ANN ARBOR FILM FESTIVAL INC

Bending Minds with Experimental Film Since 1963

aka Ann Arbor Film Festival | Ann Arbor, MI | www.aafilmfest.org

GuideStar Charity Check

EIN: 38-2379836

Contributions tax deductible
as of September 2023

IRS BMF 509(a)(2)
as of September 18, 2023

View summary

Charity Check report

Mission

The mission of the Ann Arbor Film Festival is to support bold, visionary filmmakers, advance the art form of film and new media, and engage communities with remarkable cinematic experiences.

Ruling year info

1985

Executive Director

Leslie Raymond

Main address

PO Box 8232

Ann Arbor, MI 48107 USA

Show more contact info

EIN

38-2379836

Subject area info

Information and media literacy

Film and video

Festivals

Population served info

Adults

NTEE code info

Film, Video (A31)

IRS subsection

501(c)(3) Public Charity

IRS filing requirement

This organization is required to file an IRS Form 990 or 990-EZ.

Tax forms

Show Forms 990

Communication

Blog

Programs and results

What we aim to solve

This profile needs more info.

If it is your nonprofit, add a problem overview.

Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

61st Ann Arbor Film Festival

The upcoming festival will take place March 21-26, 2023. It will feature hundreds of films, videos, and live performances as part of some 40 programs over a six-day period. The festival also offers panels, discussions, live question and answer sessions with filmmakers as well as interactive presentations to deepen audience engagement with film art.

Population(s) Served

Adults

60th Annual Film Festival Tour

The tour provides filmmakers the unique opportunity of having their work screened in front of audiences for whom, in many places, the tour venue is their only access to this form of film art. Each filmmaker participating in the AAFF tour is also paid for each tour stop, thereby helping to directly support their filmmaking.

The Ann Arbor Film Festival is a pioneer of the traveling film festival tour which launched in 1964 with film screenings in Paris, Los Angeles, and Berkeley. Since that time, the AAFF tour has presented hundreds of influential works by film artists including Barbara Hammer, Gus Van Sant, Sally Cruikshank, Don Hertzfeldt, Bill Brown, Ross McLaren, Paul Winkler, James Duesing, Martha Colburn, and Jay Rosenblatt.

Population(s) Served

Adults

AAFF Presents

Since 2019, the AAFF has partnered with the Michigan Theater on a monthly screening series. The current series takes place May-November 2022 with feature films that were shown during the 60th AAFF. This event is free to members of the Ann Arbor Film Festival or Michigan Theater Gold Card Members.

Population(s) Served

Adults

Where we work

External reviews

Photos

Videos

How we listen

SOURCE: Self-reported by organization

Seeking feedback from people served makes programs more responsive and effective. Here’s how this organization is listening.

We shared information about our current feedback practices.

How is your organization using feedback from the people you serve?

To identify and remedy poor client service experiences, To identify bright spots and enhance positive service experiences
Which of the following feedback practices does your organization routinely carry out?
What challenges does the organization face when collecting feedback?

We don’t have the right technology to collect and aggregate feedback efficiently

Financials

ANN ARBOR FILM FESTIVAL INC

Fiscal year: Jun 01 - May 31

Financial documents

Revenue vs. expenses: breakdown

SOURCE: IRS Form 990

NET GAIN/LOSS: in

Note: When component data are not available, the graph displays the total Revenue and/or Expense values.

Liquidity in 2022

SOURCE: IRS Form 990

21.16

Average of 7.44 over 10 years

Months of cash in 2022

SOURCE: IRS Form 990

4.9

Average of 4.9 over 10 years

Fringe rate in 2022

SOURCE: IRS Form 990

11%

Average of 13% over 10 years

Funding sources

Source: IRS Form 990

Assets & liabilities

Source: IRS Form 990

Financial data

SOURCE: IRS Form 990

Digitizing IRS form 990 data

ANN ARBOR FILM FESTIVAL INC

Revenue & expenses

Fiscal Year: Jun 01 - May 31

SOURCE: IRS Form 990 info

Fiscal year ending: Download Data

Revenue
Contributions	$125,868
Program Services	$157,840
Investments	$33
Special Events	$0
Sales	$3,158
Other	$13,098
Total Revenue	$299,997

Expenses
Grants	$0
Salaries & Employee Benefits	$166,877
Professional Fees	$10,502
Occupancy	$31,614
Printing, Publications, Postage, etc.	$32,000
Other Expenses	$63,391
Total Expenses	$304,384
Net Gain/Loss	($4,387)

