Gastro-Intestinal Research Foundation Inc

Highland Park, IL | https://giresearchfoundation.org/

GuideStar Charity Check

EIN: 36-6108156

Contributions tax deductible
as of November 2023

IRS BMF 509(a)(1)
as of November 13, 2023

View summary

Charity Check report

Mission

The GI Research Foundation (GIRF) is a non-profit 501(c)3 dedicated to raise funds to support the physicians and scientists at the University of Chicago Medicine Digestive Diseases Center in their efforts to provide outstanding care, train future leaders, and perform innovative clinical and laboratory research in order to treat, cure, and prevent digestive diseases.

Ruling year info

1963

Executive Director

Jackie Casey

Main address

1954 First Street, Suite 167

Highland Park, IL 60035 USA

Show more contact info

EIN

36-6108156

Subject area info

Digestive system diseases

Medical specialties

Population served info

Chronically ill people

NTEE code info

Medical Specialty Research (H90)

IRS subsection

501(c)(3) Public Charity

IRS filing requirement

This organization is required to file an IRS Form 990 or 990-EZ.

Tax forms

Show Forms 990

Communication

Blog

Programs and results

What we aim to solve

This profile needs more info.

If it is your nonprofit, add a problem overview.

Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

Research Grant Funding

The GI Research Foundation (GIRF) is a non-profit 501(c)3 dedicated to raising funds to support the physicians and scientists at the University of Chicago Medicine Digestive Diseases Center and other institutions in their efforts to provide outstanding care, train future leaders, and perform innovative clinical and laboratory research in order to treat, cure, and prevent digestive diseases.

Population(s) Served

Chronically ill people

Where we work

External reviews

How we listen

SOURCE: Self-reported by organization

Seeking feedback from people served makes programs more responsive and effective. Here’s how this organization is listening.

We shared information about our current feedback practices.

How is your organization using feedback from the people you serve?

To make fundamental changes to our programs and/or operations, To inform the development of new programs/projects, To identify where we are less inclusive or equitable across demographic groups, To understand people's needs and how we can help them achieve their goals
Which of the following feedback practices does your organization routinely carry out?
What challenges does the organization face when collecting feedback?

Financials

Gastro-Intestinal Research Foundation Inc

Fiscal year: Jul 01 - Jun 30

Financial documents

Yes, financials were audited by an independent accountant.

Revenue vs. expenses: breakdown

SOURCE: IRS Form 990

NET GAIN/LOSS: in

Note: When component data are not available, the graph displays the total Revenue and/or Expense values.

Liquidity in 2022

SOURCE: IRS Form 990

230.53

Average of 105.59 over 10 years

Months of cash in 2022

SOURCE: IRS Form 990

5.1

Average of 13.4 over 10 years

Fringe rate in 2022

SOURCE: IRS Form 990

11%

Average of 7% over 10 years

Funding sources

Source: IRS Form 990

Assets & liabilities

Source: IRS Form 990

Financial data

SOURCE: IRS Form 990

Digitizing IRS form 990 data

Gastro-Intestinal Research Foundation Inc

Revenue & expenses

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

Fiscal year ending: Download Data

Revenue
Contributions	$106,193
Government Grants	$0
Program Services	$0
Investments	($179,401)
Special Events	$655,166
Sales	$0
Other	$0
Total Revenue	$581,958

Expenses
Program Services	$706,177
Administration	$328,238
Fundraising	$0
Total Expenses	$1,034,415
Net Gain/Loss	($452,457)

Functional expenses
Accounting Fees	$2,500
Advertising & Promotion	$18,400
Information Technology Expenses	$0
Insurance Expenses	$8,740
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$10,647
Professional Fundraising Expenses	$0

Revenue
Contributions	$851,513
Government Grants	$0
Program Services	$0
Investments	$122,044
Special Events	$188,311
Sales	$0
Other	$0
Total Revenue	$1,161,868

Expenses
Program Services	$591,130
Administration	$321,133
Fundraising	$0
Total Expenses	$912,263
Net Gain/Loss	$249,605

Functional expenses
Accounting Fees	$2,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$8,616
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$32,000
Professional Fundraising Expenses	$0

