YMCA of the East Valley

For a Better Us®

Redlands, CA | http://www.ymcaeastvalley.org/

GuideStar Charity Check

EIN: 95-1684787

Contributions tax deductible
as of September 2023

IRS BMF 509(a)(2)
as of September 18, 2023

View summary

Charity Check report

Mission

The Y is a cause-driven organization that is for youth development, for healthy living, and for social responsibility. That’s because a strong community can only be achieved when we invest in our kids, our health, and our neighbors. Our Mission: The YMCA of the East Valley is an association of people of all ages, ethnic groups, and religious affiliations founded on Christian principles and dedicated to building strong kids, strong families, and strong communities through programs that develop spirit, mind, and body. Founded in 1887 our association has continued to grow to support the needs of the East Valley community.

Ruling year info

1945

Principal Officer

Darwin Barnett

Main address

500 E Citrus Ave

Redlands, CA 92373 USA

Show more contact info

EIN

95-1684787

Subject area info

Voluntarism

Health

Leadership development

Sports and recreation

Human services

Population served info

Children and youth

Adults

Immigrants and migrants

Economically disadvantaged people

At-risk youth

NTEE code info

YMCA, YWCA, YWHA, YMHA (P27)

Physical Fitness/Community Recreational Facilities (N30)

IRS subsection

501(c)(3) Public Charity

IRS filing requirement

This organization is required to file an IRS Form 990 or 990-EZ.

Tax forms

Show Forms 990

Communication

Affiliations

See related organizations info

Programs and results

Reports and documents

What we aim to solve

This profile needs more info.

If it is your nonprofit, add a problem overview.

Our programs

SOURCE: Self-reported by organization

What are the organization's current programs, how do they measure success, and who do the programs serve?

Youth Development

Nurturing the potential of every child and teen.

The Y nurtures the potential of every child and teen by supporting their unique youth development journey through comprehensive programming. From cradle to career, the Y provides all youth with the tools and resources they need to succeed in life.

Where we work

External reviews

Photos

Videos

Financials

YMCA of the East Valley

Fiscal year: Jul 01 - Jun 30

Financial documents

Yes, financials were audited by an independent accountant.

Revenue vs. expenses: breakdown

SOURCE: IRS Form 990

NET GAIN/LOSS: in

Note: When component data are not available, the graph displays the total Revenue and/or Expense values.

Liquidity in 2022

SOURCE: IRS Form 990

6.21

Average of 3.19 over 10 years

Months of cash in 2022

SOURCE: IRS Form 990

1

Average of 2 over 10 years

Fringe rate in 2022

SOURCE: IRS Form 990

14%

Average of 17% over 10 years

Funding sources

Source: IRS Form 990

Assets & liabilities

Source: IRS Form 990

Financial data

SOURCE: IRS Form 990

Digitizing IRS form 990 data

YMCA of the East Valley

Revenue & expenses

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

Fiscal year ending: Download Data

Revenue
Contributions	$2,858,318
Government Grants	$1,776,902
Program Services	$7,277,703
Investments	($155,133)
Special Events	$136,019
Sales	$0
Other	$6,002
Total Revenue	$11,899,811

Expenses
Program Services	$9,016,752
Administration	$758,045
Fundraising	$215,294
Total Expenses	$9,990,091
Net Gain/Loss	$1,909,720

Functional expenses
Accounting Fees	$33,247
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$198,822
Interest Expenses	$169,286
Investment Management Fees	$0
Legal Fees	$8,986
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$2,058,640
Government Grants	$1,925,685
Program Services	$8,192,397
Investments	$182,567
Special Events	$137,551
Sales	$0
Other	($1,471,972)
Total Revenue	$11,024,868

Expenses
Program Services	$10,037,844
Administration	$800,796
Fundraising	$207,162
Total Expenses	$11,045,802
Net Gain/Loss	($20,934)

Functional expenses
Accounting Fees	$31,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$211,954
Interest Expenses	$161,124
Investment Management Fees	$0
Legal Fees	$14,939
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$2,704,548
Government Grants	$1,762,675
Program Services	$9,306,361
Investments	$63,410
Special Events	$135,186
Sales	$0
Other	$35,581
Total Revenue	$14,007,761

Expenses
Program Services	$10,991,043
Administration	$863,527
Fundraising	$144,224
Total Expenses	$11,998,794
Net Gain/Loss	$2,008,967