Revenue
Contributions	$124,715
Program Services	$166,578
Investments	$26
Special Events	$0
Sales	$1,381
Other	$13,225
Total Revenue	$305,925

Expenses
Grants	$0
Salaries & Employee Benefits	$119,557
Professional Fees	$26,452
Occupancy	$35,884
Printing, Publications, Postage, etc.	$28,284
Other Expenses	$85,632
Total Expenses	$295,809
Net Gain/Loss	$10,116

Revenue
Contributions	$219,038
Government Grants	$22,500
Program Services	$189,079
Investments	$10
Special Events	$0
Sales	$7,060
Other	$0
Total Revenue	$437,687

Expenses
Program Services	$237,974
Administration	$40,978
Fundraising	$57,536
Total Expenses	$336,488
Net Gain/Loss	$101,199

Functional expenses
Accounting Fees	$1,546
Advertising & Promotion	$21,363
Information Technology Expenses	$0
Insurance Expenses	$2,247
Interest Expenses	$342
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$152,050
Government Grants	$22,000
Program Services	$210,960
Investments	$10
Special Events	$0
Sales	$393
Other	$0
Total Revenue	$385,413

Expenses
Program Services	$322,992
Administration	$41,614
Fundraising	$57,198
Total Expenses	$421,804
Net Gain/Loss	($36,391)

Functional expenses
Accounting Fees	$1,968
Advertising & Promotion	$32,823
Information Technology Expenses	$0
Insurance Expenses	$2,883
Interest Expenses	$310
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$128,877
Government Grants	$30,000
Program Services	$156,879
Investments	$0
Special Events	$0
Sales	$0
Other	$315
Total Revenue	$316,071

Expenses
Program Services	$242,722
Administration	$34,834
Fundraising	$20,375
Total Expenses	$297,931
Net Gain/Loss	$18,140

Functional expenses
Accounting Fees	$2,350
Advertising & Promotion	$22,843
Information Technology Expenses	$0
Insurance Expenses	$3,017
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$170,665
Government Grants	$12,248
Program Services	$147,300
Investments	$30
Special Events	$0
Sales	$1,430
Other	$47
Total Revenue	$331,720

Expenses
Program Services	$268,072
Administration	$33,840
Fundraising	$20,579
Total Expenses	$322,491
Net Gain/Loss	$9,229

Functional expenses
Accounting Fees	$4,625
Advertising & Promotion	$25,757
Information Technology Expenses	$6,200
Insurance Expenses	$4,732
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$218,394
Government Grants	$39,000
Program Services	$159,798
Investments	$47
Special Events	$0
Sales	$4,522
Other	$355
Total Revenue	$422,116

Expenses
Program Services	$301,538
Administration	$45,792
Fundraising	$21,050
Total Expenses	$368,380
Net Gain/Loss	$53,736

Functional expenses
Accounting Fees	$4,294
Advertising & Promotion	$22,110
Information Technology Expenses	$5,300
Insurance Expenses	$2,024
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$176,508
Government Grants	$55,450
Program Services	$170,007
Investments	$174
Special Events	$0
Sales	$2,239
Other	$0
Total Revenue	$404,378

Expenses
Program Services	$298,320
Administration	$60,312
Fundraising	$24,145
Total Expenses	$382,777
Net Gain/Loss	$21,601

Functional expenses
Accounting Fees	$6,479
Advertising & Promotion	$21,008
Information Technology Expenses	$3,666
Insurance Expenses	$2,704
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$196,909
Government Grants	$34,000
Program Services	$148,359
Investments	$117
Special Events	$0
Sales	$1,714
Other	$0
Total Revenue	$381,099

Expenses
Program Services	$291,895
Administration	$50,043
Fundraising	$22,826
Total Expenses	$364,764
Net Gain/Loss	$16,335

Functional expenses
Accounting Fees	$6,225
Advertising & Promotion	$20,819
Information Technology Expenses	$7,988
Insurance Expenses	$4,287
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$199,623
Government Grants	$35,000
Program Services	$142,731
Investments	$168
Special Events	$0
Sales	$8,711
Other	$1,100
Total Revenue	$387,333

Expenses
Program Services	$315,734
Administration	$65,364
Fundraising	$28,968
Total Expenses	$410,066
Net Gain/Loss	($22,733)

