Treasure Coast Food Bank, Inc.

Together, we can solve hunger.

aka TCFB   |   Fort Pierce, FL   |
GuideStar Charity Check

Treasure Coast Food Bank, Inc.

EIN: 65-0123281


Our mission is to alleviate hunger by obtaining and distributing food and other essentials in Indian River, Martin, St. Lucie, and Okeechobee Counties.

Ruling year info


President & CEO

Mrs. Judith Cruz

Chief Strategy & Advocacy Officer

Ms. Krista Garofalo

Main address

401 Angle Road

Fort Pierce, FL 34947 USA

Show more contact info



Subject area info


Human services

Food aid

Food banks

Population served info

Children and youth



Low-income people

NTEE code info

Nutrition Programs (K40)

Human Service Organizations (P20)

Food Banks, Food Pantries (K31)

What we aim to solve

SOURCE: Self-reported by organization

Decreasing and solving hunger on the Treasure Coast.

Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

General Food Bank

Delivering programs to the community to meet emergency food needs continues to be the number one priority of Treasure Coast Food Bank. TCFB engages in several programs to achieve delivery of food assistance to those in need.

GENERAL FOOD DISTRIBUTION ? TCFB recovers surplus food from the food industry and redistributes to member agencies and faith based organizations.

USDA/TEFAP ? TCFB is contracted with the Florida Department of Agriculture and Consumer Services to distribute surplus Government Food commodities to provide emergency food assistance to low income households in the four county service district.

ORANGE AVENUE OUTREACH CENTER?A collaborative partnership with In the Image of Christ, Inc. to provide direct service food assistance, HIV/AIDS education and testing, a clothes closet and other resources to low-income clients. Located in Ft. Pierce, the program provides supplemental food boxes and provides client assistance to ACCESS, an online portal to Government Assistance. Over 2000 qualified low income people are served in St. Lucie County each month.

COMMUNITY FOOD DRIVES ? TCFB collects hundreds of thousands of pounds of food each year through community food drives sponsored by individuals, corporations, clubs, schools and associations and distributes to partner agencies who provide food assistance.

KIDS CAFE ? TCFB?s nationally sponsored partnership program that provides nutritious meals and nutrition education to children from low-income families in a safe, secure after school environment.

FOOD FOR KIDS BACKPACK PROGRAM ? TCFB?s program that provides a weekend BackPack of child friendly, nutritious food to children from low-income families for consumption at home on the weekends and holidays.

POWER PURCHASING ? The Power Purchasing program is discount buying Co-Op for TCFB?s non-profit partner agencies to supplement donated products that are in short supply.

PRODUCE RECOVERY ? TCFB works with local produce distributors and processors to increase the amount of fresh fruit and vegetables available to partner agencies.

DISASTER RELIEF ? The Food Bank plays a vital role in responding to emergencies such as floods, tornadoes and hurricanes throughout the region. The Food Bank partners with FEMA, Emergency Management Agencies, American Red Cross, Salvation Army, VOADS and Long Term Recovery groups to coordinate and deliver relief efforts.

Population(s) Served

Provide emergency food through food bank direct service programs and partner agencies

Population(s) Served

Provides children from low-income families with nutritious, easy-to-prepare food to take home on weekends and holidays when they don’t have access to free and reduced lunch at school.

Population(s) Served
Children and youth

Provides a variety of shelf-stable food directly to children and families in need. This is a progression of the Backpack Program by serving the whole family, rather than just one child.

Population(s) Served
Children and youth

Your Plate Health & Wellness Center, located at 1203 Orange Ave, Fort Pierce is a new approach to fighting hunger at one location, this program consists of SNAP, FL Kidcare, Medicaid, TANF, and other benefit assistance, Nutrition Education, Family Dining, Senior Programs, and Child Nutrition Programs. The Your Plate goal is to impact our clients in the areas of Nutrition, Education, Wellness, and Lifestyle.

Population(s) Served

TCFB operates a one-stop-shop for local families to become more self-sufficient in the critical areas of health, education, food, and employment. Whole Child Connection invites adults to anonymously complete an online profile (available in both English and Spanish) that identifies their family’s specific needs and through a case-management model, connects them with local providers who enable both children and adults to access services in education, health, transportation, emergency services, housing, community activities, and more.