Functional expenses
Accounting Fees	$32,000
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$219,326
Interest Expenses	$158,412
Investment Management Fees	$0
Legal Fees	$8,443
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$3,008,838
Government Grants	$1,561,286
Program Services	$9,799,390
Investments	$20,087
Special Events	$148,042
Sales	$0
Other	($1,889)
Total Revenue	$14,535,754

Expenses
Program Services	$11,488,038
Administration	$898,766
Fundraising	$170,946
Total Expenses	$12,557,750
Net Gain/Loss	$1,978,004

Functional expenses
Accounting Fees	$31,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$225,249
Interest Expenses	$141,735
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$653,150
Government Grants	$1,633,913
Program Services	$9,819,263
Investments	($110,581)
Special Events	$150,630
Sales	$0
Other	$22,762
Total Revenue	$12,169,137

Expenses
Program Services	$11,071,122
Administration	$988,267
Fundraising	$215,541
Total Expenses	$12,274,930
Net Gain/Loss	($105,793)

Functional expenses
Accounting Fees	$31,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$248,324
Interest Expenses	$151,735
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,641,361
Government Grants	$1,671,584
Program Services	$9,265,238
Investments	$197,134
Special Events	$158,417
Sales	$0
Other	($19,266)
Total Revenue	$12,914,468

Expenses
Program Services	$10,566,903
Administration	$1,061,979
Fundraising	$129,951
Total Expenses	$11,758,833
Net Gain/Loss	$1,155,635

Functional expenses
Accounting Fees	$33,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$263,129
Interest Expenses	$196,603
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,834,954
Government Grants	$1,605,148
Program Services	$9,354,256
Investments	$77,531
Special Events	$169,790
Sales	$0
Other	$29,856
Total Revenue	$13,071,535

Expenses
Program Services	$10,354,205
Administration	$1,215,208
Fundraising	$144,602
Total Expenses	$11,714,015
Net Gain/Loss	$1,357,520

Functional expenses
Accounting Fees	$33,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$274,574
Interest Expenses	$193,241
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$956,079
Government Grants	$6,303,269
Program Services	$5,317,236
Investments	$64,207
Special Events	$166,300
Sales	$0
Other	$9,243
Total Revenue	$12,816,334

Expenses
Program Services	$10,618,866
Administration	$1,348,175
Fundraising	$153,531
Total Expenses	$12,120,572
Net Gain/Loss	$695,762

Functional expenses
Accounting Fees	$33,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$286,114
Interest Expenses	$224,983
Investment Management Fees	$0
Legal Fees	$0
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,588,641
Government Grants	$6,396,281
Program Services	$5,569,898
Investments	($46,105)
Special Events	$170,930
Sales	$0
Other	$4,713
Total Revenue	$13,684,358

Expenses
Program Services	$10,569,743
Administration	$1,519,109
Fundraising	$134,688
Total Expenses	$12,223,540
Net Gain/Loss	$1,460,818

Functional expenses
Accounting Fees	$31,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$285,445
Interest Expenses	$211,060
Investment Management Fees	$0
Legal Fees	$40,278
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$657,428
Government Grants	$6,616,722
Program Services	$5,446,703
Investments	$73,616
Special Events	$166,895
Sales	$0
Other	$3,086
Total Revenue	$12,964,450

Expenses
Program Services	$10,762,592
Administration	$1,445,833
Fundraising	$106,427
Total Expenses	$12,314,852
Net Gain/Loss	$649,598

Functional expenses
Accounting Fees	$32,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$297,874
Interest Expenses	$233,012
Investment Management Fees	$0
Legal Fees	$9,994
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$535,405
Government Grants	$7,609,917
Program Services	$5,544,490
Investments	$105,896
Special Events	$179,894
Sales	$0
Other	$5,363
Total Revenue	$13,980,965

Expenses
Program Services	$11,639,783
Administration	$1,600,825
Fundraising	$138,556
Total Expenses	$13,379,164
Net Gain/Loss	$601,801

Functional expenses
Accounting Fees	$32,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$248,916
Interest Expenses	$214,284
Investment Management Fees	$0
Legal Fees	$27,627
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$2,341,233
Government Grants	$7,157,177
Program Services	$4,810,932
Investments	$92,275
Special Events	$99,659
Sales	$0
Other	($2,221)
Total Revenue	$14,499,055

Expenses
Program Services	$10,930,506
Administration	$1,659,847
Fundraising	$150,127
Total Expenses	$12,740,480
Net Gain/Loss	$1,758,575