Revenue
Contributions	$806,674
Government Grants	$0
Program Services	$0
Investments	$189,023
Special Events	$55,260
Sales	$0
Other	$0
Total Revenue	$1,050,957

Expenses
Program Services	$624,646
Administration	$333,262
Fundraising	$0
Total Expenses	$957,908
Net Gain/Loss	$93,049

Functional expenses
Accounting Fees	$2,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$8,604
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$44,000
Professional Fundraising Expenses	$0

Revenue
Contributions	$722,395
Government Grants	$0
Program Services	$0
Investments	$26,983
Special Events	$184,776
Sales	$0
Other	$0
Total Revenue	$934,154

Expenses
Program Services	$525,475
Administration	$326,763
Fundraising	$0
Total Expenses	$852,238
Net Gain/Loss	$81,916

Functional expenses
Accounting Fees	$2,500
Advertising & Promotion	$0
Information Technology Expenses	$1,001
Insurance Expenses	$8,382
Interest Expenses	$0
Investment Management Fees	$3,950
Legal Fees	$0
Pension Plan Contributions	$44,000
Professional Fundraising Expenses	$0

Revenue
Contributions	$936,787
Government Grants	$0
Program Services	$0
Investments	$208,238
Special Events	$67,239
Sales	$0
Other	$0
Total Revenue	$1,212,264

Expenses
Program Services	$599,903
Administration	$263,239
Fundraising	$0
Total Expenses	$863,142
Net Gain/Loss	$349,122

Functional expenses
Accounting Fees	$2,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$9,104
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	($25,087)
Professional Fundraising Expenses	$0

Revenue
Contributions	$844,929
Government Grants	$0
Program Services	$0
Investments	$29,348
Special Events	$0
Sales	$0
Other	$206,502
Total Revenue	$1,080,779

Expenses
Program Services	$326,588
Administration	$298,205
Fundraising	$0
Total Expenses	$624,793
Net Gain/Loss	$455,986

Functional expenses
Accounting Fees	$2,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$19,738
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,308,895
Government Grants	$0
Program Services	$0
Investments	$32,353
Special Events	($506,625)
Sales	$0
Other	$40,548
Total Revenue	$875,171

Expenses
Program Services	$1,140,855
Administration	$454,443
Fundraising	$0
Total Expenses	$1,595,298
Net Gain/Loss	($720,127)

Functional expenses
Accounting Fees	$4,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$19,631
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,964,213
Government Grants	$0
Program Services	$0
Investments	$35,116
Special Events	($121,692)
Sales	$0
Other	$0
Total Revenue	$1,877,637

Expenses
Program Services	$682,578
Administration	$329,819
Fundraising	$8,541
Total Expenses	$1,020,938
Net Gain/Loss	$856,699

Functional expenses
Accounting Fees	$4,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$23,954
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,277,253
Government Grants	$0
Program Services	$0
Investments	$41,614
Special Events	($42,848)
Sales	$0
Other	$0
Total Revenue	$1,276,019

Expenses
Program Services	$752,604
Administration	$256,650
Fundraising	$0
Total Expenses	$1,009,254
Net Gain/Loss	$266,765

Functional expenses
Accounting Fees	$4,600
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$3,263
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,229,779
Government Grants	$0
Program Services	$0
Investments	$56,318
Special Events	($48,179)
Sales	$0
Other	$0
Total Revenue	$1,237,918

Expenses
Program Services	$1,390,320
Administration	$222,462
Fundraising	$0
Total Expenses	$1,612,782
Net Gain/Loss	($374,864)

Functional expenses
Accounting Fees	$5,000
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$8,759
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,168,478
Government Grants	$0
Program Services	$0
Investments	$75,563
Special Events	$144,777
Sales	$0
Other	$0
Total Revenue	$1,388,818

Expenses
Program Services	$1,003,371
Administration	$449,438
Fundraising	$0
Total Expenses	$1,452,809
Net Gain/Loss	($63,991)

Functional expenses
Accounting Fees	$4,800
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$39,730
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$5,061
Professional Fundraising Expenses	$0

Revenue
Contributions	$354,066
Government Grants	$0
Program Services	$0
Investments	$77,786
Special Events	$75,933
Sales	$0
Other	$51,200
Total Revenue	$558,985