Population(s) Served

Open to the community, our Summer Meals Program provides free nutritious meals and snacks to children that visit partnering sites like local community centers, schools, churches, and other non-profits.

Population(s) Served
Children and youth

Job training programs that help youth and adults earn the skills and credentials needed for fast-growing industries. Culinary Training Program

Population(s) Served

Where we work

Affiliations & memberships

Feeding America 2009

Our results

SOURCE: Self-reported by organization

How does this organization measure their results? It's a hard question but an important one.

Number of people within the organization's service area accessing food aid

This metric is no longer tracked.
Totals By Year
Population(s) Served

Adults, Children and youth, Ethnic and racial groups

Related Program

General Emergency Food Distribution

Type of Metric

Output - describing our activities and reach

Direction of Success


Context Notes

Our mission is to alleviate hunger by obtaining and distributing food and other essentials in Indian River, Martin, St. Lucie, and Okeechobee Counties.

Pounds of food distributed

This metric is no longer tracked.
Totals By Year
Population(s) Served


Type of Metric

Output - describing our activities and reach

Direction of Success


Goals & Strategy

SOURCE: Self-reported by organization

Learn about the organization's key goals, strategies, capabilities, and progress.

Charting impact

Four powerful questions that require reflection about what really matters - results.

In 2010, TCFB, under new leadership, adopted and implemented a new, broader Food Bank model, one that would expand our purpose beyond "moving food" and increase our capacity to more effectively address the complex causes of hunger--and put the community on a better path towards alleviating it (both immediately and long-term). \r\nSuch a transformed Food Bank would continue to embrace its traditional role of sharing food-- though that role would also reflect new thinking: more nutritious food would be collected and distributed to address health-related consequences of food insecurity (as described below, TCFB's new Food Production Facility will significantly expand TCFB's capacity in this area); non-food items would be shared; and also, client-choice, where people could choose themselves the food they will receive and consume, would be promoted and practiced. \r\nSecond, TCFB, under this revamped Food Bank model, would also begin coordinating a suite of programs and initiatives that would better support self-sufficiency among its clients. These programs included nutrition education, cooking classes, and SNAP and ACA enrollment with our Your Plate Health & Wellness Center (a separate facility from our Warehouse) serving as headquarters for these programs. TCFB continues to evaluate and revise these programs according to shifting community demographics and best-practice research shared within the Food Insecurity community. \r\nIn addition, TCFB, with an understanding that government anti-hunger and poverty programs are critical towards clients achieving more self-sufficiency, has assumed a role as the community's leading anti-poverty advocate, mobilizing community support for such federal and state programs as SNAP, Medicaid, ACA, the Farm Bill, Child Nutrition Reauthorization, and TEFAP.

TCFB coordinates programs and initiatives in three priority areas: FEED, LEAD, and STRENGTHEN. \r\nFEED programming includes: Backpack Program (provide 1,200 child-friendly backpacks filled with nutritious food to children from low-income families for consumption at home, on the weekends, and holidays); Kids Cafe (provide nutritious meals and nutrition education to low-income children in an after-school environment); School Pantry Program (partners with local schools or youth clubs providing a variety of shelf-stable food directly to students and families each week); Mobile Pantry Program (brings nutritious food to households living in underserved areas); Healthy Options Program for the Elderly (provide shelf-stable food to seniors struggling to make ends meet); Summer Feeding Program (provides nutritious, free meals to local youth during summer); Farm to School (TCFB stores and transports farm-fresh offerings to local public school students); USDA/TEFAP (TCFB distributes commodities through the USDA TEFAP Program); Teen Pantry (shares non-food items of special interest to teens); Diaper Pantry (provides over 1.5 million diapers to meet any emergency need that arises with families); and Pet Pantry (provides pet food to families/individuals in need). \r\nLEAD programming/initiatives include: Treasure Coast Hunger Free Coalition (project, anchored in democratic decision-making, in all four counties that implements strategies to end hunger through policy, education, community organizing, and community development); Whole Child Connection (a one-stop-shop for local families to become more self-sufficient in the areas of health, education, food, and employment); and Hunger Action Month (an annual awareness campaign on hunger). \r\nSTRENGTHEN programming/initiatives include: Health & Nutrition Outreach (provides direct food assistance, nutrition education, health management, and medical prescreening for chronic illnesses); SNAP Outreach (TCFB reaches out to eligible low-income people not currently participating in SNAP and shares information to help them make an informed participation decision); Affordable Care Outreach (certified Healthcare Navigators help consumers, small businesses, and their employees as they look for health coverage through the Health Insurance Marketplace, including completing eligibility/enrollment forms); and Your Plate (SNAP Outreach and benefit assistance, nutrition education, family dining, senior programs, and child nutrition Programs).