Functional expenses
Accounting Fees	$34,500
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$285,042
Interest Expenses	$181,146
Investment Management Fees	$0
Legal Fees	$70,621
Pension Plan Contributions	$0
Professional Fundraising Expenses	$0

Revenue
Contributions	$1,076,274
Government Grants	$5,347,754
Program Services	$2,550,869
Investments	$132,795
Special Events	$34,148
Sales	$0
Other	$969,795
Total Revenue	$10,111,635

Expenses
Program Services	$8,182,083
Administration	$1,535,125
Fundraising	$158,030
Total Expenses	$9,875,238
Net Gain/Loss	$236,397

Functional expenses
Accounting Fees	$33,000
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$356,482
Interest Expenses	$722
Investment Management Fees	$0
Legal Fees	$30,103
Pension Plan Contributions	$296,576
Professional Fundraising Expenses	$0

Revenue
Contributions	$2,833,685
Government Grants	$7,798,559
Program Services	$4,233,916
Investments	$263,669
Special Events	$208,507
Sales	$0
Other	$354,235
Total Revenue	$15,692,571

Expenses
Program Services	$11,626,988
Administration	$1,628,967
Fundraising	$206,549
Total Expenses	$13,462,504
Net Gain/Loss	$2,230,067

Functional expenses
Accounting Fees	$34,000
Advertising & Promotion	$0
Information Technology Expenses	$0
Insurance Expenses	$457,981
Interest Expenses	$0
Investment Management Fees	$0
Legal Fees	$1,137
Pension Plan Contributions	$319,371
Professional Fundraising Expenses	$0

YMCA of the East Valley

Balance sheet

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot survive long, but the types of assets and liabilities must also be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan, and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

Fiscal year ending: Download Data

Assets	Jul 01, 2008	Jun 30, 2009	Change
Contributions	$2,858,318
Cash & Equivalents	$3,702,230	$5,935,106	$2,232,876
Accounts Receivable	$591,289	$616,458	$25,169
Pledges & Grants Receivable	$1,726,000	$1,503,563	($222,437)
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$1,260,475	$1,075,205	($185,270)
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$2,361,254	$2,163,396	($197,858)
Other	$71,435	$263,875	$192,440
Total Assets	$9,712,683	$11,557,603	$1,844,920

Liabilities	Jul 01, 2008	Jun 30, 2009	Change
Accounts Payable	$570,129	$531,004	($39,125)
Grants Payable	$0	$0	$0
Deferred Revenue	$198,282	$216,196	$17,914
Loans and Notes	$894,053	$810,913	($83,140)
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$82,858	$122,409	$39,551
Total Liabilities	$1,745,322	$1,680,522	($64,800)

Fund balance	Jul 01, 2008	Jun 30, 2009	Change
Temporarily Restricted Net Assets	$5,472,999	$7,425,035	$1,952,036
Permanently Restricted Net Assets	$0	$0	$0
Total Restricted Net Assets	$5,472,999	$7,425,035	$1,952,036
Unrestricted Net Assets	$2,494,362	$2,452,046	($42,316)
Net Assets	$7,967,361	$9,877,081	$1,909,720

Assets	Jul 01, 2009	Jun 30, 2010	Change
Contributions	$2,058,640
Cash & Equivalents	$5,935,106	$5,396,708	($538,398)
Accounts Receivable	$616,458	$687,572	$71,114
Pledges & Grants Receivable	$1,503,563	$1,457,329	($46,234)
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$1,075,205	$1,191,926	$116,721
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$2,163,396	$2,318,054	$154,658
Other	$263,875	$514,900	$251,025
Total Assets	$11,557,603	$11,566,489	$8,886

Liabilities	Jul 01, 2009	Jun 30, 2010	Change
Accounts Payable	$531,004	$608,252	$77,248
Grants Payable	$0	$0	$0
Deferred Revenue	$216,196	$231,686	$15,490
Loans and Notes	$810,913	$721,492	($89,421)
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$122,409	$148,912	$26,503
Total Liabilities	$1,680,522	$1,710,342	$29,820

Fund balance	Jul 01, 2009	Jun 30, 2010	Change
Temporarily Restricted Net Assets	$7,425,035	$6,974,448	-$450,587
Permanently Restricted Net Assets	$0	$0	$0
Total Restricted Net Assets	$7,425,035	$6,974,448	($450,587)
Unrestricted Net Assets	$2,452,046	$2,881,699	$429,653
Net Assets	$9,877,081	$9,856,147	($20,934)