Functional expenses
Accounting Fees	$7,191
Advertising & Promotion	$21,480
Information Technology Expenses	$7,500
Insurance Expenses	$3,289
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$226,850
Government Grants	$57,500
Program Services	$144,859
Investments	$277
Special Events	$0
Sales	$4,120
Other	$2,362
Total Revenue	$435,968

Expenses
Program Services	$278,178
Administration	$90,011
Fundraising	$30,315
Total Expenses	$398,504
Net Gain/Loss	$37,464

Functional expenses
Accounting Fees	$9,740
Advertising & Promotion	$11,994
Information Technology Expenses	$3,400
Insurance Expenses	$3,451
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$210,924
Government Grants	$42,500
Program Services	$146,014
Investments	$122
Special Events	$0
Sales	$1,335
Other	$320
Total Revenue	$401,215

Expenses
Program Services	$254,691
Administration	$59,927
Fundraising	$45,816
Total Expenses	$360,434
Net Gain/Loss	$40,781

Functional expenses
Accounting Fees	$10,229
Advertising & Promotion	$11,091
Information Technology Expenses	$6,220
Insurance Expenses	$3,180
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$178,454
Government Grants	$132,806
Program Services	$113,072
Investments	$311
Special Events	$0
Sales	$2,697
Other	$1,000
Total Revenue	$428,340

Expenses
Program Services	$257,798
Administration	$70,929
Fundraising	$26,148
Total Expenses	$354,875
Net Gain/Loss	$73,465

Functional expenses
Accounting Fees	$8,865
Advertising & Promotion	$10,653
Information Technology Expenses	$6,100
Insurance Expenses	$3,319
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$222,374
Government Grants	$122,040
Program Services	$140,574
Investments	$93
Special Events	$0
Sales	$895
Other	$1,223
Total Revenue	$487,199

Expenses
Program Services	$355,370
Administration	$61,689
Fundraising	$37,722
Total Expenses	$454,781
Net Gain/Loss	$32,418

Functional expenses
Accounting Fees	$21,803
Advertising & Promotion	$11,303
Information Technology Expenses	$26,451
Insurance Expenses	$2,816
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

ANN ARBOR FILM FESTIVAL INC

Balance sheet

Fiscal Year: Jun 01 - May 31

SOURCE: IRS Form 990 info

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: Download Data

Assets	Jun 01, 2008	May 31, 2009	Change
Contributions	$125,868
Cash & Equivalents	$26,449	$33,636	$7,187
Fixed Assets (LBE - Depreciation)	$2,176	$1,631	($545)
Other	$3,125	$22,118	$18,993
Total Assets	$31,750	$57,385	$25,635

Liabilities	Jun 01, 2008	May 31, 2009	Change
Total Liabilities	$4,733	$34,755	$30,022

Fund balance	Jun 01, 2008	May 31, 2009	Change
Net Assets	$27,017	$22,630	($4,387)

Assets	Jun 01, 2009	May 31, 2010	Change
Contributions	$124,715
Cash & Equivalents	$33,636	$775	($32,861)
Fixed Assets (LBE - Depreciation)	$1,631	$1,353	($278)
Other	$22,118	$50,723	$28,605
Total Assets	$57,385	$52,851	($4,534)

Liabilities	Jun 01, 2009	May 31, 2010	Change
Total Liabilities	$34,755	$20,105	($14,650)

Fund balance	Jun 01, 2009	May 31, 2010	Change
Net Assets	$22,630	$32,746	$10,116

Assets	Jun 01, 2010	May 31, 2011	Change
Contributions	$219,038
Cash & Equivalents	$775	$41,281	$40,506
Accounts Receivable	$9,750	$18,477	$8,727
Pledges & Grants Receivable	$40,148	$108,992	$68,844
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$1,500	$1,500
Investment, Securities	$0	$0	$0
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$1,352	$741	($611)
Other	$825	$825	$0
Total Assets	$52,850	$171,816	$118,966

Liabilities	Jun 01, 2010	May 31, 2011	Change
Accounts Payable	$19,564	$37,871	$18,307
Grants Payable	$0	$0	$0
Deferred Revenue	$540	$0	($540)
Loans and Notes	$0	$0	$0
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$0	$0	$0
Total Liabilities	$20,104	$37,871	$17,767