We aim to affect needle-moving change through cross-sector engagement to improve measurable outcomes in Food Insecurity, Employment/Income, Health, and Financial Literacy.\r\n\r\nWe have a proven track record of successfully developing and piloting numerous new innovative programs to meet the needs of the community. We have the trust of the community and other sectors to gather those who are able to effect change to site at the table.\r\n\r\nWe have the full support of our board of directors, community leaders, and funders to provide support and assistance to achieve positive outcomes.\r\n\r\nWe have a talented staff who are mission driven.

We have not eliminated hunger in our community.\nWe have been able to make a dent in ensuring that those who are missing meals are getting them.\nWe have been able to be a convener of other non=-profits to work more collaboratively thus allowing more efficient use of financial resources.

How we listen

SOURCE: Self-reported by organization

Seeking feedback from people served makes programs more responsive and effective. Here’s how this organization is listening.

done We demonstrated a willingness to learn more by reviewing resources about feedback practice.
done We shared information about our current feedback practices.
  • How is your organization using feedback from the people you serve?

    To identify and remedy poor client service experiences, To identify bright spots and enhance positive service experiences, To make fundamental changes to our programs and/or operations, To inform the development of new programs/projects, To identify where we are less inclusive or equitable across demographic groups, To strengthen relationships with the people we serve, To understand people's needs and how we can help them achieve their goals

  • Which of the following feedback practices does your organization routinely carry out?

    We collect feedback from the people we serve at least annually, We take steps to get feedback from marginalized or under-represented people, We aim to collect feedback from as many people we serve as possible, We take steps to ensure people feel comfortable being honest with us, We look for patterns in feedback based on demographics (e.g., race, age, gender, etc.), We look for patterns in feedback based on people’s interactions with us (e.g., site, frequency of service, etc.), We engage the people who provide feedback in looking for ways we can improve in response, We act on the feedback we receive, We share the feedback we received with the people we serve, We tell the people who gave us feedback how we acted on their feedback

  • What challenges does the organization face when collecting feedback?

    It is difficult to get the people we serve to respond to requests for feedback, The people we serve tell us they find data collection burdensome

Revenue vs. expenses:  breakdown

SOURCE: IRS Form 990 info
Note: When component data are not available, the graph displays the total Revenue and/or Expense values.

Liquidity in 2023 info

SOURCE: IRS Form 990


Average of 1.44 over 10 years

Months of cash in 2023 info

SOURCE: IRS Form 990


Average of 1.2 over 10 years

Fringe rate in 2023 info

SOURCE: IRS Form 990


Average of 8% over 10 years

Funding sources info

Source: IRS Form 990

Assets & liabilities info

Source: IRS Form 990

Financial data

SOURCE: IRS Form 990

Treasure Coast Food Bank, Inc.

Revenue & expenses

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

Fiscal year ending: cloud_download Download Data

Treasure Coast Food Bank, Inc.

Balance sheet

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: cloud_download Download Data

Treasure Coast Food Bank, Inc.

Financial trends analysis Glossary & formula definitions

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

This snapshot of Treasure Coast Food Bank, Inc.’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.