Assets	Jul 01, 2010	Jun 30, 2011	Change
Contributions	$2,704,548
Cash & Equivalents	$5,396,708	$6,900,929	$1,504,221
Accounts Receivable	$687,572	$525,846	($161,726)
Pledges & Grants Receivable	$1,457,329	$1,862,913	$405,584
Receivable, Other	$0	$0	$0
Inventories for Sale or Use	$0	$0	$0
Investment, Securities	$1,191,926	$1,453,502	$261,576
Investment, Other	$0	$0	$0
Fixed Assets (LBE - Depreciation)	$2,318,054	$2,160,523	($157,531)
Other	$514,900	$1,157,542	$642,642
Total Assets	$11,566,489	$14,061,255	$2,494,766

Liabilities	Jul 01, 2010	Jun 30, 2011	Change
Accounts Payable	$608,252	$1,022,174	$413,922
Grants Payable	$0	$0	$0
Deferred Revenue	$231,686	$235,255	$3,569
Loans and Notes	$721,492	$641,376	($80,116)
Tax-Exempt Bond Liabilities	$0	$0	$0
Other	$148,912	$64,463	($84,449)
Total Liabilities	$1,710,342	$1,963,268	$252,926

YMCA of the East Valley

Financial trends analysis Glossary & formula definitions

Fiscal Year: Jul 01 - Jun 30

SOURCE: IRS Form 990 info

This snapshot of YMCA of the East Valley’s financial trends applies Nonprofit Finance Fund® analysis to data hosted by GuideStar. While it highlights the data that matter most, remember that context is key – numbers only tell part of any story.

Created in partnership with

Fiscal year: Jul 01 - Jun 30 View full report Download data

Business model indicators

Profitability	2018	2019	2020	2021	2022
Unrestricted surplus (deficit) before depreciation	$1,168,487	$1,105,101	$1,033,537	$638,546	-$353,199
As % of expenses	9.8%	8.6%	8.4%	6.8%	-2.7%
Unrestricted surplus (deficit) after depreciation	$719,515	$643,309	$558,035	$131,174	-$933,750
As % of expenses	5.8%	4.8%	4.4%	1.3%	-6.9%

Revenue composition
Total revenue (unrestricted & restricted)	$12,964,450	$13,980,965	$14,499,055	$10,111,635	$15,692,571
Total revenue, % change over prior year	-5.3%	7.8%	3.7%	-30.3%	55.2%
Program services revenue	42.0%	39.7%	33.2%	25.2%	27.0%
Membership dues	0.0%	0.0%	0.0%	0.0%	0.0%
Investment income	0.6%	0.6%	0.6%	1.3%	1.1%
Government grants	51.0%	54.4%	49.4%	52.9%	49.7%
All other grants and contributions	6.4%	5.1%	16.8%	11.0%	19.4%
Other revenue	0.0%	0.2%	0.0%	9.6%	2.8%

Expense composition
Total expenses before depreciation	$11,865,880	$12,917,372	$12,264,978	$9,367,866	$12,881,953
Total expenses, % change over prior year	0.7%	8.9%	-5.1%	-23.6%	37.5%
Personnel	73.6%	74.9%	71.8%	70.9%	73.8%
Professional fees	3.0%	3.3%	3.3%	3.9%	2.5%
Occupancy	9.9%	9.4%	9.9%	11.0%	10.3%
Interest	2.0%	1.7%	1.5%	0.0%	0.0%
Pass-through	0.0%	0.0%	0.0%	0.0%	0.0%
All other expenses	11.6%	10.7%	13.5%	14.2%	13.4%

Full cost components (estimated)	2018	2019	2020	2021	2022
Total expenses (after depreciation)	$12,314,852	$13,379,164	$12,740,480	$9,875,238	$13,462,504
One month of savings	$988,823	$1,076,448	$1,022,082	$780,656	$1,073,496
Debt principal payment	$282,887	$40,249	$42,031	$23,380	$0
Fixed asset additions	$0	$0	$2,206,802	$0	$0
Total full costs (estimated)	$13,586,562	$14,495,861	$16,011,395	$10,679,274	$14,536,000

Capital structure indicators

Liquidity	2018	2019	2020	2021	2022
Months of cash	1.7	2.2	3.8	5.3	1.0
Months of cash and investments	3.5	4.0	5.7	10.8	5.6
Months of estimated liquid unrestricted net assets	4.8	5.3	4.4	6.0	3.8