Expenses
Program Services	$1,337,497
Administration	$440,801
Fundraising	$0
Total Expenses	$1,778,298
Net Gain/Loss	($1,219,313)

Functional expenses
Accounting Fees	$5,000
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$21,418
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$6,084
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,003,154
Government Grants	$0
Program Services	$0
Investments	$59,462
Special Events	$1,894,692
Sales	$0
Other	$0
Total Revenue	$2,957,308

Expenses
Program Services	$1,239,877
Administration	$412,191
Fundraising	$0
Total Expenses	$1,652,068
Net Gain/Loss	$1,305,240

Functional expenses
Accounting Fees	$5,150
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$30,334
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$4,534
Professional Fundraising Expenses	$0

Revenue
Contributions	$993,830
Government Grants	$0
Program Services	$0
Investments	$64,543
Special Events	$1,036,788
Sales	$0
Other	$0
Total Revenue	$2,095,161

Expenses
Program Services	$1,867,465
Administration	$91,653
Fundraising	$95,018
Total Expenses	$2,054,136
Net Gain/Loss	$41,025

Functional expenses
Accounting Fees	$5,650
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$48,409
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$5,560
Professional Fundraising Expenses	$0

Gastro-Intestinal Research Foundation Inc

Balance sheet

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: Download Data

Assets	Jul 01, 2008	Jun 30, 2009	Change
Contributions	$106,193
Cash & Equivalents	$2,369,079	$4,359,486	$1,990,407
Accounts Receivable	$69,955	$17,250	($52,705)
Pledges & Grants Receivable	$500,550	$350	($500,200)
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$0	$0	$0
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$2,614	$589	($2,025)
Other	$1,342,332	$1,132,899	($209,433)
Total Assets	$4,284,530	$5,510,574	$1,226,044

Liabilities	Jul 01, 2008	Jun 30, 2009	Change
Accounts Payable	$40,891	$23,586	($17,305)
Grants Payable	$1,662,067	$3,355,852	$1,693,785
Deferred Revenue	$0	$0	$0
Loans and Notes	$0	$0	$0
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$0	$500	$500
Total Liabilities	$1,702,958	$3,379,938	$1,676,980

Fund balance	Jul 01, 2008	Jun 30, 2009	Change
Temporarily Restricted Net Assets	$480,665	$312,167	-$168,498
Permanently Restricted Net Assets	$0	$0	$0
Total Restricted Net Assets	$480,665	$312,167	($168,498)
Unrestricted Net Assets	$2,100,907	$1,818,469	($282,438)
Net Assets	$2,581,572	$2,130,636	($450,936)

Assets	Jul 01, 2009	Jun 30, 2010	Change
Contributions	$851,513
Cash & Equivalents	$4,359,486	$809,778	($3,549,708)
Accounts Receivable	$17,250	$39,600	$22,350
Pledges & Grants Receivable	$350	$554,986	$554,636
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$0	$0	$0
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$589	$803	$214
Other	$1,132,899	$1,741,503	$608,604
Total Assets	$5,510,574	$3,146,670	($2,363,904)

Liabilities	Jul 01, 2009	Jun 30, 2010	Change
Accounts Payable	$23,586	$13,861	($9,725)
Grants Payable	$3,355,852	$896,068	($2,459,784)
Deferred Revenue	$0	$0	$0
Loans and Notes	$0	$0	$0
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$500	$6,500	$6,000
Total Liabilities	$3,379,938	$916,429	($2,463,509)

Fund balance	Jul 01, 2009	Jun 30, 2010	Change
Temporarily Restricted Net Assets	$312,167	$176,718	-$135,449
Permanently Restricted Net Assets	$0	$0	$0
Total Restricted Net Assets	$312,167	$176,718	($135,449)
Unrestricted Net Assets	$1,818,469	$2,053,523	$235,054
Net Assets	$2,130,636	$2,230,241	$99,605

Assets	Jul 01, 2010	Jun 30, 2011	Change
Contributions	$806,674
Cash & Equivalents	$809,778	$997,604	$187,826
Accounts Receivable	$39,600	$69,272	$29,672
Pledges & Grants Receivable	$554,986	$489,588	($65,398)
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$1,732,503	$1,777,660	$45,157
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$803	$0	($803)
Other	$9,000	$6,823	($2,177)
Total Assets	$3,146,670	$3,340,947	$194,277

