Public, Society Benefit

DebtWave Credit Counseling, Inc.

aka San Diego Financial Literacy Center

SAN DIEGO , CA

Mission

The mission of the San Diego Financial Literacy Center is to educate and empower individuals and families to make sound financial decisions and develop positive personal finance habits for life.
Vision

By providing educational opportunities and financial guidance to help individuals and families become financially fit, the San Diego Financial Literacy Center will be providing an invaluable service to the San Diego community.

The SDFLC is governed by a Board of Advisors and is privately funded through the generosity of individuals, corporate and foundation partners, the SDFLC truly does more with less. .

Ruling Year

2001

Managing Director

Mr. Brad Pagano

Director of Education & Outreach

Mr. Chase Peckham

Main Address

9325 Sky Park Court Suite 260

SAN DIEGO , CA 92123 USA

Keywords

Financial Literacy, Military Support, Youth Education, Budgeting, Money Management

EIN

91-2156504

 Number

3057107928

Cause Area (NTEE Code)

Public, Society Benefit - Multipurpose and Other N.E.C. (W99)

Alliance/Advocacy Organizations (B01)

IRS Filing Requirement

This organization is required to file an IRS Form 990 or 990-EZ.

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Social Media

Blog

Programs + Results

What we aim to solve New!

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Our programs

What are the organization's current programs, how do they measure success, and who do the programs serve?

SOURCE: Self-reported by organization

Boost for our Heroes

Wave of the Future

Smart With Your Money

Debt Management Program

Where we workNew!

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Charting Impact

Five powerful questions that require reflection about what really matters - results.

SOURCE: Self-reported by organization

What is the organization aiming to accomplish?

What are the organization's key strategies for making this happen?

What are the organization's capabilities for doing this?

How will they know if they are making progress?

What have and haven't they accomplished so far?

A short-term goal is to continue to provide information, education, and training that drives the financial stability of the residents of San Diego County. A long-term goal is to increase financial literacy by helping individuals and families better understand how to manage their finances, create strong credit profiles, borrow wisely, and plan for retirement.

By providing educational opportunities and financial guidance to help individuals and families become financially fit, the San Diego Financial Literacy Center will be providing an invaluable service to the San Diego community.

Working collaboratively with other agencies and with subject matter experts, the SDFLC will continue to grow and expand their reach until they reach a national footprint.

The need for financial literacy programming is at an all time high and we plan on achieving success through:

> Working with our target populations to determine the highest need of the community.
> Providing surveys and polls to ensure our messaging is correct
> Combining the four pillars or strong financial acumen: personal finance, education, employment and housing
> Utilizing assessments to gain baseline data from which we can use evidence based materials and education to push financial well-being

We have over 150 community partners and over 150 volunteers. We have opened two satellite offices in conjunction with the County of San Diego to service our military constituents and we are always seeking sustainable partnerships and funding to ensure the short and long term success of our program.

Utilizing KPI's that are embedded within our assessment tools; we can identify when constituents and making progress towards goals of debt freedom, savings development and credit scores.

Using other indicators through our partners, we can identify the success of a program based on the number of individuals whom complete all phases and begin to develop and utilize the self-sufficiency standards accumulated in the educational process.

We monitor all constituents for increases in credit score, decreases in debt and accumulation of wealth.

We have been successful in the introduction of our programs and platforms and have stated to generate small amounts of data. This has led to the creation of additional programs and the recruitment of different partners and subject matter experts.

We struggle with the technology barriers and a general lack of bandwidth to effectively crunch the numbers and big data sets to develop value propositions on a regular basis.

External Reviews

Financials

DebtWave Credit Counseling, Inc.

Fiscal year: Jan 01 - Dec 31

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  • Forms 990 for 2017, 2016 and 2015
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Operations

The people, governance practices, and partners that make the organization tick.

Need more info?

FREE: Gain immediate access to the following:

  • Address, phone, website and contact information
  • Forms 990 for 2017, 2016 and 2015
A Pro report is also available for this organization for $125.
Click here to see what's included.

Board Leadership Practices

GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section, which enables organizations and donors to transparently share information about essential board leadership practices.

SOURCE: Self-reported by organization

BOARD ORIENTATION & EDUCATION

Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations?

Not Applicable

CEO OVERSIGHT

Has the board conducted a formal, written assessment of the chief executive within the past year?

Not Applicable

ETHICS & TRANSPARENCY

Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year?

Not Applicable

BOARD COMPOSITION

Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership?

Not Applicable

BOARD PERFORMANCE

Has the board conducted a formal, written self-assessment of its performance within the past three years?

Not Applicable

Organizational Demographics

In order to support nonprofits and gain valuable insight for the sector, GuideStar worked with D5—a five-year initiative to advance diversity, equity, and inclusion in philanthropy—in creating a questionnaire. This section is a voluntary questionnaire that empowers organizations to share information on the demographics of who works in and leads organizations. To protect the identity of individuals, we do not display sexual orientation or disability information for organizations with fewer than 15 staff. Any values displayed in this section are percentages of the total number of individuals in each category (e.g. 20% of all Board members for X organization are female).

SOURCE: Self-reported by organization

Gender

Race & Ethnicity

Sexual Orientation

This organization reports that it does not collect this information.

Disability

Diversity Strategies

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We track retention of staff, board, and volunteers across demographic categories
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We track income levels of staff, senior staff, and board across demographic categories
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We track the age of staff, senior staff, and board
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We track the diversity of vendors (e.g., consultants, professional service firms)
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We have a diversity committee in place
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We have a diversity manager in place
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We have a diversity plan
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We use other methods to support diversity