Balance sheet composition	2018	2019	2020	2021	2022
Cash	$1,722,224	$2,410,782	$3,874,449	$4,168,566	$1,031,426
Investments	$1,720,757	$1,877,408	$1,992,821	$4,280,607	$5,018,180
Receivables	$834,329	$1,010,636	$851,971	$300,297	$2,682,502
Gross land, buildings, equipment (LBE)	$21,430,175	$21,524,426	$23,738,803	$24,112,504	$24,349,821
Accumulated depreciation (as a % of LBE)	29.9%	32.0%	31.0%	32.7%	34.8%
Liabilities (as a % of assets)	6.4%	6.8%	4.7%	10.0%	5.5%
Unrestricted net assets	$19,619,937	$20,263,246	$20,821,281	$20,952,455	$20,018,705
Temporarily restricted net assets	$33,131	$34,413	N/A	N/A	N/A
Permanently restricted net assets	$0	$0	N/A	N/A	N/A
Total restricted net assets	$33,131	$34,413	$1,288,023	$1,920,189	$3,911,511
Total net assets	$19,653,068	$20,297,659	$22,109,304	$22,872,644	$23,930,216

Key data checks

Key data checks	2018	2019	2020	2021	2022
Material data errors	No	No	No	No	No

Operations

The people, governance practices, and partners that make the organization tick.

Documents

Letter of Determination

Form 1023/1024 is not available for this organization

Principal Officer

Darwin Barnett

Number of employees

Source: IRS Form 990

YMCA of the East Valley

Officers, directors, trustees, and key employees

SOURCE: IRS Form 990

Compensation

Other

Show data for fiscal year

Compensation data

Download up to 5 most recent years of officer and director compensation data for this organization

There are no highest paid employees recorded for this organization.

YMCA of the East Valley

Board of directors
as of 06/30/2023

SOURCE: Self-reported by organization

Board of directors data

Download the most recent year of board of directors data for this organization

Board chair

Janet Grenda

Sajid Ahmed

Mauricio Arellano

Mike Ballinger

Kenneth Ballou

Char Burgess

Tom Cutler

Peter Davis

Jake Dawes

Matt DiNinno

Brenda Dowdy

Rob Elkins

Josephine Faulkner

Jennifer Fieldhous

Brian Graham

Rich Haller

Bill Hardy

Shirley Harry

Bill Hatfield

Chrystal Hays

Matt Miller

Tyler Miner

Amy Moff-Hudec

Rita Osborne

Ralph Pacini

Ruben Robles

Scott Smith

Shelli Stockton

Steve Stockton

Peter Tupou

Tyler Waner

Melody Wolfe

Janet Greenfield

Kailey Hatfield -Odero

Bruce Satzger

Organizational demographics

SOURCE: Self-reported; last updated 2/3/2023

Candid has made improvements to the race and ethnicity options.

Who works and leads organizations that serve our diverse communities? Candid partnered with CHANGE Philanthropy on this demographic section.

Leadership

The organization's leader identifies as:

Gender identity

Male, Not transgender (cisgender)

Sexual orientation

Heterosexual or straight

Disability status

Decline to state

Race & ethnicity

No data

Gender identity

No data

Sexual orientation

No data

Disability

No data

Contractors

Fiscal year ending

There are no fundraisers recorded for this organization.

Related organizations & associated domestic grants

Show data for fiscal year

YMCA of the East Valley

For a Better Us®

Mission

Is this your nonprofit?

Programs and results

Reports and documents

What we aim to solve

This profile needs more info.

Our programs

Youth Development

Where we work

Financials

Financial documents

Revenue vs. expenses: breakdown

Liquidity in 2022 info

6.21

Months of cash in 2022 info

1

Fringe rate in 2022 info

14%

Funding sources info

Assets & liabilities info

Financial data

Digitizing IRS form 990 data

YMCA of the East Valley

YMCA of the East Valley

YMCA of the East Valley

Business model indicators

Capital structure indicators

Key data checks

Operations

Documents

Principal Officer

Darwin Barnett

Number of employees

YMCA of the East Valley

Compensation data

YMCA of the East Valley

Board of directors data

Janet Grenda

Organizational demographics

Leadership

Race & ethnicity

Gender identity

Sexual orientation

Disability

Contractors

Related organizations & associated domestic grants

Liquidity in 2022

Months of cash in 2022

Fringe rate in 2022

Funding sources

Assets & liabilities