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Business model indicators

Profitability info 2019 2020 2021 2022 2023
Unrestricted surplus (deficit) before depreciation -$71,420 $4,435,939 $4,512,385 $580,766 $2,536,739
As % of expenses -0.3% 14.1% 10.8% 1.6% 7.1%
Unrestricted surplus (deficit) after depreciation -$536,316 $3,959,720 $3,875,616 -$37,758 $2,151,908
As % of expenses -2.4% 12.4% 9.1% -0.1% 5.9%
Revenue composition info
Total revenue (unrestricted & restricted) $23,098,391 $35,158,949 $44,976,731 $36,277,666 $38,083,409
Total revenue, % change over prior year 3.9% 52.2% 27.9% -19.3% 5.0%
Program services revenue 1.1% 0.4% 1.5% 3.8% 5.5%
Membership dues 0.0% 0.0% 0.0% 0.0% 0.0%
Investment income 0.0% 0.0% 0.0% 0.0% 0.1%
Government grants 32.0% 43.5% 47.2% 30.4% 24.1%
All other grants and contributions 66.9% 56.2% 51.2% 65.7% 69.4%
Other revenue 0.1% 0.0% 0.0% 0.0% 0.8%
Expense composition info
Total expenses before depreciation $21,782,088 $31,522,059 $41,832,676 $35,715,587 $35,799,872
Total expenses, % change over prior year 3.7% 44.7% 32.7% -14.6% 0.2%
Personnel 8.3% 5.8% 5.0% 7.7% 8.7%
Professional fees 0.3% 0.6% 0.8% 1.1% 1.1%
Occupancy 0.3% 0.2% 0.8% 0.9% 0.9%
Interest 0.5% 0.3% 0.3% 0.3% 0.2%
Pass-through 83.4% 87.6% 84.8% 75.9% 77.3%
All other expenses 7.2% 5.5% 8.2% 14.2% 11.7%
Full cost components (estimated) info 2019 2020 2021 2022 2023
Total expenses (after depreciation) $22,246,984 $31,998,278 $42,469,445 $36,334,111 $36,184,703
One month of savings $1,815,174 $2,626,838 $3,486,056 $2,976,299 $2,983,323
Debt principal payment $67,837 $0 $628,800 $70,450 $376,227
Fixed asset additions $0 $0 $865,977 $0 $725,233
Total full costs (estimated) $24,129,995 $34,625,116 $47,450,278 $39,380,860 $40,269,486

Capital structure indicators

Liquidity info 2019 2020 2021 2022 2023
Months of cash 0.4 1.3 2.2 2.6 2.7
Months of cash and investments 0.4 1.3 2.2 2.8 2.9
Months of estimated liquid unrestricted net assets 1.0 2.5 2.7 3.4 3.8
Balance sheet composition info 2019 2020 2021 2022 2023
Cash $771,891 $3,433,082 $7,500,570 $7,875,823 $8,086,925
Investments $14,866 $14,204 $290,898 $336,241 $577,531
Receivables $597,272 $1,274,248 $744,320 $1,148,901 $1,814,111
Gross land, buildings, equipment (LBE) $7,172,993 $7,303,846 $8,169,823 $8,252,438 $8,977,671
Accumulated depreciation (as a % of LBE) 35.5% 41.4% 44.8% 51.8% 51.9%
Liabilities (as a % of assets) 28.6% 23.9% 16.9% 18.1% 16.0%
Unrestricted net assets $4,215,285 $8,175,005 $12,050,621 $12,012,863 $14,164,771
Temporarily restricted net assets $2,375,919 N/A N/A N/A N/A
Permanently restricted net assets $15,000 N/A N/A N/A N/A
Total restricted net assets $2,390,919 $1,591,870 $236,709 $227,356 $0
Total net assets $6,606,204 $9,766,875 $12,287,330 $12,240,219 $14,164,771

Key data checks

Key data checks info 2019 2020 2021 2022 2023
Material data errors No No No No No


The people, governance practices, and partners that make the organization tick.

Form 1023/1024 is not available for this organization

President & CEO

Mrs. Judith Cruz

Judith is TCFB's Chief Executive Officer, a position she has held since 2009. Judith has served as president of the Florida Association of Food Banks and has been a member of the Network Public Engagement and Advocacy Council, a 25-member national panel that acts as a voice in Congress for the 37 million hungry Americans who depend on the Feeding America network of food banks. In both of these positions, she helps shape public policy at the state and federal levels to ensure a steady food supply for the nation's hungry and most needy people. Judith was also a past nominee for the White House's prestigious Champion of Change award.

