0	$0	$0	$0
Fixed asset additions	$0	$707	$0	$0	$0
Total full costs (estimated)	$1,285,912	$661,524	$338,916	$221,165	$208,315

Capital structure indicators

Liquidity	2018	2019	2020	2021	2022
Months of cash	0.1	0.3	1.0	1.0	1.1
Months of cash and investments	0.1	0.3	1.0	1.0	1.1
Months of estimated liquid unrestricted net assets	0.8	1.6	2.5	2.3	3.6

Balance sheet composition	2018	2019	2020	2021	2022
Cash	$14,714	$15,528	$26,020	$16,541	$17,694
Investments	$0	$0	$0	$0	$0
Receivables	$63,213	$66,750	$47,631	$30,192	$45,011
Gross land, buildings, equipment (LBE)	$21,854	$22,561	$22,561	$22,561	$22,561
Accumulated depreciation (as a % of LBE)	98.5%	96.4%	97.5%	98.4%	99.0%
Liabilities (as a % of assets)	4.0%	3.2%	11.7%	15.0%	9.3%
Unrestricted net assets	$75,079	$80,398	$65,523	$40,006	$57,086
Temporarily restricted net assets	$0	$0	N/A	N/A	N/A
Permanently restricted net assets	$0	$0	N/A	N/A	N/A
Total restricted net assets	$0	$0	$0	$0	$0
Total net assets	$75,079	$80,398	$65,523	$40,006	$57,086

Key data checks

Key data checks	2018	2019	2020	2021	2022
Material data errors	No	No	No	No	No

Operations

The people, governance practices, and partners that make the organization tick.

Documents

Letter of Determination is not available for this organization

Form 1023/1024 is not available for this organization

President

Marilyn Tiffany

Marilyn Tiffany was voted in as President in 2019. Marilyn is heading up the fight against breast cancer and other related diseases. Her charity supports breast cancer research and helps patients with treatment, with the emphasis placed on integrative breast cancer therapy. Marilyn is committed to fighting cancer because her 36 year old grand daughter has stage 5 Uterus cancer.

Number of employees

Source: IRS Form 990

Breast Cancer Aid and Research Institute

Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

Compensation

Other

Show data for fiscal year

Compensation data

Download up to 5 most recent years of officer and director compensation data for this organization

There are no highest paid employees recorded for this organization.

Breast Cancer Aid and Research Institute

Board of directors
as of 09/22/2022

SOURCE: Self-reported by organization

Board of directors data

Download the most recent year of board of directors data for this organization

Board chair

Marilyn Tiffany

Breast Cancer Aid and Research Institute

Term: 2008 -

Marilyn Tiffany

Delores West

Janet Lee

Zulema Dozier

Organizational demographics

SOURCE: Self-reported; last updated 9/6/2022

Candid has made improvements to the race and ethnicity options.

Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.

Leadership

The organization's leader identifies as:

Race & ethnicity

White/Caucasian/European

Gender identity

Female, Not transgender (cisgender)

Sexual orientation

Heterosexual or straight

Disability status

Person without a disability

Race & ethnicity

No data

Gender identity

No data

Sexual orientation

No data

Disability

No data

Breast Cancer Aid and Research Institute

Mission

Is this your nonprofit?

Programs and results

What we aim to solve

Our programs

Esperanzo De Vida

Oasis of Hope Hospital

Community Food Program

Where we work

Goals & Strategy

Charting impact

What is the organization aiming to accomplish?

What are the organization's key strategies for making this happen?

What are the organization's capabilities for doing this?

What have they accomplished so far and what's next?

Financials

Financial documents

Revenue vs. expenses: breakdown

Liquidity in 2022 info

10.74

Months of cash in 2022 info

1.1

Fringe rate in 2022 info

8%

Funding sources info

Assets & liabilities info

Financial data

Digitizing IRS form 990 data

Breast Cancer Aid and Research Institute

Breast Cancer Aid and Research Institute

Breast Cancer Aid and Research Institute

Business model indicators

Capital structure indicators

Key data checks

Operations

Documents

President

Marilyn Tiffany

Number of employees

Breast Cancer Aid and Research Institute

Compensation data

Breast Cancer Aid and Research Institute

Board of directors data

Marilyn Tiffany

Organizational demographics

Leadership

Race & ethnicity

Gender identity

Sexual orientation

Disability

Liquidity in 2022

Months of cash in 2022

Fringe rate in 2022

Funding sources

Assets & liabilities