Liabilities	Jul 01, 2010	Jun 30, 2011	Change
Accounts Payable	$13,861	$52,049	$38,188
Grants Payable	$896,068	$960,608	$64,540
Deferred Revenue	$6,500	$5,000	($1,500)
Loans and Notes	$0	$0	$0
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$0	$0	$0
Total Liabilities	$916,429	$1,017,657	$101,228

Gastro-Intestinal Research Foundation Inc

Financial trends analysis Glossary & formula definitions

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

This snapshot of Gastro-Intestinal Research Foundation Inc’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.

Created in partnership with

Fiscal year: Jul 01 - Jun 30 View full report Download data

Business model indicators

Profitability	2018	2019	2020	2021	2022
Unrestricted surplus (deficit) before depreciation	-$225,189	$77,156	-$1,426,309	$2,014,425	-$76,294
As % of expenses	-14.1%	5.3%	-80.2%	121.9%	-3.7%
Unrestricted surplus (deficit) after depreciation	-$238,071	$68,866	-$1,426,309	$2,014,425	-$76,294
As % of expenses	-14.8%	4.7%	-80.2%	121.9%	-3.7%

Revenue composition
Total revenue (unrestricted & restricted)	$1,237,918	$1,388,818	$558,985	$2,957,308	$2,095,161
Total revenue, % change over prior year	-3.0%	12.2%	-59.8%	429.0%	-29.2%
Program services revenue	0.0%	0.0%	0.0%	0.0%	0.0%
Membership dues	0.0%	0.0%	0.0%	0.0%	0.0%
Investment income	4.5%	5.4%	13.7%	2.0%	3.1%
Government grants	0.0%	0.0%	0.0%	0.0%	0.0%
All other grants and contributions	95.5%	94.6%	76.9%	98.0%	96.9%
Other revenue	0.0%	0.0%	9.4%	0.0%	-0.1%

Expense composition
Total expenses before depreciation	$1,599,900	$1,444,519	$1,778,298	$1,652,068	$2,054,136
Total expenses, % change over prior year	60.6%	-9.7%	23.1%	-7.1%	24.3%
Personnel	0.0%	12.6%	17.5%	15.7%	14.7%
Professional fees	8.7%	2.6%	0.5%	0.3%	0.6%
Occupancy	0.6%	1.8%	1.5%	0.2%	0.1%
Interest	0.0%	0.0%	0.0%	0.0%	0.0%
Pass-through	86.9%	69.5%	75.2%	75.0%	74.3%
All other expenses	3.8%	13.5%	5.3%	8.8%	10.3%

Full cost components (estimated)	2018	2019	2020	2021	2022
Total expenses (after depreciation)	$1,612,782	$1,452,809	$1,778,298	$1,652,068	$2,054,136
One month of savings	$133,325	$120,377	$148,192	$137,672	$171,178
Debt principal payment	$0	$0	$0	$0	$0
Fixed asset additions	$0	$0	$0	$0	$0
Total full costs (estimated)	$1,746,107	$1,573,186	$1,926,490	$1,789,740	$2,225,314

Capital structure indicators

Liquidity	2018	2019	2020	2021	2022
Months of cash	6.4	6.7	2.0	5.4	5.1
Months of cash and investments	24.6	27.4	18.4	27.1	22.3
Months of estimated liquid unrestricted net assets	26.8	30.3	15.0	30.8	24.3

Balance sheet composition	2018	2019	2020	2021	2022
Cash	$850,125	$811,026	$293,599	$739,659	$873,953
Investments	$2,424,720	$2,488,656	$2,426,780	$2,998,124	$2,946,319
Receivables	$336,912	$393,793	$831	$491,384	$338,463
Gross land, buildings, equipment (LBE)	$46,882	$46,882	$0	$0	$0
Accumulated depreciation (as a % of LBE)	82.3%	100.0%	0.0%	0.0%	0.0%
Liabilities (as a % of assets)	1.0%	2.0%	21.4%	0.4%	0.4%
Unrestricted net assets	$3,584,007	$3,652,873	$2,226,564	$4,240,989	$4,164,695
Temporarily restricted net assets	$0	$0	N/A	N/A	N/A
Permanently restricted net assets	$0	$0	N/A	N/A	N/A
Total restricted net assets	$0	$0	$0	$0	$0
Total net assets	$3,584,007	$3,652,873	$2,226,564	$4,240,989	$4,164,695

Key data checks

Key data checks	2018	2019	2020	2021	2022
Material data errors	No	No	No	No	No

Operations

The people, governance practices, and partners that make the organization tick.