Fund balance	Jun 01, 2010	May 31, 2011	Change
Temporarily Restricted Net Assets	$12,962	$35,923	$22,961
Permanently Restricted Net Assets	$0	$0	$0
Total Restricted Net Assets	$12,962	$35,923	$22,961
Unrestricted Net Assets	$19,784	$98,022	$78,238
Net Assets	$32,746	$133,945	$101,199

Assets	Jun 01, 2011	May 31, 2012	Change
Contributions	$152,050
Cash & Equivalents	$41,281	$33,043	($8,238)
Accounts Receivable	$18,477	$18,770	$293
Pledges & Grants Receivable	$108,992	$113,300	$4,308
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$1,500	$2,200	$700
Investment, Securities	$0	$0	$0
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$741	$267	($474)
Other	$825	$825	$0
Total Assets	$171,816	$168,405	($3,411)

ANN ARBOR FILM FESTIVAL INC

Financial trends analysis Glossary & formula definitions

Fiscal Year: Jun 01 - May 31

SOURCE: IRS Form 990 info

This snapshot of ANN ARBOR FILM FESTIVAL INC’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.

Created in partnership with

Fiscal year: Jun 01 - May 31 View full report Download data

Business model indicators

Profitability	2018	2019	2020	2021	2022
Unrestricted surplus (deficit) before depreciation	-$24,983	$56,701	$30,323	-$90,032	$9,217
As % of expenses	-6.1%	14.2%	8.4%	-25.4%	2.0%
Unrestricted surplus (deficit) after depreciation	-$24,983	$56,701	$30,323	-$90,032	$9,217
As % of expenses	-6.1%	14.2%	8.4%	-25.4%	2.0%

Revenue composition
Total revenue (unrestricted & restricted)	$387,333	$435,968	$401,215	$428,340	$487,199
Total revenue, % change over prior year	1.6%	12.6%	-8.0%	6.8%	13.7%
Program services revenue	36.8%	33.2%	36.4%	26.4%	28.9%
Membership dues	1.8%	1.2%	1.5%	1.7%	2.2%
Investment income	0.0%	0.1%	0.0%	0.1%	0.0%
Government grants	9.0%	13.2%	10.6%	31.0%	25.0%
All other grants and contributions	49.7%	50.9%	51.0%	40.0%	43.4%
Other revenue	2.5%	1.5%	0.4%	0.9%	0.4%

Expense composition
Total expenses before depreciation	$410,066	$398,504	$360,434	$354,875	$454,781
Total expenses, % change over prior year	12.4%	-2.8%	-9.6%	-1.5%	28.2%
Personnel	48.9%	41.2%	47.3%	59.0%	45.7%
Professional fees	14.5%	16.5%	16.3%	9.6%	19.3%
Occupancy	12.0%	12.1%	5.7%	4.3%	4.3%
Interest	0.0%	0.0%	0.0%	0.0%	0.0%
Pass-through	0.0%	0.0%	0.0%	0.0%	0.0%
All other expenses	24.6%	30.3%	30.7%	27.1%	30.7%

Full cost components (estimated)	2018	2019	2020	2021	2022
Total expenses (after depreciation)	$410,066	$398,504	$360,434	$354,875	$454,781
One month of savings	$34,172	$33,209	$30,036	$29,573	$37,898
Debt principal payment	$0	$0	$0	$0	$0
Fixed asset additions	$0	$0	$0	$0	$0
Total full costs (estimated)	$444,238	$431,713	$390,470	$384,448	$492,679

Capital structure indicators

Liquidity	2018	2019	2020	2021	2022
Months of cash	5.4	3.1	4.8	6.3	4.9
Months of cash and investments	5.4	6.6	8.3	6.3	4.9
Months of estimated liquid unrestricted net assets	3.3	7.5	9.4	6.5	5.3

Balance sheet composition	2018	2019	2020	2021	2022
Cash	$185,487	$101,903	$144,883	$187,355	$185,756
Investments	$0	$115,827	$104,857	$0	$0
Receivables	$41,321	$77,198	$63,340	$58,620	$64,454
Gross land, buildings, equipment (LBE)	$3,506	$0	$0	$0	$0
Accumulated depreciation (as a % of LBE)	100.0%	0.0%	0.0%	0.0%	0.0%
Liabilities (as a % of assets)	15.5%	14.9%	10.3%	7.4%	2.0%
Unrestricted net assets	$113,312	$250,563	$280,886	$190,854	$200,071
Temporarily restricted net assets	$0	$512	N/A	N/A	N/A
Permanently restricted net assets	$80,550	$0	N/A	N/A	N/A
Total restricted net assets	$80,550	$512	$0	$217,910	$240,412
Total net assets	$193,862	$251,075	$280,886	$408,764	$440,483

Key data checks

Key data checks	2018	2019	2020	2021	2022
Material data errors	No	No	No	No	No

Operations

The people, governance practices, and partners that make the organization tick.