Chief Strategy & Advocacy Officer

Krista Garofalo

Krista Garofalo has served in a wide range of capacities during her five-year tenure with the organization: Community Investment Manager, Director of Advocacy & Initiatives, Chief Public Relations & Strategy Officer, and currently, Chief Programs Officer. Previously, she held management positions with United Way in both Florida and New Jersey. Krista holds a Master's in Public Administration from the University of Georgia and a BA in Communications from The College of New Jersey. This spring, she was appointed to the National Advisory Council on Maternal, Infant and Fetal Nutrition.

Number of employees

Source: IRS Form 990

Treasure Coast Food Bank, Inc.

Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

Show data for fiscal year
Compensation data
Download up to 5 most recent years of officer and director compensation data for this organization

There are no highest paid employees recorded for this organization.

Treasure Coast Food Bank, Inc.

Board of directors
as of 04/11/2024
SOURCE: Self-reported by organization
Board of directors data
Download the most recent year of board of directors data for this organization
Board chair

Ed Skvarch

University of FL/IFAS

Term: 2016 - 2022

Pete Tesch

St Lucie Economic Development Council

Kim Johnson

St Lucie County Commission

David Jackson

Congressman Posey

John Ekufu


Douglas Sherman

Bank of America

Karl Zimmerman

SLC Commercial

Mitch Hall

Ed Skvarch

University of FL/ISLAS

Jamie Laviolette


Mark Satterlee

St. Lucie County Board of Commissioners

Board leadership practices

SOURCE: Self-reported by organization

GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section.

  • Board orientation and education
    Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations? Yes
  • CEO oversight
    Has the board conducted a formal, written assessment of the chief executive within the past year ? Yes
  • Ethics and transparency
    Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year? Yes
  • Board composition
    Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership? Yes
  • Board performance
    Has the board conducted a formal, written self-assessment of its performance within the past three years? Yes

Organizational demographics

SOURCE: Self-reported; last updated 4/11/2024

Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.


The organization's leader identifies as:

Race & ethnicity
Gender identity
Female, Not transgender
Sexual orientation
Heterosexual or Straight
Disability status
Person without a disability

The organization's co-leader identifies as:

Race & ethnicity
Gender identity
Female, Not transgender
Sexual orientation
Heterosexual or Straight
Disability status
Person without a disability

Race & ethnicity

No data

Gender identity

Transgender Identity

Sexual orientation

No data


No data

Equity strategies

Last updated: 05/11/2021

GuideStar partnered with Equity in the Center - an organization that works to shift mindsets, practices, and systems to increase racial equity - to create this section. Learn more

  • We review compensation data across the organization (and by staff levels) to identify disparities by race.
  • We ask team members to identify racial disparities in their programs and / or portfolios.
  • We analyze disaggregated data and root causes of race disparities that impact the organization's programs, portfolios, and the populations served.
  • We disaggregate data to adjust programming goals to keep pace with changing needs of the communities we support.
  • We employ non-traditional ways of gathering feedback on programs and trainings, which may include interviews, roundtables, and external reviews with/by community stakeholders.
  • We disaggregate data by demographics, including race, in every policy and program measured.
  • We have long-term strategic plans and measurable goals for creating a culture such that one’s race identity has no influence on how they fare within the organization.
Policies and processes
  • We use a vetting process to identify vendors and partners that share our commitment to race equity.
  • We have a promotion process that anticipates and mitigates implicit and explicit biases about people of color serving in leadership positions.
  • We seek individuals from various race backgrounds for board and executive director/CEO positions within our organization.
  • We have community representation at the board level, either on the board itself or through a community advisory board.
  • We help senior leadership understand how to be inclusive leaders with learning approaches that emphasize reflection, iteration, and adaptability.
  • We measure and then disaggregate job satisfaction and retention data by race, function, level, and/or team.
  • We engage everyone, from the board to staff levels of the organization, in race equity work and ensure that individuals understand their roles in creating culture such that one’s race identity has no influence on how they fare within the organization.


Fiscal year ending
There are no fundraisers recorded for this organization.