Documents

Letter of Determination is not available for this organization

Form 1023/1024 is not available for this organization

Executive Director

Jackie Casey

Number of employees

Source: IRS Form 990

Gastro-Intestinal Research Foundation Inc

Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

Compensation

Other

Show data for fiscal year

Compensation data

Download up to 5 most recent years of officer and director compensation data for this organization

Gastro-Intestinal Research Foundation Inc

Highest paid employees

SOURCE: IRS Form 990

Compensation

Other

Show data for fiscal year

Compensation data

Download up to 5 most recent years of highest paid employee data for this organization

Gastro-Intestinal Research Foundation Inc

Board of directors
as of 06/07/2023

SOURCE: Self-reported by organization

Board of directors data

Download the most recent year of board of directors data for this organization

Board chair

Yekaterina Chudnovsky

Organizational demographics

SOURCE: Self-reported; last updated 12/6/2022

Candid has made improvements to the race and ethnicity options.

Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.

Leadership

The organization's leader identifies as:

Race & ethnicity

White/Caucasian/European

Gender identity

Female, Not transgender (cisgender)

Sexual orientation

Decline to state

Disability status

Decline to state

Race & ethnicity

No data

Gender identity

No data

Sexual orientation

No data

Disability

No data

Equity strategies

Last updated: 01/16/2023

GuideStar partnered with Equity in the Center - an organization that works to shift mindsets, practices, and systems to increase racial equity - to create this section. Learn more

Data

We review compensation data across the organization (and by staff levels) to identify disparities by race.
We ask team members to identify racial disparities in their programs and / or portfolios.
We disaggregate data to adjust programming goals to keep pace with changing needs of the communities we support.
We employ non-traditional ways of gathering feedback on programs and trainings, which may include interviews, roundtables, and external reviews with/by community stakeholders.
We have long-term strategic plans and measurable goals for creating a culture such that one’s race identity has no influence on how they fare within the organization.

Policies and processes

We seek individuals from various race backgrounds for board and executive director/CEO positions within our organization.
We have community representation at the board level, either on the board itself or through a community advisory board.
We help senior leadership understand how to be inclusive leaders with learning approaches that emphasize reflection, iteration, and adaptability.
We engage everyone, from the board to staff levels of the organization, in race equity work and ensure that individuals understand their roles in creating culture such that one’s race identity has no influence on how they fare within the organization.

Gastro-Intestinal Research Foundation Inc

Mission

Is this your nonprofit?

Programs and results

What we aim to solve

This profile needs more info.

Our programs

Research Grant Funding

Where we work

How we listen

Financials

Financial documents

Revenue vs. expenses: breakdown

Liquidity in 2022 info

230.53

Months of cash in 2022 info

5.1

Fringe rate in 2022 info

11%

Funding sources info

Assets & liabilities info

Financial data

Digitizing IRS form 990 data

Gastro-Intestinal Research Foundation Inc

Gastro-Intestinal Research Foundation Inc

Gastro-Intestinal Research Foundation Inc

Business model indicators

Capital structure indicators

Key data checks

Operations

Documents

Executive Director

Jackie Casey

Number of employees

Gastro-Intestinal Research Foundation Inc

Compensation data

Gastro-Intestinal Research Foundation Inc

Compensation data

Gastro-Intestinal Research Foundation Inc

Board of directors data

Yekaterina Chudnovsky

Organizational demographics

Leadership

Race & ethnicity

Gender identity

Sexual orientation

Disability

Equity strategies

Liquidity in 2022

Months of cash in 2022

Fringe rate in 2022

Funding sources

Assets & liabilities