Documents

Letter of Determination

Form 1023/1024 is not available for this organization

Executive Director

Leslie Raymond

Leslie Raymond joined the Ann Arbor Film Festival as its executive director in August 2013. In September 2019, Raymond’s leadership role expanded to include festival programming. Prior to her position with AAFF, as a teaching artist and educator, she founded the New Media Program at University of Texas at San Antonio and served as an assistant professor of art in digital video and new media art at Oakland University, where she was recognized with an Innovations in Teaching award. Raymond is a Film Festival Alliance board member, and a third-generation American of Chinese and Jewish descent. She holds a BFA in film/video from the Rhode Island School of Design, MFA in new genres from the University of Michigan School of Art & Design, and also studied film, video, and new media art at the Art Institute of Chicago.

Number of employees

Source: IRS Form 990

ANN ARBOR FILM FESTIVAL INC

Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

Compensation

Other

Show data for fiscal year

Compensation data

Download up to 5 most recent years of officer and director compensation data for this organization

There are no highest paid employees recorded for this organization.

ANN ARBOR FILM FESTIVAL INC

Board of directors
as of 06/29/2022

SOURCE: Self-reported by organization

Board of directors data

Download the most recent year of board of directors data for this organization

Board chair

Susan Dise

WCBN-FM

Term: 2020 - 2022

Dave DeVarti

Sue Dise

WCBN-FM

Francyne Stacey

Stacey Law Practice

Matthew Graff

M C Graff Training & Consulting, LLC

Damani Partridge

U-M Department of Afroamerican and African Studies

Darcy Ann Hall

Helen Harding

Planned Parenthood of Michigan

Katherine Johnson

Destination Ann Arbor

Hafsah Mijinyawa

Superlunar

Amy J. Moore

Veerendra Prasad

U-M Department of Film, Television, and Media

Jay Sandweiss

Doctor Jay Sandweiss

Paul Schutt

Issue Media Group

Board leadership practices

SOURCE: Self-reported by organization

GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.

Board orientation and education
Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations? No
CEO oversight
Has the board conducted a formal, written assessment of the chief executive within the past year ? Yes
Ethics and transparency
Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? No
Board composition
Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? Yes
Board performance
Has the board conducted a formal, written self-assessment of its performance within the past three years? No

Organizational demographics

SOURCE: Self-reported; last updated 6/29/2022

Candid has made improvements to the race and ethnicity options.

Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.

Leadership

The organization's leader identifies as:

Race & ethnicity

Multi-Racial/Multi-Ethnic (2+ races/ethnicities)

Gender identity

Female, Not transgender (cisgender)

Sexual orientation

Decline to state

Disability status

Person without a disability

ANN ARBOR FILM FESTIVAL INC

Bending Minds with Experimental Film Since 1963

Mission

Is this your nonprofit?

Programs and results

What we aim to solve

This profile needs more info.

Our programs

61st Ann Arbor Film Festival

60th Annual Film Festival Tour

AAFF Presents

Where we work

How we listen

Financials

Financial documents

Revenue vs. expenses: breakdown

Liquidity in 2022 info

21.16

Months of cash in 2022 info

4.9

Fringe rate in 2022 info

11%

Funding sources info

Assets & liabilities info

Financial data

Digitizing IRS form 990 data

ANN ARBOR FILM FESTIVAL INC

ANN ARBOR FILM FESTIVAL INC

ANN ARBOR FILM FESTIVAL INC

Business model indicators

Capital structure indicators

Key data checks

Operations

Documents

Executive Director

Leslie Raymond

Number of employees

ANN ARBOR FILM FESTIVAL INC

Compensation data

ANN ARBOR FILM FESTIVAL INC

Board of directors data

Susan Dise

Board leadership practices

Board orientation and education

CEO oversight

Ethics and transparency

Board composition

Board performance

Organizational demographics

Leadership

Race & ethnicity

Gender identity

Sexual orientation

Disability

Liquidity in 2022

Months of cash in 2022

Fringe rate in 2022

Funding sources

Assets & liabilities