Penny Forward Inc

Blind People Building Bright Futures One Penny At A Time

Owatonna, MN   |

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Penny Forward Inc

EIN: 87-2376924


Penny Forward is a nonprofit organization founded and led by blind people. Through education, mentoring, and mutual support, we help each other learn to confidently navigate the complicated landscape of personal finance.

Ruling year info


Founder and CEO

Mr. Chris Peterson

Vice President

Liz Bottner

Main address

202 N Cedar Ave Ste 1

Owatonna, MN 55060 USA

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Subject area info


Financial counseling

Developmental disability services

Special population support

Population served info

People with vision impairments

People with disabilities

NTEE code info

Blind/Visually Impaired Centers, Services (P86)

IRS subsection

501(c)(3) Public Charity

IRS filing requirement

This organization is required to file an IRS Form 990-N.

Tax forms

Show Forms 990


Programs and results

What we aim to solve

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Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

Taking On Taxes: A beginners guide to the foreign language of taxes

Does tax time leave you stressed and frustrated by terms and concepts you don't understand? Do you always wonder if you've paid too little or too much? This course will help you to understand common tax terms and concepts so you can confidently do it yourself or communicate with a tax preparer.

You'll learn:
How tax brackets determine how much were taxed
The difference between a tax credit and tax deduction
Why some people get a big refund and others end up owing money
Options for completing and filing a tax return and their pros and cons

Population(s) Served
People with vision impairments

Where we work


Penny Forward Inc
Fiscal year: Jan 01 - Dec 31

Financial data

SOURCE: IRS Form 990

Penny Forward Inc

Revenue & expenses

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

Fiscal year ending: cloud_download Download Data

Penny Forward Inc

Balance sheet

Fiscal Year: Jan 01 - Dec 31

SOURCE: IRS Form 990 info

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: cloud_download Download Data


The people, governance practices, and partners that make the organization tick.

Letter of Determination is not available for this organization
Form 1023/1024 is not available for this organization

Founder and CEO

Mr. Chris Peterson

Chris was born blind and raised with the expectation that hed lead a successful life. He has a Bachelors in computer science from Southwest Minnesota State University, a Masters in software engineering from the University of Minnesota, and has worked as a software developer for IBM, Lenovo, and Thrivent Financial. Throughout his adult life, Chris has learned a great deal about managing his finances, mostly from accidental successes and mistakes he has made along the way. In 2020, he decided to make it his mission to teach other blind people some of the things he had to learn the hard way. Knowing he couldnt do it alone, he began building Penny Forward, a community of people who are blind, their families, and friends, who share his interest in financial independence. Penny Forwards mission is to help people build the knowledge to confidently navigate the complicated landscape of personal finance through education, mentoring, and mutual support.

Vice President

Liz Bottner

Liz Bottner is the vice president of the Penny Forward board of directors and the co-host and co-producer of the Penny Forward podcast. She is a certified Assistive Technology Instructional Specialist (CATIS) and Certified Vision Rehabilitation Therapist (CVRT), Liz credits her initial interest in the blindness rehabilitation field to those positive blindness rehabilitation professionals she had in her life early on who helped set her up for success in terms of being able to effectively navigate through the world despite having vision loss. She received her Masters degree in Blind Rehabilitation Teaching with a specialization in Assistive Technology from Northern Illinois University and currently workas as an Assistive Technology Specialist for the Library of Congress (National Library Service).

Penny Forward Inc

Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

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Compensation data
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This organization has no recorded board members.